Home >> Fixed Deposit >> State Bank of Bikaner and Jaipur Fixed Deposit in Raipur, Chhattisgarh
Need Help?
Call us on 1800 180 7575
(Mon-Sat 10AM to 5.30PM)
or SMS 'rupee' to 56070
or submit your details below

State Bank of Bikaner and Jaipur Fixed Deposit in Raipur, Chhattisgarh


For Senior Citizens over 60 years of age, differential rate of interest, 0.50% higher than the rates on term deposit plan.

The special rate of interest will also be payable on joint deposit of Senior Citizens with persons below the age of 60 years, if the first name is of a senior citizen.

At the time of opening of a new deposit account of a senior citizen, the bank will satisfy about the age through verification of any of the following documents

  • Secondary School Leaving Certificate indicating date of birth.

  • LIC policy, Voters Identity Card, Pension Payment Order, Passport

  • Any other document acceptable to the bank.

Type & Period of Deposit

  • Minimum amount Rs.10, 000/-

  • Flexibility in period of deposit from 1 year to 10 years

  • An extra 0.50% interest vis-ą-vis others

For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.


You can defer payment of Income Tax on Long Term Capital gains for the time being and invest in the future capital at the appropriate time but within 2 or 3 years., while earning interest on the amount.

Capital gains tax can be saved fully, if the amount is invested in designated immovable properties.

You can open your Capital Gains deposit accounts under the Capital Gains Account Scheme 1988.

Eligible Applicants
  • Resident Individuals, Body of individuals
  • Non- individuals like Hindu Undivided family (HUF), sole proprietorship firms; partnership firms companies, Association of persons etc
  •  Non -resident Indians Not Ordinary Resident assesses. Artificial judicial persons who have capital gains, taxable in India.

Minimum Amount

Rs. 5000 in case of Term Deposits and

Rs. 1000 in case of Saving Banks a/c

Period of Deposit

 Not exceeding 2/3 years from the date of transfer of original asset as given below­-

2 years - if capital gains is U/s 54B, 54 F. 54 G

3 Years - if capital gains is U/s 54, 54 D

Interest Rate As applicable to normal Savings and Term Deposits for respective maturities.
Coverage The Capital Gains Deposit Scheme is operative at all branches except rural branches.
Premature Payment Premature payment of Term Deposit is permitted only after production of specific authority letter/ certificate from the Income Tax Officer having jurisdiction and on the terms mentioned in the letter of authority
Loan facility No loan facility against this deposit is available

This term deposit can neither be accepted as margin money for non-fund based nor as collateral to any type of fund-based facilities.

Accounting Procedure

Depositor can open accounts under the scheme after filling the prescribed application - cum specimen signature form.


An individual (singly or jointly) or Karta of an HUF can invest upto Rs.1.00 lac in a financial year in such deposit product, which will qualify for deduction from income tax for calculation of tax under Section 80-C of Income Tax Act 1961.


Eligible Depositors

Individuals (singly / jointly)
Karta in HUF.

Period of Deposit

Only for 60 months
Type of Deposit Accounts

Term Deposit/Special Term Deposit.

Mode of Operation

Singly or jointly (provided that in case of joint holder type deposit, the deduction from income under section 80C of the act shall be available only to the first holder of the deposit).

Rate of Interest

As applicable to time deposits for five years.

Premature withdrawal

Not Permitted .

Availability of Loan / OD Not Available.
A/c opening procedure Extant procedure for regular deposits. The customer has to compulsorily provide PAN number.
Nomination facility Available.


  • Individuals including minors aged 10 years and above and NRIs, in single or joint names can open SBBJ Flexi Deposit account.

  • To avail the benefit under this scheme, you need to have a Savings Bank a/c (either a new or existing) with a minimum balance of Rs. 5,000/-

  • You can decide the threshold amount (Rs. 5,000/- or more), which will be maintained in your account.

  • After maintaining the threshold amount, the fixed deposits would be created for a minimum amount of Rs. 5000/- and thereafter in multiples of Rs. 1000/- for SB account. This auto-sweep facility would be operative on daily basis on the balance available in the account at the commencement of business.

  • You can opt for any-one maturity for the TDRs/STDRs (6 to 60 months in round month) or else the deposits will be opened for 6 months.

  • You can draw on the deposits by merely issuing a cheque on the Savings account or through ATM.

  • Premature withdrawals (sweep out) of fixed deposits for payment of cheques / drawal from ATMs would be subject to the Bank's rules for premature withdrawals of term deposits.

  •   In the absence of any such specific instructions, the system would break the latest fixed deposit (in multiples of Rs. 1,000/ 5,000) by an amount adequate for payment of the cheque.

On maturity, unless indicated otherwise, term deposit will be automatically rolled over for the same period at the rate of interest applicable on the material date.

For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.

Give your contact details, our advisor will get in touch with you.
* Customer name:
* Mobile:
* Email:
* City:
* Your Post
* Please type the verification code:

Email This
* Your Name:
* Your Email:
* Friends Email:
(Separate multiple email addresses with commas.)
OR Send email using your contact list
* Your Message: