Motor insurance tips

You should be well aware of the difficulties that existing customers are facing. You can get such information from the online grievance redressal forum, discussion forums and consumer complaint forums. You should also read the user reviews available online to understand the products along with its advantages and drawbacks. When you do this, you will [...]

In case you are a frequent traveller, you should check for office hours, extended office timings, number of branches and service offices apart from the extent of online help and assistance delivered by insurer. Check whether adequate online assistance is available on provided toll free numbers and understand the consequences of providing information about and [...]

You should always check and study the claims filing procedures and make sure you understand it completely before signing on the dotted line. Claim procedures differ from insurer to insurer and it is important to know how your insurer settles claims. You should read the documents carefully and understand the terms, conditions and exclusions, in [...]

Various insurance companies offer discounts for years of safe driving. This means you would have to pay lesser premium, if your age is more and you did not claim any amount in the form of insurance on account of your safe driving habits. In addition to this, many insurers give discounts on insurance for vehicles [...]

Before buying any insurance policy, it is important to study the financial information of the company. It is necessary for you to know the credibility of the insurer in terms of credibility, financial footing, credit rating and claims-settlement ratio of insurer. Most of the information can be adequately studied from public disclosures sections of annual [...]

Buying online involves less paper and procedural formalities. Hence, the online insurance policies are less hassled and cheaper to buy since less administrative work is involved. In addition to this, you can choose from various payment options – Credit Card, Debit Card and Net Banking.

Find out the garages convenient to you and check which insurer they are related to. In case, you are interested in cashless services, try to choose from those insurers that provide cashless service, but do not judge only on this parameter. You should keep in mind other matters as well. Check how quick is the [...]