Who's bothered about investing?

Tarun, 25, bagged a dream job with an IT firm in 2007. He was on cloud nine. Over the two years, he splurged his entire income, doing things he always wanted to do but couldn't because of money crunch, as if there was no tomorrow. As a result, he was left with no savings. He also got a credit card from Rupee Bank, however he was regular in his payments. Though he was aware of retirement planning, he did not see it happening for him any time soon. He was of the opinion that one should enjoy today and leave planning to tomorrow. But a small discussion changed his thinking completely. One day, he got a call from his bank; it was starting a unique education campaign on 'Power of Compounding' for individuals like Tarun. Though reluctant, Tarun agreed to meet the bank representative.