Are banks the only institution that offers fixed deposit?

There are many other institutions apart from banks that offer fixed deposit investment options for investors. Within the banking family there are public sector banks, private sector banks as well as co-operative banks with whom a fixed deposit can be made. Apart from banks there are other financial institutions, be they housing finance institutions or even infrastructure financing ones, that offer the option of fixed deposit for investors. Similarly, there are also non-banking finance companies that offer fixed deposit for investors. Finally, moving away from the finance sector there are fixed deposits that are offered by companies and these are the companies that could be in the manufacturing sector or steel sector or automotive sector and they would make their offers based upon their need for funds.