How to determine appropriate cover amount for health insurance

The number of factors that you need to take into account while determining an appropriate cover amount of your health policy is as follows:

• Your age: Health risk increases with the age.
• Diseases: If you are suffering from a prolonged illness or a hereditary disease or a genetic disorder.
• Lifestyle: The kind of lifestyle you have, for example, sedentary.
• Financial status: The amount of money you can afford to pay as a health premium regularly.