Rupeetalk research team

[Translate] POSITIVES • Citizens over 80 years to have exemption limit of Rs 5 lakh • Surcharge for companies cut to 5 per cent, from 7.5 per cent • Priority sector lending for housing raised from Rs.20 lakh to Rs.25 lakh • FII limit of investment in infrastructure raised to $25 bn and is expected [...]

[Translate] A gap analysis of expectation versus the actual budget announcements: • Expectation:Banking licenses were being looked at with a glare of expectation to be thrown some light upon. Budget 2011:The budget only announced that the banking bill is being taken up for discussion. However no concrete date for its discussion or conclusion was announced, [...]

[Translate] The Union Budget 2011-12 presented today, provided few reasons to smiles for individual tax-payers as the tax slabs for the general category has been enhanced to Rs 1,80,000 from Rs. 1,60,000. The measure will provide a uniform tax relief of Rs 2,000 to every tax payer of this category, besides moving closer to DTC [...]

[Translate] The latest expectations from the budget, which built over past few weeks of speculation, were: • Banking licenses were being looked at with a glare of expectation to be thrown some light upon. • Separate exemption for life insurance of up to Rs.50, 000 was being sought. • Increased exemption in health insurance exemption [...]

[Translate] UNIT  LINKED  INSURANCE  PLANS ULIPs are the most talked about investment option today. You are sure to find insurance companies vying for your attention with ULIPs. The response to ULIPs too has been impressive ever since its launch and it has brought good returns for many investors. In fact, they have also contributed over [...]

[Translate] Holders of unit-linked policies (ULIPs) might have to see tough days ahead. If the much-hyped row between IRDA and SEBI was not enough, the revised direct tax code could hit the investors hard which is to be out in a month or two. The draft Direct Tax Code submitted last August proposed a tax [...]

[Translate] Most people have their first contact with an insurance company through an insurance sales agent. These agents help individuals, families, and businesses select insurance policies that provide the best protection for their lives, health, and property. They prepare reports, maintain records, seek out new clients, and, in the event of a loss, help policyholders [...]

[Translate] Higher education in India is becoming costlier in past few years especially management education. IIMs have increased their fees drastically in last few years. A two-year management course in IIM Ahmadabad will cost you 13.7 lakhs whereas in IIM Calcutta, it will cost you Rs. 13.5 lakhs.  These amounts are too much for any [...]

[Translate] Riders are the additional benefits that can be added to a basic insurance policy. They allow you to enhance your insurance cover. Riders can be added for an additional cost which amounts to paying an extra premium, according to your needs. Generally, this premium is low because relatively little underwriting is required. When a [...]

[Translate] Online insurance has revolutionized the insurance market by making the whole process of selection, comparing and buying of insurance convenient and quick. The ability to purchase insurance online and avoid high-pressure salesman is a luxury that today’s consumers enjoy. However, the task of searching, comparing and purchasing online insurance can seem overwhelming. Some of [...]