Rosita

[Translate] Equity mutual funds have the potential to provide high returns but they are for investors having a high risk appetite. If you are an investor looking for a mix of debt and equity, so that the risk element reduces by virtue of the presence of the debt element in the portfolio, hybrid mutual funds [...]

[Translate] In the Income Tax Act, Section 80CCF has been introduced for the FY 2010-11, wherein investments in infrastructure bonds to the extent of Rs. 20,000 will be eligible for tax deduction. This is in addition to the permissible deduction of Rs. 1 lakh from annual income under sections 80C, 80CCC and 80CCD of the [...]

[Translate] Having your own vehicle today is more a matter of convenience than pride because with it comes the flexibility to travel unencumbered by hindrances such as taxi strikes or even the public transport not being able stick to the time schedule because of traffic among other things. With car finance now available much more [...]

[Translate] In line with the Central Banks directive, banks have switched over to the base rate lending system from the prevalent Benchmark Prime Lending Rate (BPLR) from today onwards. This change has been introduced by RBI to make lending more transparent (eliminate arbitrary charges) and also to eliminate the cost disadvantage to small borrowers as [...]

[Translate] For the insurer fraternity, ULIP category of products have been in the lime light because of the turf between IRDA and SEBI on who should have a hand over regulating it. After much talk and confusion, the issue was put to rest by the government when it issued an ordinance last week which clarified [...]

[Translate] Are you looking for debt instruments beyond bank fixed deposits and post office instruments? Debt mutual funds may well be the place to be. Not only are you assured of liquidity but it may also offer you higher returns than the traditional debt products.  What is a debt mutual fund? Debt mutual fund is a [...]

[Translate] There are various tax saving avenues under section 80C of the Income Tax Act. Most of them are apt for risk averse investors who are looking for investment in safe products. But for investors looking for equity exposure, the only two instruments available include ULIPs and ELSS. Here is a brief on ELSS. What [...]

[Translate] Investors with a risk appetite look at equity as an asset class to invest in. Investing in equity requires understanding of the market and also takes up a lot of your time, if you were to do the investments by yourself. Given that, investing is not what earns you your bread and butter, the [...]

[Translate] Home is the single most important and valuable asset that takes years of effort to own. You also willingly spend large amounts of money to maintain the house internally in good condition by way of timely repairs and renovation. Do you do anything to take care of the risks that your house is exposed [...]

[Translate] Mr. Sandeep retired last month, and has received a sum of money which he is looking to invest in a non risky product such that he receives regular income going forward. He already has investments in fixed deposits with banks and is looking for something different. Post Office Monthly Income Scheme (PO MIS) will [...]