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A fee levied by your credit card-issuer whenever you use your card to get cash. It may be either a standard fee charged on each cash advance or a percentage of the total drawn on the card. There is usually no grace period for a cash advance; which means interest is charged [...]

A short-term cash loan taken against a line of credit. Any automated teller machine (ATM) that displays a VISA sign can be used to get cash advances using a credit card.

It is a security feature provided to every credit cardholder for the transactions carried out on the Internet or over the phone. When buying over the phone or Internet, cardholders may be asked their card security code. The code is the last three digits of the number printed on the reverse of [...]

A person in whose name a card is issued. Also, referred to as a person who owns or holds a credit card or a debit card.

A place which provides any type of customer service facility over the phone. It may include billing enquiries, product information, resolving customer grievances, etc. Every credit card company has to provide dedicated call centre facilities for its customers by law.

It is a summarised bill statement sent by credit card companies to their customers at the end of every billing cycle, which is usually of 30 days. The statement shows a list of transactions carried out by customers in a particular billing cycle.

It is the date on which your monthly statement will be generated. This date remains unchanged unless you want to change it by notifying the authorities concerned of the same.

It is the total number of days between the last due date and the current due date on a credit card statement.

These are the digits of a credit card number, which identify the credit card-issuing bank. Usually, the first six digits of a card number are referred to as BIN.

An account that holds funds within a bank and is subject to additional deposits and withdrawals, depending on its usage by the customer.