Health insurance plans

What is the difference between a Gold, Silver and Standard Plan? tips

Some insurance companies offer gold, silver and standard plan variants in health products. Example: Reliance Healthwise Policy has the gold, silver and standard option. The main difference is in the spectrum of coverage. For e.g. The Reliance Health Wise policy Gold and Silver cover Donor expenses (covers hospitalisation expenses towards donor in case of major organ transplant.) which is not covered in the standard policy. Pre-existing illnesses are covered from year 3 for the gold and silver policy but from year 5 for the standard policy. Also the maximum age limit for each of the types differs. Choose a policy that will satisfy your need.

Some insurance companies offer gold, silver and standard plan variants in health products. Example: Reliance Healthwise Policy has the gold, silver and standard option. The main difference is in the spectrum of coverage. For e.g. The Reliance Health Wise policy Gold and Silver cover Donor expenses (covers hospitalisation expenses towards donor in case of major organ transplant.) which is not covered in the standard policy. Pre-existing illnesses are covered from year 3 for the gold and silver policy but from year 5 for the standard policy. Also the maximum age limit for each of the types differs. Choose a policy that will satisfy your need.