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	<title>Rupeetalk-Personal Finance Blog &#187; home loan</title>
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	<link>http://www.rupeetalk.com/blog</link>
	<description>Personal Finance blog</description>
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		<title>Budget Impact for Home Buyers</title>
		<link>http://www.rupeetalk.com/blog/budget-impact-for-home-buyers/</link>
		<comments>http://www.rupeetalk.com/blog/budget-impact-for-home-buyers/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 10:16:03 +0000</pubDate>
		<dc:creator>anand</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/budget-impact-for-home-buyers/</guid>
		<description><![CDATA[
			
				
			
		
Overall, a lackluster budget for the economy but no shocks! The middle class can celebrate a bit with the Income Tax slabs now helping them to fight the inflation. Believe me, the inflation rate will make sure that most of the tax savings will go towards meeting higher prices.
Here are some predictions and suggestions for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Few weeks left to refinance!</title>
		<link>http://www.rupeetalk.com/blog/weeks-left-refinance/</link>
		<comments>http://www.rupeetalk.com/blog/weeks-left-refinance/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 06:35:16 +0000</pubDate>
		<dc:creator>anand</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[EMIs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Private Banks]]></category>
		<category><![CDATA[PSU banks]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Teaser rates]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=894</guid>
		<description><![CDATA[
			
				
			
		
With two home loan EMIs running, almost no news about home loans escapes ones eyes. With most banks announcing that they will withdraw the &#8216;teaser&#8217; schemes, I finally decided to get one of the loans refinanced. Now my current lender, India&#8217;s largest private bank, was never good to me. I had a great deal from [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to prepare for a higher down payment</title>
		<link>http://www.rupeetalk.com/blog/prepare-higher-payment/</link>
		<comments>http://www.rupeetalk.com/blog/prepare-higher-payment/#comments</comments>
		<pubDate>Mon, 18 May 2009 06:03:27 +0000</pubDate>
		<dc:creator>rupeetalk.com</dc:creator>
				<category><![CDATA[Loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan downpayment]]></category>
		<category><![CDATA[home loan interest rates]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[How To]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=381</guid>
		<description><![CDATA[
			
				
			
		

Getting a housing loan nowadays is not an easy task as was witnessed for the last several years. Earlier, various financial institutions and banks were queuing up to lend money on easy terms but now they lay out several conditions before they hand out any money. One of the issues that hits borrowers quite hard [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How good is a fixed cum floating interest rate loan</title>
		<link>http://www.rupeetalk.com/blog/how-good-is-a-fixed-cum-floating-interest-rate-loan/</link>
		<comments>http://www.rupeetalk.com/blog/how-good-is-a-fixed-cum-floating-interest-rate-loan/#comments</comments>
		<pubDate>Tue, 05 May 2009 06:23:31 +0000</pubDate>
		<dc:creator>Arnav</dc:creator>
				<category><![CDATA[Loan]]></category>
		<category><![CDATA[Popular]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Fixed cum Floating Home loan]]></category>
		<category><![CDATA[Fixed rate Home Loan]]></category>
		<category><![CDATA[Floating rate home loan]]></category>
		<category><![CDATA[home loan interest rates]]></category>
		<category><![CDATA[Interest rate]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=338</guid>
		<description><![CDATA[
			
				
			
		
Borrowers always find it difficult to choose between a fixed rate loan and floating rate loan, and in recent years, they have to consider one more option &#8212; fixed floating rate loan.

In this loan type, the interest rate is fixed for an initial period, which later gets converted to a floating one.
Let’s check out how [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to analyse the impact of home loan rate change</title>
		<link>http://www.rupeetalk.com/blog/analyse-impact-home-loan-rate-change/</link>
		<comments>http://www.rupeetalk.com/blog/analyse-impact-home-loan-rate-change/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 05:28:50 +0000</pubDate>
		<dc:creator>Arnav</dc:creator>
				<category><![CDATA[Loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[HDFC Bank]]></category>
		<category><![CDATA[home loan interest rates]]></category>
		<category><![CDATA[home loan rate change]]></category>
		<category><![CDATA[home loan rates]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[SBI]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=251</guid>
		<description><![CDATA[
			
				
			
		
Continuous changes are taking place in the financial world. But in several of the situations there is not adequate understanding about the manner in which the changes will actually affect an individual’s finances. This is why it becomes important for an individual to read the fine print to understand the exact implications of the changes. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding high prepayment penalties</title>
		<link>http://www.rupeetalk.com/blog/avoiding-high-prepayment-penalties/</link>
		<comments>http://www.rupeetalk.com/blog/avoiding-high-prepayment-penalties/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 12:23:16 +0000</pubDate>
		<dc:creator>Arnav</dc:creator>
				<category><![CDATA[Loan]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[bank rates]]></category>
		<category><![CDATA[HDFC Bank]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[prepayment penalty]]></category>
		<category><![CDATA[SBI]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=130</guid>
		<description><![CDATA[
			
				
			
		
There is increasing competition being witnessed in the home loan space, which has led to a lot of choice as well as offers for borrowers. The impact is also witnessed in terms of an interest rate war from several players with two of India’s biggest lenders SBI and ICICI Bank cutting their home loan rates [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to select a special offer loan</title>
		<link>http://www.rupeetalk.com/blog/select-special-offer-loan/</link>
		<comments>http://www.rupeetalk.com/blog/select-special-offer-loan/#comments</comments>
		<pubDate>Thu, 05 Mar 2009 12:07:24 +0000</pubDate>
		<dc:creator>rupeetalk.com</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Special Offer Loans]]></category>

		<guid isPermaLink="false">http://www.rupeetalk.com/blog/?p=78</guid>
		<description><![CDATA[
			
				
			
		
Loan borrowers have been witnessing a lot of offers pouring in from all sides. The credit crunch and its aftermath have led to a situation where several banks are reducing their interest rates for the customers. At the same time, many banks are also trying to attract more customers by making some special offers. These [...]]]></description>
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		<slash:comments>1</slash:comments>
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