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Kotak Mahindra Bank Ace Current Account in Gwalior, Madhya Pradesh

Kotak Mahindra Bank Ace Current Account in Gwalior, Madhya Pradesh

 

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  • Account Type
  • Currect Account
  • Minimum balance
  • Rs. 2,50,000 for Average Quarterly Balance
  • Daily withdrawal limit
  • Std Chrgs (No Approval required for any amount)
  • Cash deposit limit
  • Std Chrgs (No Approval required for any amount)
  • Demand draft facility
  • Free upto 30L p.m.; thereafter Std Chrgs
  • Multi city cheque facility
  • <10K: 50/Chq;
    10K - 1L: 25/Chq; >1L: Free
  • Funds transfer facilities
  • Free

Features and Benefits of Kotak Mahindra Bank Ace Current Account in Gwalior, Madhya Pradesh

  • Free DDs, NEFT, RTGS & at - par cheque book
  • Free cheque collection & free cheque returns
  • Free cash deposit at home branch
  • Free Home Banking service
  • Kotak ActivMoney
  • Unsecured overdraft facility upto Rs.10 lakhs

ActivMoney gives you the unique opportunity to maximize your returns while offering liquidity at the same time. Daily balances in your Current Account, above a certain amount are automatically swept into fixed deposits. The 'swept out amount' is brought back into the account to meet fund requirements when the account balance goes below the threshold level. So you not only enjoy attractive returns on your idle balances but also maximize liquidity.

With our unique feature Credit Access, you can avail Overdraft Facility upto Rs. 10 lakhs on your account for your business needs or emergencies. This facility is available after six months of account relationship with the bank.

Enjoy the benefit of unlimited DDs per month payable at more than 125 Kotak branch locations & DDs upto Rs. 30 lakhs per month payable at more than 1000 Kotak non-branch locations absolutely free!

All NEFT transactions done through branch or Net Banking are absolutely free! Transfer funds across all major banks covering more than 10000 branches at more than 200 locations pan India.

All RTGS transactions through branch or Net Banking are absolutely free. With this service you can transfer any amount above Rs. 1 lakh to more than 50000 bank branches across India at faster speed and absolutely free of charge!

Get free payable at-par cheque books that are treated as 'local clearing' cheques across all our branch locations. Save on DD charges while enjoying the convenience of a cheque!

All out-station cheques drawn on Kotak branch locations & cheques of value more than Rs.1 lakh drawn on Kotak non-branch locations shall be collected absolutely free! Our strong network of correspondent banks enables us to collect cheques from more than 1600 locations across India in a fast and efficient manner.

With this customized feature specially offered for your business, you can avail a monthly free limit on local cheques deposited & returned!

Avail the best foreign exchange rates on your inward/outward remittances. We excel in processing all kinds of export/ import bills with low turn-around time at competitive rates.

At Kotak we understand that your needs are unique and hence as a ACE Current Account customer, we provide you a dedicated Relationship Manager who will be your single point contact at the bank. S/he will ensure that your requirements are prioritized and will also provide you valuable advice regarding smart money management

Your account/s with Kotak Mahindra Bank will be recognized across all our branches. You can walk into any branch across the country to satisfy all your banking needs.

You can use your Kotak Mahindra Bank Global Debit Card to withdraw cash from any VISA ATM anywhere in the world. You can use the card to debit your Current Account for all business related expenses and easily track your transactions. You can use any VISA ATM anywhere in world absolutely free!

You can deposit cash at home branch upto 5 times of the average balance of your account for the preceeding month absolutely free! So you can define your free cash deposit limit as per your needs!

You can use our 'Home Banking' service free once per day each for cash pick up/delivery upto Rs. 5 lakhs and cheque pick up/ DD delivery from/to your doorstep.

You can get all cheques which are to be deposited in your account, picked up from your office every day absolutely free of charge!

Our SMS Requests & Alerts service enables you to track your account transactions through your mobile phone. You shall receive weekly SMS alerts for account balance! Also any large credits/debits, balance below AQB, SI failure and SI successfully executed shall be intimated to you via SMS alerts. You can also request your account balance, last 3 transactions details & cheque book by SMS sent to 9971056767/5676788

Our 24-hrs Customer Contact Center offers you personalized service round the clock. Just pick up the phone and call us on our toll free number 1800 102 6022 pan India.

Log on to our website www.kotak.com to avail of our highly convenient Net banking services such as:

  • Kotak ActivMoney
  • Unsecured Overdraft Facility
  • Free Demand Drafts
  • Free NEFT
  • Free RTGS
  • Free At - Par Cheques
  • Free Cheque Collection
  • Free Cheque Returns
  • Better Forex Rates & Efficient Trade Services
  • Dedicated Relationship Manager
  • Multi - City Banking
  • Business Debit Card with Free Access at all Domestic & International VISA ATMs
  • Free Cash Deposit at Home Branch
  • Free Cash /Cheque Pick up and Delivery
  • Free Beat Cheque Pick-up
  • SMS Requests and Alerts
  • 24 x 7 Phone Banking
  • Net Banking
    1. View account balances
    2. Download account statement
    3. Online tax payments through E tax
    4. Fund transfer
    5. NEFT payments
    6. RTGS payments
    7. Utility Bill payments through BillPay
    8. Credit Card payments through Visa Money Transfer
    9. Buying / redemption of mutual funds

Documents Required for Kotak Mahindra Bank Ace Current Account in Gwalior, Madhya Pradesh

Basic Common Documentation

  • Proof of Identity: PAN Card, Voter Id Card, Passport, Driving License
  • Proof of Address: Latest Telephone Bill or Electricity Bill

Public or Private Limited Companies

  • Certificate of Incorporation and Commencement of Business
  • Memorandum and Articles of Association
  • Board resolution authorising the opening and operation of the account
  • PAN or GIR No. or completed Form 60
  • List of Directors with residential addresses

Partnership Firms

  • Partnership Deed and Registration Certificate
  • Shop and Establishment Certificate
  • Letter from partners approving the persons concerned to open and operate the account

Proprietorship Concerns

  • Certificate from State Govt or Statutory Body or Trade License or Sales Tax Certificate or Shop and Establishment Certificate
  • Letter of proprietorship, duly signed by the proprietor in his or her individual capacity (with a rubber stamp)
    Hindu Undivided Family
  • Letter of HUF duly signed by Karta and all Co-Parceners
  • PAN or GIR No. or completed Form 60
  • Names of Karta and Co-parceners with residential addresses
  • Latest passport-size photographs of all the authorized signatories

Trusts

  • Copy of the trust deed
  • Copy of the registration certificate
  • Copy of the resolution by the trustees authorising the members concerned to open and operate the account
  • List of Trustees with residential addresses
  • Photographs of the members operating the account Associations or Clubs
  • Bye-laws of the association or club
  • Certificate of Registration
  • Copy of the resolution by the Board authorising the members concerned to open and operate the account
  • Photographs of the members operating the account

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