-
No Comments
Do you know the different types of credit cards? There are a lot of different classifications used by banks, but broadly credit card fall under silver, gold and platinum categories. The chart below illustrates the features of HDFC bank cards:
Feature Silver card Gold card Platinum card Hotel benefits NA NA Discounts in 28,000 hotels worldwide Travel benefits NA • 5% cashback on domestic air travel on Rs 10,000 and above, and 2.5% below Rs 10,000
• 5% cashback on train tickets booked through IRCTC5% cashback on air tickets booked through HRG-SITA travel agency Concierge services NA NA Facility available Fuel surcharge NA NA No fuel surcharge for fuel purchases between Rs 400 to Rs 5,000 Rewards programme 1 reward point for every Rs 150 spent 2 reward points for every Rs 150 spent 2 reward points for every Rs 150 spent, up to Rs 10,000 per month. 3 reward points for every Rs 150 spent above Rs 10,000 Interest rate on revolving balance 2.95% per month 2.95% per month 2.65% per month As you can see, gold and platinum cards are premium when compared to silver cards. Normally, gold and platinum cards carry a higher credit limit too. Naturally, they come at a cost and attract higher joining and annual fees. The eligibility criteria are also more rigid, especially in terms of income level required.
Published on May 4, 2010 · Filed under: Credit Card Tips; Tagged as: Credit card, credit card benefits, Credit Card Tips, types of credit card
Types Of Credit Cards In India
May 4th, 2010 by rupeetalk.com
Leave a Reply
|
||