Personal Loan Eligibility

[Guest]

I am Recrutment consultant in Max New york company on commission basis since last 5 months. does i am eligible for loan?

[Shwetabh]

I am Recrutment consultant in Max New york company on commission basis since last 5 months. does i am eligible for loan?

It is very difficult to get a personal loan on your profile in this scenario, yet you can give us your mobile number and we will try to get a loan for you.

[Guest]

I require 400000 personal loan at hyderabad. I am not fulfilling the criteria of one year experince as i changed organisation 6 months back. How and where to get loan with judicious interest rate, My repay ment capacity is good.

[Shwetabh]

I require 400000 personal loan at hyderabad. I am not fulfilling the criteria of one year experince as i changed organisation 6 months back. How and where to get loan with judicious interest rate, My repay ment capacity is good.

You can apply for a personal loan at here or else give us your number and let us help you find a loan for you.

[Guest]

Hallo! Sir.I am an B.tech.I am interested in opening a new business.I need some business loan of 500000 near about.What is the minimum criteria for that?

[Shwetabh]

Hallo! Sir.I am an B.tech.I am interested in opening a new business.I need some business loan of 500000 near about.What is the minimum criteria for that?

Getting a loan for your new business solely depends on your project details and the bank authorities will sanction you a loan if they are convinced of your project.

[Guest]

I have a high debt in credit cards from HSBC , SBI and ICICI as I got recently married.I also have a personal loan on me which am paying regularly without fail.I want a loan to pay my credit cards debt as I dont want to be blacklisted.Can you help me please.Its very urgent.

[Shwetabh]

I have a high debt in credit cards from HSBC , SBI and ICICI as I got recently married.I also have a personal loan on me which am paying regularly without fail.I want a loan to pay my credit cards debt as I dont want to be blacklisted.Can you help me please.Its very urgent.

If you have not defaulted on any of your payments, your credit history might be good as per bank records. But since you already have high credit card dues and a personal loan, it would be difficult for you to get another personal loan to clear all the existing debts. However, you can persuade your banks to transfer the credit card dues to personal loan. Personal loan rates are in the range of 18%-25% while banks charge anything between 35%-50% on credit card dues.

[Guest]

I have almost 3 lakhs debt from 3 banks. I want to take a loan so that I can clear all these loans & opay the amount to one bank only at an easy interest rate.

[Shwetabh]

I have almost 3 lakhs debt from 3 banks. I want to take a loan so that I can clear all these loans & opay the amount to one bank only at an easy interest rate.

You have not mentioned the kind of loans you are currently carrying and your gross income. Moreover, if you have defaulted on any of your past payments, your name could be in CIBIL list based on which banks would deny your loan request. Initially, you can negotiate the desired loan with one of your existing banks, apprising them of the refinancing status else you can try with other banks.