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HDFC Value Plus Credit Card

HDFC Value Plus Credit Card

 

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Member's Recomendation

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3 review(s)
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  • Joining Fees
  • No charges
  • Annual Fees
  • Rs 700
  • Renewal Fees
  • Rs 700
  • Interest Rate
  • 3.25 %
  • Interest Free Days
  • Upto 50 days
  • Fuel Surcharge Waiver
  • All
  • Cash Withdrawal Charges
  • 2.5% or Rs 300
  • Add-on Card Charges
  • No charges
  • Late Payment Penalty
  • Rs 100 to Rs 600
  • Over Limit Penalty
  • 2.5% or min. Rs 500

Features and Benefits of HDFC Value Plus Credit Card

  • Use your Value Plus Credit Card anywhere anytime during the year and avail up to 5% cashback on all retail spends.
  • Just step into any one of their ATMs or VISA Member ATMs and withdraw cash up to 30% of your credit limit at a very nominal charge .
  • Interest Free Credit period of upto 50 days from the date of purchase.
  • Revolving credit facility allows you to pay a minimum amount, which is 5% of your total bill amount or any higher amount whichever is convenient for you.
  • It allows you to transfer your balances from any other credit card at a nominal charge for a period of six mths.

    LATE PAYMENT CHARGES

    Nil for Credit card bills upto Rs.100.

    Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000.

    Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000

Documents Required for HDFC Value Plus Credit Card

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card

Expert Review of HDFC Value Plus Credit Card

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User Reviews

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Total value product

By: Ramprasad, Pune | 07 April 2010

I have enjoyed this card for so many yrs and its wonderfull. It really surprises me with its features. Altogether a wonderful card....[Read]

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Nice and convenient

By: Tanisha, Delhi | 26 March 2010

Its really a handy card. Very beneficial for those who like to shop alot. Only thing is they have some problem with customer services flexibility rest is fine. I would like to recc. this....[Read]

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Worssts Card

By: Sudeep, India | 00 0000

I am using for the past 3 years ..no single paisa cash back yet.. Never go for this one.. ...[Read]

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