Bank of India Star suraksha saving account

·         Eligible

o        Individuals - Single Accounts, Joint Accounts ,except Minors, NRIs and accounts under Diamond Category

·         Initial and Min Deposit

o        Rs.500/-

·         Interest Rate

o         3.5% p.a applied twice in a year in Feb and August

·         Charges of non-maintaining minimum balance

o        Rs.20/- per month for not maintaining min Balance

·         Incentives

o        FREE ACCIDENTAL DEATH INSURANCE COVER UP TO RS.50,000/-

o        FREE ONE DD/PAY ORDER P.M. (UPTO RS.25000/-)

o        FREE 50 CHEQUE LEAVES P.A

o        NO LEDGER FOLIO/ TRANSACTION CHARGES

o        FREE INTERNATIONAL/GLOBAL ATM CUM DEBIT CARD (Annual Charges applicable from next year )

o        FREE STAR SANDESH (SMS) FOR CUSTOMER  INDUCED TRANSACTION FROM ATM/POINT OF SALE OR INTERNET BANKING AND SOME OTHER  TRANSACTIONS

o        FREE INTERNET BANKING FACILITY

o        FREE NEFT/RTGS THROUGH NET BANKING

o        UNLIMITED INTERNET & ATM ( BANK’S ATM )    TRANSACTIONS

o        FREE SMS AND TELEBANKING

o        PERSONALISED CHEQUE BOOK ON REQUEST.AT SELECT CENTRES

o        FREE UTILITY BILLS PAYMENT FACILITY THROUGH E-PAY

·         Product available specially to BOI customers

o        BOI-National Swasthya Bima Yojana floater medi claim policy of NICL available at low premium

·         Product available to BOI customers

o         Life Insurance and ULIP products of Star Union Dai-ichi Life Insurance Co.Ltd are also being distributed by the bank to the customers

Identity proof :

    * Passport
    * PAN card
    * Voter ID card
    * Driving licence
    * Government ID card
    * Photo ration card
    * Senior citizen ID card


Address proof :

    * Passport
    * Telephone bill
    * Electricity bill
    * Bank Statement with Cheque
    * Certificate/ ID card issued by Post office