Articles Section – Home Loans, Home Loan Interest Rates, Home Loan Guide

	Teaser rates - understanding the fine prints Don't buy an expensive property just because the interest rates remain low for two years...more »
	How prepayments help reduce loan burden Two banks have offered Rs. 8-lakh loan to Arti at the same rate. But she is not able to decide because of their prepayment conditions...more »
	How good is a fixed cum floating interest rate loan New as also existing borrowers must be finding new low-rate home loans very attractive, but what about the total cost? more »
	Getting maximum tax benefits on joint home loans We scramble to save tax every year. This time, we bank on our home loan for it, but will we get complete tax benefits if we are co-owners...more »
	SBI vs HDFC - Home loan war is on! First it was SBI, now it is HDFC's turn to dish out a low-rate home loan scheme, so which comes with a better offering?more »
	Home Loan rates raised, did your bank ask for repayments? Arjun is vexed by his rising loan rate; his bank is not ready to extend his period and has asked him to pay off a chunk of the loan...more »
	Use cheque swapping, avoid penalty on loan Anuj has already submitted post-dated cheques for his home loan, but he still might have to pay a penalty...more »
	How to prepare for a higher down payment Getting a housing loan nowadays is not an easy task as was witnessed for the last several years. Earlier, various financial institutions and banks were queuing up to lend money on easy terms but now they lay out several conditions before they hand out any money.more »
	How to access your Credit Report? Many a time, banks reject loan applications without giving any explanation. This frustrates loan seekers to no end and as the reason is not known, they hesitate to apply to another bank. more »
	Which is better: a 1-year or a 3-year fixed rate loan? In a bid to woo customers, many lending institutions have brought out attractive home loan schemes, for example, SBI Easy Loan with a fixed interest rate of 8 per cent for the first year. more »
	SBI special home loan: A boon or bane? The launch of low-rate home loan products by India's largest bank State Bank of India (SBI) sent its rivals into a huddle. Peers called the move a 'gimmick', but they could not avoid the war triggered by the bank's so-called 'teaser rates' and instead had to join it. more »
	Tax benefit on home loan, not without documents We all know that tax breaks are available for home loan borrowers, but how many of us are aware that there is a proper procedure to be followed to claim these benefits. more »
	How to analyse the impact of home loan rate change Continuous changes are taking place in the financial world. But in several of the situations there is not adequate understanding about the manner in which the changes will actually affect an individual's finances. more »
	Avoiding high prepayment penalties There is increasing competition being witnessed in the home loan space, which has led to a lot of choice as well as offers for borrowers. The impact is also witnessed in terms of an interest rate war from several players with two of India's biggest lenders SBI and ICICI Bank cutting their home loan rates recently. more »
	How to take a decision to switch home loan Home loan space has become increasingly competitive lately. What with SBI and ICICI Bank decreasing their home loan rates. more »
	How to select a special offer loan Loan borrowers have been witnessing a lot of offers pouring in from all sides. The credit crunch and its aftermath have led to a situation where several banks are reducing their interest rates for the customers. more »

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