DCB offers a comprehensive range of Fixed Deposit Products with tenures ranging from a minimum of 14 days to a maximum of 10 years. Their fixed deposit products offer a combination of convenience, flexibility, liquidity and attractive returns.

Features and benefits with DCB Fixed Deposits:

• Minimum Deposit with DCB: Rs.10,000
• Minimum-Maximum Tenure: 14 days to 10 years
• Cumulative, Half Yearly, Quarterly & Monthly Interest Payment Options with DCB fixed deposits.
• Loan/OD against Term Deposits: You can avail of loan/OD against Term Deposits with a maximum drawing power of up to 90% of the value of the term Deposits.
• Automatic Renewal: On maturity, DCB shall automatically renew your deposit for the same period at the interest rates prevailing on maturity. This will ensure that your money doesn’t remain idle even for a single day, even if you happen to be forget the due date.
• Penal interest on premature withdrawals: If the fixed deposits are prematurely withdrawn, the interest rate prevailing at the date of deposit for the period for which deposit was with the Bank shall be payable. The Bank may on such premature withdrawal charge a penal interest at such rate as may be specified by the bank from time to time.
• TDS will be deducted when interest paid or accrued during a financial year is Rs.10,000 or more and a consolidated Annual TDS Certificate will be mailed to you after the end of the financial year, including details of all TDS deductions during the year.
• Interest Rates for Senior Citizens:
  A person who has completed the age of 60 years may be considered as a senior citizen for getting the benefit under the special deposit scheme for senior citizens. DCB pays up to half percent additional interest for certain specified periods, over and above the normal interest rates.