SBI Railway Card

Welcome Bonanza

• Apply now and get 350 bonus SBI Railway Points (1 SBI Railway point = Re. 1) on joining the SBI Railway Card family. These SBI Railway points can be redeemed against Railway tickets.

Get back upto 10% of AC ticket fare as Railway Points

• Get back upto 10% of your AC (except 3 AC) ticket fare as Railway Points through your complimentary membership to Shubh Yatra-Scheme for Frequent Travellers (SOFT) by Indian Railways. Cash-in your Railway Points on irctc.co.in for a free ticket. Earn 1 Railway Point on every Rs. 125 of retail purchases on your SBI Railway Card.

0% Transaction Charges on tickets booked at irctc.co.in

• Save 1.8% transaction charges on all online credit card transactions every time you book your railway tickets on irctc.co.in with your SBI Railway Card.

Complementary Personal Rail Accident Insurance of Rs. 10 Lac

• SBI Railway Card provides a complimentary personal rail accident insurance of Rs. 10 lac in the event of loss of life resulting from a train accident while travelling on a valid train ticket purchased using your SBI Railway Card. Complementary insurance valid only post payment of card fee.

0% Fuel Surcharge

• Your SBI Railway Card provides you with the unique benefit and convenience of a fuel surcharge waiver. Simply use your SBI Card to buy petrol, diesel and lubricants at all petrol pumps outlets and you need not pay any fuel surcharge.

Utility Bill Payment Facility

• With the Easy Bill Pay facility from SBI Railway Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SBI Railway Card.

Credit Facility

• Your SBI Railway Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card