| Amount | Interest Rate |
| Up to 30 lakh | 10.5% |
| Above 30 lakh to 75 lakh | 10.75% |
| Above 75 lakh | 11.25% |
Salaried Individual
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Self Employed
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Average user rating
SBI home loans reliable n hassle free
By: by sachin_s80, Mumbai | 01 April 2010
I decided to apply to SBI for my home loan because I have read pretty negative reviews about the private banks, especially ICICI from mouthshut as well as my other friends.Advantages of SBI:Once sanct...[Read]
Average user rating
SBI Home loan, convenient and right product
By: Tanmay, Simla | 23 October 2009
I AM AN EXISTING CUSTOMER OF SBI HOME LOAN. I HAD APPLIED FOR A HOUSE LOAN OF RS.15 LACS APPROX. MY LOAN GET SANCTIONED WITHIN TWO HOURS AFTER THE SUBMISSION OF THE DOCUMENTS AND WAS DISBURSED THE VER...[Read]
Average user rating
if you are in urgency don\'t go for SBI home loan.Otherwise its good.
By: ravindra, Ahmedabad | 14 April 2010
I have taken a loan of Rs1100000, it took a months time to disburse the loan though papers were submitted in all.Actually it depends on the staff that how fast you get your loan. so if you are in urge...[Read]
Average user rating
I just felt like at home in SBI
By: gnsgrewal, Ludhiana | 12 April 2010
Few days back I applied for hoam loan. I got excellent services from SBI ludhiana Civil lines ludhiana and my loan(9.5% with benefits of teacher plus, margin money and salary account) was disbursed in...[Read]
Average user rating
i was so frustrated that it had no boundaries
By: shishirbn, Bangalore | 10 April 2010
I have seen reviews of people on this bank who have suffered a lot mentally,physically and in all other ways from this SBI bank so i thought i will also share my pain. I had applied for a home loan in...[Read]
Average user rating
The PSU smell was all to pervasive to be felt at every step.
By: manik_sarkar, Kolkata | 08 April 2010
I applied for a Home extension Loan and finally withdrew even though the loan was sanctioned(vide reference RASECC/HIL... dtd 22/09/07).I went to HDFC instead. 1. My loan was sanctioned and I went to ...[Read]
Average user rating
THIS TIME THE INTEREST WAS NOT REDUCED AND IT CONTINUED AT 10%
By: a k jalewa, Jaipur | 14 December 2009
I AVAILED A TAKE OVER HOME LOAN FROM SBI, VIDYADHAR NAGAR, JAIPUR IN OCTOBER 2008. IWAS OFFERED LOAN AT 3% (10.75%) LESS THAN SBAR (13.75%). THE DOCUMENTS SHOWED A DISCOUNT OF 2% ONLY AS THE AGM TOLD ...[Read]
Average user rating
they completely demoralized me for the whole duration.
By: ranabesh chowdhury, Kolkata | 07 April 2010
I wish to have House renovation and remodelling loan from SBI worth of Rs 2lakh.For this i approached to Srinagar road,Kolkata-700094 branch for further proceeding.But fact is no one responded well in...[Read]
Average user rating
SBI have niether online facility nor good response for the customer request.
By: srinivasan, Chennai | 16 December 2009
Dear Sir,I have taken home loan from SBI and paying the EMI without any due for the past 5 years. Everyyear i have to face a nightmare in getting the IT statement / interest certificate. I visit chenn...[Read]
Average user rating
I do not know why i have pay higher rate of interest
By: somnath gorai, Kolkata | 05 April 2010
SBI Housing Loan- A/C No. 30563886323 I have taken a Housing Loan of Rs. 11,39000 as on 12th dec-08 on flexible interest rate for the period of 15 years. That time interest rate was Higher, but presen...[Read]
Average user rating
My loan amount of 1400000 Rs but he said i can get only 1000000 Rs.
By: ratnaprakash, Hyderabad | 04 April 2010
I have applied for homeloan in sbi on 07-Nov-2009 .Before taking loan i confirmed with the sbi bank manager (Musarambagh,Hyderabad) regarding my loan amount , as per my eligibility bank manager said i...[Read]
Average user rating
Now I really want to know, whether or not I can close my loan with out any charges
By: uthuman hameed, Madurai | 24 November 2009
Hi,I had taken a SBI home loan (8%) to buy a old house [Purchase Outright] at Madurai, Tamilnadu.Due to the lack of procedures/transparency & improper guidance from SBI loan dept officers, I ve decide...[Read]
Average user rating
In spite of this promise, till date the cheque for the loan amount has not been released
By: k .swaminathan, Mumbai | 19 October 2009
My wife has applied for housing loan in the Month of September 2009 and the document verification and other formalities have been completed by 7th November 2009. We were promised that the cheque for t...[Read]
Average user rating
PART PAYMENT INTEREST ON HOME LOAN
By: sanjoy Kr. Mukherjee, India | 09 August 2010
Dear Sir, Ref. our homeloan A/c No. 00000031196741240 of Rs. 4.95 Lakhs sanctioned in May'10. Ist withdrawl of Rs. 2.00 Lakhs was made on 05.6.2010. Apart from two monthly EMIs of Rs.10037/- Auto Deb...[Read]
Average user rating
Dont go for SBI home loan if u need before 3 months
By: Chandra Mouli, India | 20 January 2011
Please do not go for SBI home loan if you target for registration in less than 4 months. I bet you wont get loan within minimum 4 months. I myself applied in November and now in Janaury its still on S...[Read]
Average user rating
By: Shiva, India | 17 March 2011
I had taken a home loan (33 lakhs) from SBI Secunderabad branch. When taking the loan was promised all beautiful things. Never ever got a single statement from them either through post or through emai...[Read]
Average user rating
Average user rating
By: Richa Sharma, India | 04 August 2011
I would like to say that, SBI is a bank which must open more branches, as it has 100s of customers are standing in queue all the time....[Read]

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