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Bank of Maharashtra A NEW CURRENT ACCOUNT

Bank of Maharashtra A NEW CURRENT ACCOUNT

 

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  • Account Type
  • Currect Account
  • Minimum balance
  • Zero balance
  • Daily withdrawal limit
  • N.A.
  • Cash deposit limit
  • Rs.5000/-
  • Demand draft facility
  • 30% discount on normal charges on Pearl. 60% discount on normal charges on Sapphire.
  • Multi city cheque facility
  • 30% discount on normal charges on Pearl. 60% discount on normal charges on Sapphire.
  • Funds transfer facilities
  • Free

Features and Benefits of Bank of Maharashtra A NEW CURRENT ACCOUNT

Features / Name of the Scheme

Pearl

Sapphire

Initial Deposit Amount for opening of the A/c.

Rs.5,000/-

Rs.5,000/-

Quarterly average balance

Rs.1,00,000/- and above

Rs.5,00,000/- and above

Transactions allowed free of cost

Unlimited

Unlimited

Remittance charges / Drafts issuing, etc.

30% discount on normal charges.

60% discount on normal charges.

Outstation / local-cheques / Bills, etc. collection charges

30% discount on normal charges

60% discount on normal charges.

RTGS Services

30% concession on normal charges

60% concession on normal charges

Ledger Folio Charges

Free

Free

Charges for non maintenance of minimum average balance

Nil

Nil

Standing Instructions Regn.

50% Concession on normal charges

Free

Rebate on Locker Rent (of any size)

25% rebate in locker rent of one locker

50% rebate in locker rent of one locker

Debit-cum-ATM Card

Free

Free

Stop Payment Instruction Charges

Free

Free

INTEREST / BALANCE CERTIFICATE

Free

Free

 

 

Eligibility

Any individual, proprietorship or partnership firm or a legal person i.e. Institution or a Company or Trust, Corporate Bodies, Government / Semi-Government Departments, a developmental Agency formed by Government, can be allowed to open a Current Account.
Application for opening the Current Account should be tendered in the Current Account Opening Form prescribed by the bank.
All Current accounts should be opened after obtaining satisfactory introduction, preferably by another properly conducted Current holder.

Amount of Deposit

Minimum amount for opening of current account is Rs.5000/-

Nomination

Nomination facility is available.

Interest

No interest is payable on this account

Other Benefits

  1. Telebanking facility, Remote Access Terminal (RAT) facility is available at selected branches.
  2. Regular & punctual transfer of funds from one a/c to another account by issuing Standing Instructions.
  3. Interest on Fixed Deposits can be collected to this account.

Documents Required for Bank of Maharashtra A NEW CURRENT ACCOUNT

Basic Common Documentation

  • Proof of Identity: PAN Card, Voter Id Card, Passport, Driving License
  • Proof of Address: Latest Telephone Bill or Electricity Bill

Public or Private Limited Companies

  • Certificate of Incorporation and Commencement of Business
  • Memorandum and Articles of Association
  • Board resolution authorising the opening and operation of the account
  • PAN or GIR No. or completed Form 60
  • List of Directors with residential addresses

Partnership Firms

  • Partnership Deed and Registration Certificate
  • Shop and Establishment Certificate
  • Letter from partners approving the persons concerned to open and operate the account

Proprietorship Concerns

  • Certificate from State Govt or Statutory Body or Trade License or Sales Tax Certificate or Shop and Establishment Certificate
  • Letter of proprietorship, duly signed by the proprietor in his or her individual capacity (with a rubber stamp)
    Hindu Undivided Family
  • Letter of HUF duly signed by Karta and all Co-Parceners
  • PAN or GIR No. or completed Form 60
  • Names of Karta and Co-parceners with residential addresses
  • Latest passport-size photographs of all the authorized signatories

Trusts

  • Copy of the trust deed
  • Copy of the registration certificate
  • Copy of the resolution by the trustees authorising the members concerned to open and operate the account
  • List of Trustees with residential addresses
  • Photographs of the members operating the account Associations or Clubs
  • Bye-laws of the association or club
  • Certificate of Registration
  • Copy of the resolution by the Board authorising the members concerned to open and operate the account
  • Photographs of the members operating the account

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