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	<title>Rupeetalk-Personal Finance Blog &#187; satkam</title>
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	<description>Personal Finance blog</description>
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		<title>Understanding the components of credit card statement &#8211; statement due date, minimum amount due, interest due, credit limit</title>
		<link>http://www.rupeetalk.com/blog/understanding-components-credit-card-statement-statement-due-date-minimum-amount-due-interest-due-credit-limit/</link>
		<comments>http://www.rupeetalk.com/blog/understanding-components-credit-card-statement-statement-due-date-minimum-amount-due-interest-due-credit-limit/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 12:28:48 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=981</guid>
		<description><![CDATA[
			
				
			
		
We might have become accustomed to using a credit card, but the same cannot be said about reading our card statement. We still feel stumped about certain terms or part or information in the statement. A credit card statement presents the summary of various expenses and payments made on a card in a month. Thus [...]]]></description>
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		<title>Various charges associated with credit cards and how to minimise them</title>
		<link>http://www.rupeetalk.com/blog/charges-credit-cards-minimise/</link>
		<comments>http://www.rupeetalk.com/blog/charges-credit-cards-minimise/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 12:01:09 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=971</guid>
		<description><![CDATA[
			
				
			
		
After receiving a credit card statement, the first thought that comes to our mind is what charges we are going to pay this time. We have anticipated a certain amount due on the card, but the statement tells a different story. There is a huge difference between the amount we have expected and the one [...]]]></description>
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		<title>Should you get multiple credit cards from the same bank?</title>
		<link>http://www.rupeetalk.com/blog/multiple-credit-cards-bank/</link>
		<comments>http://www.rupeetalk.com/blog/multiple-credit-cards-bank/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 11:35:19 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=969</guid>
		<description><![CDATA[
			
				
			
		
It is easy and convenient for an individual to take multiple credit cards from a single bank. And then there are other benefits too. Your longstanding relationship with the bank fetches you some rewards, and there is also familiarity with the dealings and ease of payments. But not everything is positive about this arrangement.
Rajiv, a [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>More disposable income and increased loan eligibility for the aam admi</title>
		<link>http://www.rupeetalk.com/blog/disposable-income-increased-loan-eligibility-aam-admi/</link>
		<comments>http://www.rupeetalk.com/blog/disposable-income-increased-loan-eligibility-aam-admi/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 05:01:46 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[home loan]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=901</guid>
		<description><![CDATA[
			
				
			
		
Finance Minister Pranab Mukherjee’s recent budget announcements have come as a relief to the taxpayer. Under the revised tax structure, incomes between Rs 1.6 lakh and Rs 5 lakh will attract 10 per cent tax, while on incomes between Rs 5 lakh and Rs 8 lakh, 20 per cent tax will be applicable. For incomes [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Fixed Maturity Plans &#8211; Back in vogue</title>
		<link>http://www.rupeetalk.com/blog/fixed-maturity-plans-back-in-vogue/</link>
		<comments>http://www.rupeetalk.com/blog/fixed-maturity-plans-back-in-vogue/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 12:20:49 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=840</guid>
		<description><![CDATA[
			
				
			
		
In the months following the introduction of stricter norms, it appeared that FMPs had lost their attractiveness. But they have staged a remarkable comeback. The Indian mutual fund industry, which until October 2008 was riding high on the bull run in equities, was halted in its track by the global liquidity crisis. Almost all mutual [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>8 steps to financial planning for singles</title>
		<link>http://www.rupeetalk.com/blog/8-steps-financial-planning-singles/</link>
		<comments>http://www.rupeetalk.com/blog/8-steps-financial-planning-singles/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 09:12:39 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[asset allocation]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial planning for singles]]></category>
		<category><![CDATA[financial planning india]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money management]]></category>
		<category><![CDATA[portfolio]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=666</guid>
		<description><![CDATA[
			
				
			
		

If you are single, with little or no responsibility and like to live life king size, chances are you do not have a systematic savings plan. Most single or unmarried people are so caught up living a good, happy, responsibility-free life that they ignore the need to build up a corpus for their twilight years.
If [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>REC bonds: A way to save capital gains tax</title>
		<link>http://www.rupeetalk.com/blog/rec-bonds-save-capital-gains-tax/</link>
		<comments>http://www.rupeetalk.com/blog/rec-bonds-save-capital-gains-tax/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 11:29:48 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Fixed Income]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[product reviews]]></category>
		<category><![CDATA[REC Bonds]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=568</guid>
		<description><![CDATA[
			
				
			
		

Sujay bought a flat in January 2005 and sold it in August 2009. Since he held the property for more than three years, the asset became a long-term asset and the gain, a long-term capital gain. Now, Sujay is worried about the capital gains tax that he has to pay on the gain. He is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>ICICI Bank Advantage Deposit: A two-in-one investment solution</title>
		<link>http://www.rupeetalk.com/blog/icici-bank-advantage-deposit-a-two-in-one-investment-solution/</link>
		<comments>http://www.rupeetalk.com/blog/icici-bank-advantage-deposit-a-two-in-one-investment-solution/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 12:39:18 +0000</pubDate>
		<dc:creator>satkam</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Fixed Income]]></category>
		<category><![CDATA[Money management]]></category>
		<category><![CDATA[Mutual Fund]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Advantage Deposit]]></category>
		<category><![CDATA[Compounded Annualized Return]]></category>
		<category><![CDATA[FD + Mutual Fund]]></category>
		<category><![CDATA[Fixed Deposit]]></category>
		<category><![CDATA[ICICI Mutual Fund]]></category>
		<category><![CDATA[ICICI Prudential Dynamic Fund]]></category>
		<category><![CDATA[Liquid Fund]]></category>
		<category><![CDATA[product reviews]]></category>
		<category><![CDATA[SIP]]></category>
		<category><![CDATA[SWP]]></category>
		<category><![CDATA[Systematic Investment Plan]]></category>
		<category><![CDATA[Systematic Withdrawal Plan]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=522</guid>
		<description><![CDATA[
			
				
			
		

Rajiv, a ICICI Bank customer, received a call from the bank executive informing him about &#8216;Advantage Deposit&#8217; – a new product with dual benefits of a fixed deposit and a mutual fund. Now, Rajiv&#8217;s curiosity is roused as he has invested consistently into various fixed deposit schemes. But he is not gung ho about its [...]]]></description>
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		<slash:comments>1</slash:comments>
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