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7 Comments
Personal loan eligibility criteria
The usual eligibility criteria for most banks are as follows:
Criteria Salaried Self Employed Age (yrs.) 21-60 25-65 Experience (yrs.) Total 2 years; 1 year in current employment Total 5 years; 3 years in current business Minimum annual income Rs. 60,000 Rs. 96,000 *The exact criteria may vary from bank to bank. You can get a Personal loan from around Rs. 25,000 to Rs. 15,00,000 or even higher, depending on your eligibility, repayment capability and credit history.
Published on May 6, 2010 · Filed under: Personal Loan Guides; Tagged as: personal loan, personal loan eligibility, Personal loan guide, personal loan interest rate
Personal loan eligibility criteria
7 Responses to “Personal loan eligibility criteria”
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Raj pillai said on May 25th, 2010 at 2:54 pm
I need a personal loan of 1.5 lakhs, I am now working in a small bpo firm since oct 09, presently my salary is 12000.
Due to tough time recession in 2009 lost job./-,This being small firm I dont have appointment letter or salary slips. they pay cash,cheque I deposit in my bank. My bank statement is proper maintained and i have not default anytime earlier.
I am hoping to get into proper employment, but now i am finding difficult to get loan. Please guide.
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n k. pandey said on June 10th, 2010 at 9:16 am
I need personal loan 1to 1.5 lacs , my i hope a good response
and may i get it within a week -
D.SATYANARAYANA said on March 12th, 2011 at 6:15 am
i need 1.2 lacs personnel i am working infrastructure limited
my present salary 26000
give the details
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Hari Das said on July 21st, 2011 at 4:04 pm
I need personal loan Rs.60,000.I am working at TATA CONSULTANCY LTD. KOLKATA.My present ctc is 160,000
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balaji said on October 21st, 2011 at 10:44 am
I would like to buy an agri – land for that I need 12 Lakhs.
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Y.S.JASMMIN said on November 4th, 2011 at 9:49 am
I need personal loan rs. 2,00,000/- how to apply & how to approach it
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Anoop.K.p said on May 9th, 2012 at 2:53 am
I’ve applied for a personal loan with sbi. When i checked the cibil score it is found 579.
I’ve made dues in a previous loan. That was written off now. I made the delayed payment due to the sickness of my father and mother.
Now my financial stability is sound.
How can i improve my score and please let me know whether sbi check my cibil status?





