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South Indian Bank Junior Savings

South Indian Bank Junior Savings


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  • Account Type
  • Saving Account
  • Minimum balance
  • Rs.250/- per quarter as on date
  • Daily withdrawal limit
  • N.A.
  • Free debit card
  • Free
  • Funds transfer facilities
  • Free
  • Auto sweep FD facility
  • N.A.

Features and Benefits of South Indian Bank Junior Savings

·         Students having completed 12 years of age with an upper age limit of 23 years are eligible to open a SB account with any of their branches. Introduction from the Principal / Head Master / HOD & Photo Identity Card are sufficient for opening such an account. Usual introduction is acceptable. 

·         SB account may be opened at least with a minimum cash remittance of Rs.10/-. However, a minimum balance of the a/c is Rs 150/-, has to be maintained within a period of 3 months. 

·         Free cheque books can be issued and free Internet based fund transfer may be allowed when the account holder attains the age of majority (18 years) and also by keeping a quarterly average balance of Rs.1000/-. Penalty for non maintenance of minimum balance will be applicable in such accounts (Rs.250/- + ST per quarter as on date). 

·         Free ATM cum Global Debit Card: ATM cum Global Debit Card will be issued free of cost. 

·         Parents can open an ABB account with any of their Branches for easy fund transfer. 

·         Free fund transfer will be permitted from Parents Account to SIB Junior Account. 

·         Bank may consider Education Loans to eligible students.

Documents Required for South Indian Bank Junior Savings

Identity proof :

    * Passport
    * PAN card
    * Voter ID card
    * Driving licence
    * Government ID card
    * Photo ration card
    * Senior citizen ID card

Address proof :

    * Passport
    * Telephone bill
    * Electricity bill
    * Bank Statement with Cheque
    * Certificate/ ID card issued by Post office

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