taken loan on my Flat no 601 but on all the documents of INGVYSYA bank it shows Flat no 602
08 May 2010 | Read 313 times | Comments (0) | recomended (0)
08 May 2010 | Read 313 times | Comments (0) | recomended (0)
Dsouzafr from Ahmedabad said :
I took a loan from ING VYSYA bank in april, 2008. Just 2 months after I took the loan there was a increase in cash reserve ratio and repo rate by RBI. ING VYSYA immediately increased my intreset rate twice without wasting any time. I had taken a loan for 20 years and now due to increase in the interest rate, I need to pay my installments for 24 years and 5 months.In the last 4 months RBI has reduced the repo rate and CRR several times. Many known banks have reduced their intrest rates for new and existing customers. I called up ING VYSYA several times and requested them to reduce the interest rate but all my request is going in Vain. There have increased my intrest rate twice but now they are not at all interested in reducing it even after RBI and the goverment has urged banks to reduce the interest rates.There is one more major goof up. I have taken loan on my Flat no 601 but on all the documents of INGVYSYA bank it shows Flat no 602. I informed the customer service dept and the bank many times but they are doing nothing about it. The worst part is the provisional statement which I received is also on Flat no 602 which does not belong to me.This is such a irresponsible and Pathetic bank that I regret taking a loan from these guys
I took a loan from ING VYSYA bank in april, 2008. Just 2 months after I took the loan there was a increase in cash reserve ratio and repo rate by RBI. ING VYSYA immediately increased my intreset rate twice without wasting any time. I had taken a loan for 20 years and now due to increase in the interest rate, I need to pay my installments for 24 years and 5 months.In the last 4 months RBI has reduced the repo rate and CRR several times. Many known banks have reduced their intrest rates for new and existing customers. I called up ING VYSYA several times and requested them to reduce the interest rate but all my request is going in Vain. There have increased my intrest rate twice but now they are not at all interested in reducing it even after RBI and the goverment has urged banks to reduce the interest rates.There is one more major goof up. I have taken loan on my Flat no 601 but on all the documents of INGVYSYA bank it shows Flat no 602. I informed the customer service dept and the bank many times but they are doing nothing about it. The worst part is the provisional statement which I received is also on Flat no 602 which does not belong to me.This is such a irresponsible and Pathetic bank that I regret taking a loan from these guys
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Comments on this Review(0)
Ramesh said :
06 September 2010
Dsouzafr wrote very well abould ING Vysya loans, once market situation turn unfavourable they increase their lending benchmark (HPLR) but when market situation turns favourable they merely reduce the HPLR hence the old customer forced to pay more interest
06 September 2010
Dsouzafr wrote very well abould ING Vysya loans, once market situation turn unfavourable they increase their lending benchmark (HPLR) but when market situation turns favourable they merely reduce the HPLR hence the old customer forced to pay more interest
GAUTAM said :
29 September 2010
It is also happen with me.They are over smart on increasing the Interest rate but when others reducing their rate, they will not do anything for existing customer, even instructed by RBI too. As they know that the existing customer are already trapped, i
29 September 2010
It is also happen with me.They are over smart on increasing the Interest rate but when others reducing their rate, they will not do anything for existing customer, even instructed by RBI too. As they know that the existing customer are already trapped, i
