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Shailesh, 26, earns Rs 80,000 per month and saves almost half of the salary. He owns an International Gold debit card and two credit cards. When it comes to purchase, Shailesh prefers to swipe credit card instead of the debit card. One day, his eyes fell on a mobile phone and he took instant liking [...]

The Securities and Exchange Board of India (SEBI) has opened a new window of opportunities for the Indian mutual fund industry by allowing online trading of MF units through stock exchanges. This move is intended to offer both investors and mutual fund houses a cost-effective and convenient way to trade in mutual funds. But this [...]

The general perception about debt mutual funds is that they are meant for risk-averse investors and provide a reasonable fixed income. This suggests that debt mutual funds are safe and secure, but that is not the case. Investments in these funds are also subject to risks. The main risk is in the form of interest [...]