Credit card articles

[Translate] Today all banks try to induce their customers to shift the outstanding amount on one credit card to another by facilitating balance transfer that too at a cheaper rate. It is generally believed that low interest rates or even zero interest rates are available for balance transfer but this interim relief is just an [...]

[Translate]     Next morning, when you peep into your daily newspaper, you might see pages dedicated to exciting purchase offers. With the festival season already underway, 0% EMI Schemes would dominate most of classified ads selling right from a trendy laptop to diamond jewellery, branded furniture for your dining room to a mind-blowing music [...]

[Translate] Today, there aren’t enough reasons not to use credit cards, esp. when they are loaded with lucrative cash back offers. As far as credit card companies are concerned, cash-back is a strategy to garner a larger pie of ever-increasing spending levels of urban middle-class customers; on the other hand, customers are happy as they [...]

[Translate] At 9.4 per cent, inflation is perhaps the biggest concern for common man today. From your daily grocery bills, petrol bills, parties, etc., everything is digging deep into our pocket, which is enough to send the monthly budget for a toss. Higher expenses on our household items result a decline in our ability to [...]

[Translate]   As credit cards have become the need of an hour, Rupeetalk discusses some important facts about credit cards, which you must know before applying for a card. If you are aware of these simple facts, it will become easy for you to comprehend the process better…   What are the minimum eligibility criteria [...]

[Translate] These are times with many choices. Here's just one other choice that many of you might be pondering over – should you shift to a personal loan to pay off your credit card dues? Raghu has the same question. Let's understand Raghu's situation in life. He has Rs 60,000 as outstanding on his credit [...]

[Translate] Frankly, how many of us really bother to read the fine print before getting a credit card? Not many, really. As we get lured by attractive offers and benefits on these cards, we tend to neglect the important part of this process, i.e., terms and conditions. The gravity of which dawns on us when [...]

[Translate] There are a lot of credit cards available for individuals in the market. With each passing day, there are additional choices being made available for them, and this often seems to cause confusion among people. Among the various categories of credit cards are co-branded cards whereby two institutions get together and launch a credit [...]

[Translate] There are times when a sudden development leaves you in a state of shock, and also without many options. Under such situations it is essential that you know the precise steps required in safeguarding your position; one such situation is when a credit card is issued to you when you have not applied for [...]

[Translate] There is a specified credit limit available on a credit card for a person. This limit is the amount till which a bank will allow an individual to spend on his/her card. The cardholder will have to ensure that the total amount of use on the card does not exceed this figure. There are [...]