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HDFC Silver Credit Card

HDFC Silver Credit Card


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Member's Recomendation

1   1

1 review(s)
Expert Review | Write a Review

  • Joining Fees
  • No charges
  • Annual Fees
  • Rs 700
  • Renewal Fees
  • Rs 700
  • Interest Rate
  • 3.25 %
  • Interest Free Days
  • Upto 50 days
  • Fuel Surcharge Waiver
  • All
  • Cash Withdrawal Charges
  • 2.5% or Rs 300
  • Add-on Card Charges
  • No charges
  • Late Payment Penalty
  • Rs 100 to Rs 600
  • Over Limit Penalty
  • 2.5% or min. Rs 500

Features and Benefits of HDFC Silver Credit Card

  • 5% cash back on your Monthly household purchase.
  • 5% cash back on mobile bill payments through smartpay
  • Get 5 reward points for every Rs.100 spent above Rs.5,000 in a month. For spends up to Rs 5,000 in a month you get 2 reward points per Rs 100 spent.
  • You can also redeem your accumulated reward points for air miles on leading airlines like Jet Airways, Air India, Kingfisher Airlines and Air Sahara.


Nil for Credit card bills up to Rs.100,

Rs.100 for credit card bills between Rs.100 and Rs.500,

Rs.350 for credit card bills between Rs.501 and Rs.10,000,

Rs.500 for credit card bills between Rs.10,001 and Rs.20,000

Rs.600 for credit card bills above Rs.20,000.

Documents Required for HDFC Silver Credit Card

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card

User Reviews

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Average user rating

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  • Member's Recomendation

Unexpected bills

By: Raghav, Noida | 15 May 2010

I dont know why they have been charging me so much. I get enormous bill amounts. Sometimes because of this i am not able to pay my bill and then they charge penalty on that..i feel like throwing this ...[Read]

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