Ramana from Mumbai said :

Please do not trust ICICI bank - The reasons.1. When i took home loan in 2005 the floating rate of interst was 7.5% and par with any other leading private banks - now see ICICI charging interest at 13 %. This is more than 30% higher than any competative private bank rate.2. Why ICICI charging more interest rate - simple reason to recover their losss in sub prime and other high risk investments.3. What staturory agencies are doing - well every know what was happend in satyam eposide - as long you keep political bosses happy - not worry about any other issues.4. ICICI is the first bank to raise home loan interest rate to highet - 13.5% than any other private bank operating in india, and now charging same interest rate to existing customers despite many private banks come down to 10%.5. Worst and Poor curstomer services - you will not get proper and correct response or solution to you quries thru mail or over phone - always some generic mail content or generic response over mail.One last input - it my guess at this point of time - might be true in coming day - please do not invest in ICICI and do not consider for Loan or investment or for any banking operations - simple reason - it might be another satyam in indian banking sector in very near future