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An expert, trained in mathematics and statistics, who provides statistical information like determining premiums, reserves, pension and annual retirement of equipment for an insurance company.

Insurance that provides a beneficiary a lump sum in the event of death of the insured due to accidental injuries.

An additional clause in a life insurance policy that allows an insured to receive a part of the policy’s death benefit, provided he/she is terminally ill and has a limited life expectancy.