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Product user reviews and ratings in India

Customers of product from all across India have submitted reviews and ratings of their home loan to help you make a more informed decision
ICICI Bank Home Loan Review

ICICI Bank Home Loan
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Fed up of ICICI Bank
By: Rakesh, Mumbai | 26 October 2009
I took loan from ICICI bank in Dec 2005 at 7.25% floating rate. As the builder asked to pay the whole amount in 7 days, I had no option but go to ICICI. (Only ICICI could give the loan in 7 days). I w...
read complete review | Comments (1) | Read 2006 times | Recommended (10)
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ICICI bank is very fast a easier loan provider compare to other Banks.
By: pradeep, Mumbai | 22 March 2010
ICICI bank is very fast a easier loan provider compare to other Banks. ...
read complete review | Comments (1) | Read 755 times | Recommended (1)
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very flaxibel & fast process in home loans
By: Kumar, Ahmedabad | 20 March 2010
very flaxibel & fast process in home loans.large & fastest salution customer care & all customer care is in hube location. ...
read complete review | Comments (1) | Read 578 times | Recommended (-1)
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see how one can survive with this bank
By: Rameshwar Rai, Kolkata | 18 March 2010
I\\\'d taken ICICI home laon in year 2005 @ 7.5%, with installment of Rs. 5434/- now I\\\'m paying Rs. 8909/m, as per statement received I\\\'d paid Rs.93189/- during the year out of which Rs.89487/- ...
read complete review | Comments (1) | Read 614 times | Recommended (2)
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save ordinary citizen who or in there clutches of HOME LOAN
By: Nirmal, Mumbai | 18 March 2010
The most horrible bankers and there services............ they or cheating public in day light....... govt of india and banking association must do something to save ordinary citizen who or in there cl...
read complete review | Comments (1) | Read 478 times | Recommended (-1)
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My executive really deserves to say HUM HAI NAA
By: Sridhar, Mumbai | 17 March 2010
Unlike others, I had a great service from ICICI HFC. The speed at which my documents were processed was amazing. I expressed my desire to obtain a Home loan for 30 laksh to the call centre.The second ...
read complete review | Comments (1) | Read 523 times | Recommended (-3)
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I realised that our A/C No. should not be disclosed to any one
By: Thandava59, Mumbai | 15 March 2010
Dear all ICICI Home Loan A/C holders,I, Ch.Thandava Krishna, taken the home loan on June 2007. Since that day onwards my repayments are regular. Jan.09 & Feb. 09(two months) my ECS chqs(19,511/-).were...
read complete review | Comments (1) | Read 701 times | Recommended (1)
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ICICI Bank is charging different floating interest rates to its new and existing customers
By: Bagla27, Mumbai | 14 March 2010
ICICI Bank is charging different floating interest rates to its new and existing home loan customers. When interest rates went up, ICICI Bank immediately increased the floating interest rates for its ...
read complete review | Comments (1) | Read 447 times | Recommended (3)
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I C I C I wants thier loan customers as bonded labours
By: zvijayin, Mumbai | 13 March 2010
I C I C I wants thier loan customers as bonded labours. The day i took the home loan from them i have seen them increasing the loan from day 1 .. This is crazy they immmediatly respond and increase th...
read complete review | Comments (1) | Read 378 times | Recommended (1)
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after getting loan we have no option except to pay
By: pawan ghambir, Mumbai | 12 March 2010
Sir,I have taken Home loan from ICICI Housing Finance. Desided rates were floating rate of interest as per RBI norms. But after taking loan bank is charging atleast 1% to 2% extra every month over and...
read complete review | Comments (1) | Read 374 times | Recommended (0)
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it might be another satyam in indian banking sector
By: ramana, Mumbai | 10 March 2010
Please do not trust ICICI bank - The reasons.1. When i took home loan in 2005 the floating rate of interst was 7.5% and par with any other leading private banks - now see ICICI charging interest at 13...
read complete review | Comments (1) | Read 515 times | Recommended (0)
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ICICI is slapping me with a 2.25% pre closure charges
By: gitesh, Mumbai | 09 March 2010
Greetings.Post the complaint earlier to Rajeev Sabharwal - COO of ICICI Home Finance and the addressal of the same, ICICI has chosen to continue its non-customer friendly ways. My loan has not seen re...
read complete review | Comments (1) | Read 392 times | Recommended (2)
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ICICI bank\\\'s home loans are extremely frustrating
By: prabhakar, Mumbai | 07 March 2010
ICICI bank\\\'s home loans are extremely frustrating.When RBI increased the loan %, they increased immediately but now when RBI has reduced the home loan %, ICICI bank says they will not reduce for ex...
read complete review | Comments (1) | Read 534 times | Recommended (0)
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they just want money and switch fee to change to lower interest rates
By: apatel, Mumbai | 05 March 2010
Hello Everypone,I am an ICICI home loan customer. I went for the loan during 2005 at 8.25% of floating rate of interest. Then ICICI did increase the % of both fixed and floating interest rates and tod...
read complete review | Comments (1) | Read 379 times | Recommended (1)
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THIS BANK IS LOOKING LIKE A PARASITE
By: raja guru g, Mumbai | 03 March 2010
ON THE ABOVE SUBJECT WHOM CAN WE APPROACH?THIS IS UNJUSTIFIED APPROACH FROM ICICI HOME LOAN DEPARTMENT, WHY THESE PEOPLE SIMPLE EXTRACTING MONEY IN TERMS OF INTEREST COMPARE TO OUR NATIONALIZED BANKS....
read complete review | Comments (1) | Read 351 times | Recommended (-1)
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there is no relation to the rate of interest you take the loan at
By: glass, Mumbai | 01 March 2010
I have taken a Home Loan from ICICI Bank and found they have hopeless systems. While they duly charge the customer for the smallest of delays from the customer’s side, they take all their servi...
read complete review | Comments (1) | Read 403 times | Recommended (0)
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bank is very prompt in deducting EMI.
By: pvrajeev68, Mumbai | 28 February 2010
I have taken loan of 10 lakhs from ICICI in year 2003 at the floating rate of 7.25%. Now it has gone up to 10.25%.My collegue who has taken loan at the sametime from HDFC at the floating rate of 7.5% ...
read complete review | Comments (1) | Read 770 times | Recommended (0)
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public sector banks there are no hidden costs and additions after the loan is sanctioned.
By: septemberblues, Mumbai | 27 February 2010
I called up ICICI Home Finance in Jun 2004 and their agent visited me in the next few days and collected the necessary documents to assess my eligibility and the amount of loan that could be given.Nex...
read complete review | Comments (1) | Read 797 times | Recommended (0)
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big pain in transfering this loan to govt bank and paid 17,70,000 at the end to ICICI
By: pr_chary, Mumbai | 26 February 2010
Hi,i am victim of the ICICI home loan. Today 9th Dec 2009 they came up with the attractive interest rate of 8.25%. Friends it is a big trap that ICICI trying to do. Neverever believe in ICICI home loa...
read complete review | Comments (1) | Read 792 times | Recommended (3)
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ICICI keeps on increasing our EMI and tenure
By: aparna masal, Mumbai | 25 February 2010
My husband has taken a home loan of Rs.700000/- for 20 years tenure in floating interest rate. ICICI keeps on increasing our EMI and tenure also. 10 days before we received letter from ICICI that they...
read complete review | Comments (1) | Read 539 times | Recommended (1)
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i had to undergo very delaying and tedious process for approval of loan
By: siddhartha s. banaulikar, Marigoan | 23 February 2010
On 08/08/08, i had taken my home loan file from Shiv Tower office, Panaji, Goa of ICICI home loans as i had to undergo very delaying and tedious process for approval of loan. They wanted my mother to ...
read complete review | Comments (1) | Read 656 times | Recommended (0)
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Worst home loan experience
By: Anish, India | 16 November 2010
I took an ICICI home loan in Mumbai for 12.96 lacs for 10 years during early 2006 for 7.25% floating. Till today I have paid back 8.2 lacs.I am now closing this loan by paying this stupid bank 10.6...
read complete review | Comments (1) | Read 177 times | Recommended (0)
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Think twice before you go to ICICI home loan
By: Nagabhushan, India | 27 June 2011
If you look any website for rate of interest for home loan in icici they say it is 10% they will increase gradually now i am paying 13.25% Think twice before you look for ICICI. Below is the email fo...
read complete review | Comments (1) | Read 243 times | Recommended (0)
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home lone
By: M.mani, India | 22 July 2011
mani...
read complete review | Comments (1) | Read 153 times | Recommended (0)
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good service
By: arun, India | 26 July 2011
Fantastic service & quick TAT...
read complete review | Comments (1) | Read 151 times | Recommended (0)
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Go to any Bank but dont ever think of ICICI
By: 1975Abhijit, India | 30 October 2011
I have taken home loan from ICICI bank and now I can say that this has been one of my biggest mistake . I simply don’t have words to describe their services.. they are pathetic. I m surprise that...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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Loan
By: Sunil, India | 05 January 2012
I took loan from ICICI in 2005 @7. Since then it is increasing and now I am paying @13.5%. This is so pathetic bank I will never go for loan with this bank.. I made prepayment of most of my loan amoun...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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