ING Vysya Home Loan
- Interest Rate
- 10.25% Floating
- Pre payment charges
- 2%
- Balance Transfer Charges
(incase of refinance) - 2%
- Part-payment Charges
- Nil
- Switching Charges
(Fixed to Floating or vice-a-versa) - 1%
- Loan to Value ratio
- 85%
- Speed of Sanction
- 7 working days
- Ease of documentation
- Pre- Approved projects only. Less Documentation
- Customer Service
- Good
- Franking Charges
- 0.2%
Features and Benefits of ING Vysya Home Loan
- Attractive Interest Rates.
- Funding upto 85% of the cost of Property.
- Floating Rate loans linked to HPLR i.e. Home Loan Prime Lending Rate.
- EMI on a monthly reducing balance method.
- Flexible Repayment Options, Maximum Loan Tenor upto 20 years.
- Nil penalty on partial pre-payments.
- Processing fees of 0.5 % of the loan amount applied for or Rs 10000 whichever is higher together with the applicable service tax will be collected at the time of application.
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Floating rates
Amount Interest Rate Upto 75 Lakh 10.25 75 lakh & above 10.75
Documents Required for ING Vysya Home Loan
Salaried Individual
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Self Employed
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User Reviews
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Average user rating
- Member's Recomendation
Best experience with ING Vysya
By: Bijender, Delhi | 19 November 2009
I have had the best experience with ING Vysya. I am moving from ICICI to ING Compeltely. My Husband has a personal and a home loan . Both of which has been handled so well . He has been with INGfor al...[Read]
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By: Satish, Chennai | 16 November 2009
i will write a good review for the bank as as the bank is offering me a home loan which is around 8.5%. lets c if the bank is actually providing me a loan at that rate and they have also assured me of...[Read]
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for home loans go for any bank but ING vysaya
By: sudhir, Kolkata | 16 May 2010
hi to all..just fell like informing u all that for home loans go for any bank but ING vysaya. its rubbish with high interest rates. I had taken a home loan from INg vysya and even after paying for 2 y...[Read]
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ING vysya approved only 15 lakhs of my loan whereas i wanted 45 lakhs
By: Aarti, Ahemdabad | 14 May 2010
Beware...ING Vysya is an anaconda. I was planning for a home loan with ING Vysya and called up their customer service. They instantly solved my queries and the next day their representative came to co...[Read]
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if you r eligible for a home loan than they dont make you wait unnecessarily
By: Giri, Ahemdabad | 11 May 2010
ING Vysya Home Loans offer you the best interest rates. Their customer service people n internet banking and all the features of the banks r very good. Their home loans approval requires very minimum ...[Read]
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plz dont fall in the trap of ING VYSYA HOME LOAN
By: ammarne, Kolkata | 10 May 2010
Hi,To all home loan seekers my humble request plz dont fall in the trap of ING VYSYA HOME LOAN, its a Anaconda in real life.After 3 years of my Loan I finally woke up to check and realized that my Pri...[Read]
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taken loan on my Flat no 601 but on all the documents of INGVYSYA bank it shows Flat no 602
By: dsouzafr, Ahemdabad | 08 May 2010
I took a loan from ING VYSYA bank in april, 2008. Just 2 months after I took the loan there was a increase in cash reserve ratio and repo rate by RBI. ING VYSYA immediately increased my intreset rate ...[Read]
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Be careful while dealing with ING Vysya bank
By: Venkatesh, Ahemdabad | 08 May 2010
I have taken a loan from ING Vysya and first of all they charge 1 to 2 % above market rate. I approached them to close the account and they said I need to pay a penalth of 3%. But the initial document...[Read]
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If someone would like to give me some suggestion
By: Franky Dsouza, Kolkata | 07 May 2010
I took a loan from ING VYSYA bank last year at 10.5% interest rate and just after a month they increased it to 11% and then again to 11.5% and then finally to 11.75%. I had taken a loan for a period o...[Read]
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in this case you will find that private bank will offer you loan very easily
By: chandra Mani, Ahemdabad | 06 May 2010
Hi Friends,If you are planning for home loan and find that taking home loan from any national bank like SBI is very difficult compare to private bank like ING, ICICI then you are on wrong lane. If SBI...[Read]
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Never visit the ING Vysya bank. It is worse than a fish market.
By: sandeep, Ahemdabad | 05 May 2010
ING Vysya bank increase the interest rate soon but never do they reduce the interest rates. Never visit the ING Vysya bank. It is worse than a fish market. ...[Read]
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By: Dharmendra , India | 06 September 2010
Worst bank I experienced ever, nothing is compitable... interest rate increases as per market conditions but do not reduce once market conditions turns favourable, customer service is pathetic...bewar...[Read]
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DO NOT TRAP IN INGVASYA BANK LOAN SCHEME
By: GAUTAM, India | 29 September 2010
just informing u all that for home loans go for any bank but not for ING Vysya. It is rubbish with high interest rates without caring customers. I had taken a home loan from ING Vysya bank for Down pa...[Read]
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By: Prahtap, India | 04 September 2011
Dont go to ING. their rates are very high once you take the loan. they will keep increasing the loan intrest and they dont allow you to part pay the amount . Its pathetic. I am paying around 14.5% now...[Read]
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