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Should you get multiple credit cards from the same bank?
Rajiv never thought that getting two credit cards from the same bank will create any problem. But something made him rethink... more »
Do you pay high charges on your credit card?
Rakesh is shocked to see the total charges on his credit cards, many of which are Greek to him. Can he curb them? more »
Should you purchase with a debit card or credit card?
Shailesh wants to buy a mobile phone with his credit cards but he is also tempted to use the debit card for its upfront discount. more »
How to read a credit card statement
If you think that you need to check just the due date and amount to be paid in the credit card statement, then think again... more »
Converting your credit card into lifetime free card
Rasika has been using a credit card by a foreign bank since the last 4 years and has a better understanding of the entire manner of its working. But she is annoyed as she has to pay a good amount of annual fee on her card every year. more »
Ensuring proper security for your credit card
Today, using a credit card has become commonplace and also a necessity. There would be hardly an area where it is not being used. more »
Convert your card into a lifetime free one
Credit cards are like swords. When used efficiently, they are immensely useful. But even a small slip up can cause a severe dent, in your pocket in this case. more »
New hidden charges on credit card bills
When dealing with money transactions, a sudden change can catch you unaware. Take for instance your credit card. more »
How to select a credit card?
The first thing to look for in a credit card is the interest rate. It is very important that you select a comparatively low interest rate card as you will not like to default on your credit card payments. more »
Clever ways to get your credit card complaints solved
The attention of credit card consumers has slowly been shifting from the mere use of the credit card to ensuring that there are some services available for the card users. more »
Beware! Your card can be misused
The main concern for credit card users is the security provided while using a credit card. There are various dangers that are involved with the credit card usage, which are present all along the way more »
How to get a higher limit on your credit card
There is a specified credit limit available on a credit card for a person. This limit is the amount till which a bank will allow an individual to spend on his/her card. more »
How to return a credit card that was never applied for
There are times when a sudden development leaves you in a state of shock, and also without many options. Under such situations it is essential that you know the precise steps required in safeguarding your position more »
How to select a co-branded credit card
There are a lot of credit cards available for individuals in the market. With each passing day, there are additional choices being made available for them, and this often seems to cause confusion among people. more »
Things to watch out for while getting a credit card
Frankly, how many of us really bother to read the fine print before getting a credit card? Not many, really. As we get lured by attractive offers and benefits on these cards, we tend to neglect the important part of this process, i.e., terms and conditions. more »
Paying minimum balance can turn out a trap
In your credit card statement, you will find a figure duly mentioned as the 'minimum amount due'. It is the figure that has to be paid to the bank for the purpose of ensuring that you do not fall under the defaulter category and continue using the card, without having to pay any extra charges. more »
Should you shift credit card dues to personal loan
These are times with many choices. Here's just one other choice that many of you might be pondering over - should you shift to a personal loan to pay off your credit card dues? Raghu has the same question. more »
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