HDFC Bank SavingsMax account

• Free unlimited transactions: Cash withdrawal and balance enquiry, at all HDFC Bank ATMs & at all non HDFC Bank domestic ATMs using your HDFC Bank Debit Card
• Free Gold Debit Card for primary account holder for lifetime of the account. Gold Debit Card for other account holders at Rs 250/- p.a.
• Free Woman's Advantage/International Debit Card for all account holders for lifetime of the account.
• Free Payable-at-Par (PAP) chequebook, without any usage charges upto a limit of Rs. 2 lac per month. Above Rs. 2 lac, charge of Rs.3.50/- per Rs. 1,000/- on the full amount.
•    
• Free Demand Drafts on HDFC Bank locations, upto a limit of
• Rs. 1 lac per day.
• Self/Third Party Cash Deposit/Withdrawal at non-home branches, upto Rs 50,000/- per day free. Above Rs 50,000 a charge of Rs 2.90 per thousand on the full amount would be applicable.
• Optional “MoneyMaximizer” (sweep- out) facility for conversion of your surplus money into high earning fixed deposits, at the threshold of Rs.1,25,000/- . In the event of the balance in SavingsMax account exceeding / reaching Rs.1,25,000/-, the amount in excess of Rs.1,00,000/- will be swept out in to a Fixed Deposit with a minimum value of Rs.25,000/- for a 1year 1day period *
• Free BillPay & InstaAlerts for all account holders for lifetime of the account.
• Free Monthly Statement of Account.
• 50% off on the Locker rental for the 1st year only.
• Folio maintenance charges on Demat account free for first year.
• Free NetBanking, PhoneBanking & MobileBanking.
• Free Passbook facility available at home branch for account holders (individuals).
• Free Email Statement facility .
• Special Privileges
• Insurance Benefits (applicable from 1st Aug 09)
•  
• Enjoy an Accidental Hospitalization cover of Rs. 1 lac per annum on your SavingsMax account.
•  
• You can also claim daily cash allowance* at Rs.1,000/- per day for a maximum of 15 days per year, for each day of hospitalization due to an accident.
•  
• This is a re-imbursement cover, extended only to the first holder of the SavingsMax account.
• It would be applicable after the completion of the 1st calendar quarter, post the quarter of a/c opening.
• Eg. If the SavingsMax a/c is opened in August 2009, the insurance benefit will apply only from January 2010.
• For the claim to be accepted & processed, the first holder of the SavingsMax account should have fulfilled the below 2 conditions -
• Maintained an Average Quarterly Balance of Rs. 25,000/- (irrespective of enjoying the benefit of a zero balance account with a Fixed Deposit of minimum Rs. 1,00,000/-) in the calendar quarter previous to the quarter of the date of accident.
• Should have done at least 1 purchase - point of sale (POS) transaction at a merchant establishment using the Debit Card in the previous 3 months before the date of accident.
•  
• For further Terms & Conditions please click here
• Preferential pricing on new Online Trading Accounts
•  
• Account opening charges Rs.399/- only (Regular pricing at Rs. 799/-)
• 1 lac of trade volumes free (Valid for 3 calendar months post the online trading a/c opening month)
•  

Identity proof :

    * Passport
    * PAN card
    * Voter ID card
    * Driving licence
    * Government ID card
    * Photo ration card
    * Senior citizen ID card


Address proof :

    * Passport
    * Telephone bill
    * Electricity bill
    * Bank Statement with Cheque
    * Certificate/ ID card issued by Post office