HSBC Classic Credit Card

Low Interest Credit Card

• Save on credit card interest payments by availing of lower interest options such as Loan on Phone and Balance Transfer.

Balance Transfer-on-EMI
Balance Transfer-on-EMI is a unique feature that allows you to transfer the outstanding balance from your other credit card to your HSBC Credit Card and repay it in easy monthly instalments at a lower interest rate.

• Repayment tenure options of 6, 12, 18 and 24 months
• Low interest rates

Loan on Phone

• The 'Loan on Phone' feature makes it easy for you to do high value shopping. Any purchases above Rs. 2000 can be paid back in easy monthly instalments at low interest rates

Utility Bill Payment

• HSBC introduces Bill Payment facility on your credit card. It is an easy way to pay your bills online using your HSBC Credit Card and that too, at no additional cost.

Zero Lost Credit Card Liability Benefit

• Credit cardholders have zero lost-credit card liability after the loss of the credit card has been reported to the Bank in writing or to the VISA / MasterCard Global Emergency Assistance Helplines. However, you will be liable for all charges incurred on your credit card before you report the loss of your credit card.

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card