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Axis Bank Gold Credit Card

Axis Bank Gold Credit Card

 

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  • Joining Fees
  • No charges
  • Annual Fees
  • No charges
  • Renewal Fees
  • No charges
  • Interest Rate
  • 2.95 %
  • Interest Free Days
  • Upto 50 days
  • Fuel Surcharge Waiver
  • All
  • Cash Withdrawal Charges
  • 2.5% or Rs 250
  • Add-on Card Charges
  • Rs 100
  • Late Payment Penalty
  • Rs 350 to Rs 600
  • Over Limit Penalty
  • 3% or Min. Rs 300

Features and Benefits of Axis Bank Gold Credit Card

Petrol Surcharge Refund

  • 2.5% fuel surcharge refund for Fuel transactions between Rs. 400 and Rs. 4000 at all petrol pumps across India.

PlusPoints Rewards

  • With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs 100 spent on international transactions.

Mobile Alerts

  • Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.

Revolve Facility
Get Extended Credit Facility with Axis Bank Gold Credit Card, where you may buy a product anytime and choose to pay in instalments as per your convenience.
The repayment options available to you are as below:

  • Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
  • Pay the total amount due.
  • Pay any amount ranging from the minimum amount due to the total amount due.

Balance Transfer

  • Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.

Cash Advance Facility

  • You can use your Axis Bank Gold Plus Credit Card to withdraw cash upto 10% of your credit limit from over 1 million VISA ATMs around the world. In India, you can access cash around the-clock, 365 days a year from any of the 18,000 ATMs that display the VISA sign.

Auto Debit Facility
If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:

  • Debit Total Amount Due
  • Debit Minimum Amount Due (5% of the outstanding amount)

EMI Facility

  • EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs

Documents Required for Axis Bank Gold Credit Card

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card

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