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Indian Bank Savings account SB Platinum

Indian Bank Savings account SB Platinum

 

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  • Account Type
  • Saving Account
  • Minimum balance
  • Rs. 25,000/- for Minimum average Balance
  • Daily withdrawal limit
  • N.A.
  • Free debit card
  • Free
  • Funds transfer facilities
  • FREE
  • Auto sweep FD facility
  • N.A.

Features and Benefits of Indian Bank Savings account SB Platinum

SB Platinum
Salient Features A Savings Bank Account with an option to convert your excess funds in the account to Term Deposit on a daily basis.
Eligibility Any individual singly or jointly with two or more individuals are eligible for this scheme.
Value added FREE Value additions:
1. Life Insurance cover for Rs. 1 Lakh “IB Jeevan Kalyan” for the Age-group of 18-45 years to the first named A/c holder.
2. Personal Accident Insurance cover for Rs. 1 Lakh “IB Chhatra” the first named A/c holder in the Age-group of 18-70 years.
3. Personalised Cheque Book marked as Sweep / Multi-city Cheque Account.
4. Free remittance to anywhere in India upto max. 2 times a year totalling Rs.25000/- by any mode.
5. Internet Banking, Mobile Banking, Phone Banking.
8. ATM-cum- International Debit Cards.
9. Global Credit Card (No initial/Annual charges.
10.‘IndBank Bill Pay’ (Utility Bill payment) in select cities.

Value Additions on payment of Applicable charges:
1. Anywhere Banking.
2. Multi-city Cheque facility.
3. Global Credit Cards
4. Funds Transfer (RTGS/CBS).
5. DP Services (Demat A/c).
6. Online Trading through our subsidiary, IBMBS.
7. “Arogya Raksha Plus”, - our Co-branded Group Mediclaim Insurance policy upto Rs. 5 Lakhs.
Min Amt A Minimum average Balance of Rs. 25,000/- (total products of 7,50,000 per month i.e. 30 days X Rs.25,000/-) and a threshold minimum of Rs.50,000- for transferring to Term Deposit. (i.e. Sweep would be effected only when the balance exceeds Rs.50,000/-)
Other Requirements/Details * Threshold Balance for transferring to MOD A/c (threshold balance) will be Rs.50,000 or more, at the option of the depositor.
* "The amounts lying in the Account over the threshold balance, will be transferred to STD / Fixed Deposit / RIP automatically in multiples of Rs.5,000/- or above as chosen by the customer (called the PUSH Sweep). Period of MOD in the form of STD / Fixed Deposit will be 15 days to 1 year at the option of the depositor. For MOD in the form of RIP Deposits, it will be a minimum term of 6months and upto year.
* In case of emergency, if there is a cheque received for payment or an ATM withdrawal, and the balance in the Savings Bank A/c is not sufficient, then the latest MOD deposit (STD/FD/RIP) will be prematurely closed to the extent required in certain multiples and transferred automatically to Savings Bank A/c (called the PULL Sweep) to meet the payment. The remaining Deposit will continue to get interest at the contracted interest rate for the remaining period.
*If the average monthly minimum balance in the Savings Bank Account falls below Rs.25,000/-, i.e. if the total products are less than 7,50,000 in a month, a penalty of Rs.120/- per month (inclusive of Service Tax) will be levied.
* Internet Banking, Mobile Banking and Phone Banking.
* ATM-cum-Global Debit Card as applicable.

Documents Required for Indian Bank Savings account SB Platinum

Identity proof :

    * Passport
    * PAN card
    * Voter ID card
    * Driving licence
    * Government ID card
    * Photo ration card
    * Senior citizen ID card


Address proof :

    * Passport
    * Telephone bill
    * Electricity bill
    * Bank Statement with Cheque
    * Certificate/ ID card issued by Post office

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