· No minimum balance requirements.
· No Ledger Folio/ Transactions charges.
· Free ATM International Debit Card(Annual Charges applicable from next year )
· Free
· Free Internet Banking Facility.
· Unlimited ATM and Internet Transactions.
· Free Access to non-BOI ATMs under Cash Tree.
· Free Statement of Account - Quarterly - from the Branch
(No Pass Books to be delivered) Monthly - through e-mail.
· Free Tele banking/ SMS Banking *
· Free Personalised Cheque Books (50 leaves in a year)*
· Free Demat Account (for the first year)*
· Facility for Online Trading of Shares*
· Free cheque pickups/deliveries - once a day (cheque drop boxes to be installed in the Office)
· TOD Facility - equal to previous month's net salary @ Personal Loan Rate.#
· Free Multicity Cheques *
· Free Utility Bills Payment through e-Pay Facility.
· Waiver of processing charges and/or concession in R/Interest upto 25 basis points for group processing of Retail Loans of the employees. - ZMs to use their discretion.
Identity proof :
* Passport
* PAN card
* Voter ID card
* Driving licence
* Government ID card
* Photo ration card
* Senior citizen ID card
Address proof :
* Passport
* Telephone bill
* Electricity bill
* Bank Statement with Cheque
* Certificate/ ID card issued by Post office
1. Salary Accounts may be opened for Firms/ Corporates/ Govt./ Semi-Govt. undertakings having minimum 25 employees.
2. The Institution should open its C/D A/c. with us, wherever possible.
3. Minimum net salary of any employee not to be less than Rs.10,000/- p.m.
4. Salary Accounts may be opened only in CBS Branches, so that
a. centralized salary database is created and provided to the Salary paying Company/ Govt. Deptt., whenever required (at a cost).
b. Simultaneous credit of salary for all the employees in various branches of the Company is possible through centralized salary payment scheme in the case of companies having branches in more than one city.
c. Salary paying Company provides salary particulars in a floppy or soft copy, so that credit can be given to the individual accounts with least work pressure.
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