HSBC Bank Smart Money account

The intelligent way to grow your money

Higher interest rates

Open a SmartMoney Account with a minimum fixed deposit of Rs. 25,000 and get high returns. We have special rates for special tenors.

Free⁺ savings accounts

Get a free⁺ savings account, without having to maintain any Average Quarterly Balance (AQB).

Up to 90% overdraft

You can withdraw up to 90% through an overdraft facility. You can pay interest only on the amount overdrawn, while you earn interest on 100% of your fixed deposit.

Anytime access

Access your SmartMoney Account 24 hours a day through our ATMs, Phone Banking, Internet Banking. You also get your own personalised chequebook.

Free HSBC credit card^#

Make the most of your hard-earned money with money saving features and value added benefits.

Free HSBC International debit card^#

The HSBC International debit card^# allows you to withdraw up to Rs. 25,000 per day, with higher withdrawal limits for PowerVantage and HSBC Premier customers.

Free online bill payment services

Make all your bill payments online and avoid the hassles of physical payments. It's convenient and quick.

Your completed account opening form

A passport-size photograph of yourself and all other accountholders, which must be signed across the front.

One document each from the following two categories:

Proof of individual's identity

• Passport*
• Voter's ID
• Driving licence
• Government ID card
• Defence ID card
• Photo ration card
• Photo PAN card

Proof of residence

• Passport*
• Telephone bill
• Electricity bill
• Ration card
• Society outgoing bill
• Life Insurance Policy