Union bank of India NO frills savings account

• All resident individuals eligible to open a "No frills saving account" subject to the conditions that only one member of the family can open such account in single/joint name/s.
• Minimum balance required in the account is Rs.25/- in non-CBS branches and in CBS branches average quarterly balance of Rs.25/-
• No penalty for non-maintenance of prescribed minimum/average quarterly balance.
• No chequebook facility will be available.
• One ATM / International debit card will be issued to the account holder.
• Withdrawal of cash will be available only through ATM wherever online ATM facility is available. At other branches, withdrawals will be through withdrawal slip.
• Number of free customer induced debit entries will be restricted to 30 per half year including debit entries through ECS/ATM. Entries above 30 will be charged @ Rs.5/- per entry.
• Total credits in the account should not exceed Rs.100000/- in a year.
• There is no restriction on entries for deposit of Cash/Cheques in the account.
• Nomination facility is available.
• The balance in all the accounts of the accountholders taken together in the bank should not exceed Rs.50,000/-.

Special facilities under "No Frills Account" for residents of North-eastern states i.e. Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland & Tripura.

• Clean overdraft upto Rs.500/-once in a year (Conditions apply).

Identity proof :

    * Passport
    * PAN card
    * Voter ID card
    * Driving licence
    * Government ID card
    * Photo ration card
    * Senior citizen ID card


Address proof :

    * Passport
    * Telephone bill
    * Electricity bill
    * Bank Statement with Cheque
    * Certificate/ ID card issued by Post office