Case Study

Best ways to buy a new Rs.25000, Rs.50000, Rs. 1Lakh, 2Lakh, 5Lakh consumer goods (or any consumable) – break FDs, get EMIs, get company advance, pay on your credit card, get a personal loan, – evaluate each option and rates.
In our life tenure, sometime we come across a situation where we are in urgent need [...]

There is some good news for all of us. Most world economies are on the path of recovery and the dreary recession is behind us.
Though recession threatened our job, our lifestyle and our existence at one point in time, it nonetheless taught us some basic, yet important, money management lessons. We learnt [...]

In today’s troubled economic scenario, we prefer the kind of investments that will protect our wealth rather than create wealth for us. Gold is one such investment. It is a bedrock of investments that can weather any storm. Gold as an asset has long-term intrinsic value, which helps shield our investment from inflation, currency [...]

It is said that the parents are the first teacher of the child. You have to run behind your little son or daughter to get them to sit still and learn as they desist from learning things! But along with teaching your child daily etiquette, educational subjects and other things, you [...]

Stuck in between debit card and credit cards
Shailesh, 26, earns Rs 80,000 per month and saves almost half of the salary. He owns an International Gold debit card and two credit cards. When it comes to purchase, Shailesh prefers to swipe credit cards instead of the debit card. One day, his eyes fell on a [...]

Mohan is a 26-year-old management graduate recruited by a startup company in Mumbai recently. The company has offered him a CTC package of Rs 10 lakh. However, the company has given him the flexibility to structure the salary part of his CTC as per his requirements. How should Mohan structure his salary so as to [...]

 
Rajeev is a 28-year-old salaried professional, earning a net monthly salary of Rs 55,000. He stays in a house at a rent of Rs 10,000 per month. But recently Rajeev has decided to buy a house for himself and found his dream house which is worth Rs 41 lakh. However, he is not sure whether [...]

 
  
Tarun is planning to buy a second house worth Rs 45 lakh with a home loan of Rs 36 lakh. He
already has a flat that is worth Rs 40 lakh for which he has taken a loan of Rs 32 lakh three years ago. His income is Rs 1.2 lakh a month. He is now
scouting [...]

Picking out the right option
Mahesh is a 30-year-old salaried professional who earns a gross salary of Rs 40,000 a month. He is currently living in a flat on a monthly rent of Rs 10,000. But with attractive home loan schemes hitting the market every day, he is contemplating to buy the same flat at around [...]

Sanjay’s dilemma – To live on rent or buy a home
Sanjay is a 35-year-old CA with a reputed accountancy firm and brings home a salary of Rs 1,00,000 per month. He is living with his family in a rented flat that costs him Rs 25,000 per month. Till a few years back, buying a house [...]