Blog

The RBI’s  final guidelines on base rate will ensure that existing home loan borrowers get the full benefit of any reduction in interest rates. While it is too complex to understand how the base rate will be determined, the essence seems to be that the banks cannot discriminate between old borrowers and new ones. This will [...]

Overall, a lackluster budget for the economy but no shocks! The middle class can celebrate a bit with the Income Tax slabs now helping them to fight the inflation. Believe me, the inflation rate will make sure that most of the tax savings will go towards meeting higher prices.
Here are some predictions and suggestions for [...]

With two home loan EMIs running, almost no news about home loans escapes ones eyes. With most banks announcing that they will withdraw the ‘teaser’ schemes, I finally decided to get one of the loans refinanced. Now my current lender, India’s largest private bank, was never good to me. I had a great deal from [...]