HSBC Spencer's Happy Ties Classic Card

More Rewards points for shopping at Spencer’s Retail

• Through their exclusive reward point programme, the more you spend, the more you save. For every Rs 100 spent at Spencer’s Retail stores using your HSBC Spencer's Happy Ties Card, you receive upto 14 reward points. This is not all, for every Rs 100 spent on your credit card outside Spencer’s Retail stores – e.g. your usual spends like dining, travel etc – you receive upto 4 reward points.

HSBC Spencer's Happy Ties Classic Card

• Get 8 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 3 Reward points for every Rs 100 you spend elsewhere

HSBC Spencer's Happy Ties Gold Card

• Get 11 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 3 Reward points for every Rs 100 you spend elsewhere

HSBC Spencer's Happy Ties Platinum Card

• Get 14 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 4 Reward points for every Rs 100 you spend elsewhere

Redeeming Reward points

• Your points are redeemable for Spencer’s Retail gift vouchers. You can redeem 400 points for a gift voucher worth Rs 100.

Complimentary Welcome Voucher on Joining

• Get a complimentary welcome voucher of upto Rs 100 from Spencer’s Retail along with your credit card. The Gift Voucher is issued by Spencer’s Retail and will be governed by the Terms and Conditions mentioned on it

Lower your interest payments
Reduce your interest payments with their lower interest options:

• Balance Transfer
• Convert your purchases into EMIs with Loan on Phone

Online Access to your credit card account

• Free 24x7 online access to your credit card account through HSBC Internet Banking. You can view unbilled transactions, previous statements and even pay your utility bills online for free.

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card