Union Bank Of India Gold Card

Globally Accepted

• Accepted worldwide in millions of merchant establishments and ATM’s where VISA logo is displayed

Photo cards with signature

• Cards are issued with photograph and signature of the cardholder for enhanced safety

Cash advance facility

• Cardholders can have access to cash advance round the clock at all ATMs of Union Bank in India and ATMs where VISA logo is displayed in India and abroad

Absolutely Free Card - No annual / renewal fee

• Cards are issued absolutely free without any annual / renewal charges

Free accidental insurance cover

• Cardholders are eligible for free accidental insurance cover ranging from Rs.1 lakh to Rs.8 lakhs depending on the type of card.

Lower Interest rates

• Interest rate on rollover credit at 1.90% per month only calculated on the outstanding balance on daily product basis.

Attractive reward scheme

• The cardholders can earn while they spend using the card and avail the benefit of attractive reward programmes launched by the bank from time to time.

Flexi payment option

• Cardholders can opt to pay a minimum 10% on the outstanding amount and option to carry over the balance.

Free value added services

• Cardholders can avail SMS alert and Email Statement services.

For the Salaried - Public Ltd. company / MNC / Govt. organization:
Any one of: Pay slip / Salary Certificate / Income Tax returns / Form 16

Proprietorship / Partnership / Pvt. Ltd. company:
Pay slip / Income Tax returns / Form 16

For the Self Employed - Income Tax returns
Other bank card documents / Specific club memberships required for the EMI card