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Home >> Home Loan >> Reviews >> Kotak Mahindra Bank Home Loan
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Product user reviews and ratings in India

Customers of product from all across India have submitted reviews and ratings of their home loan to help you make a more informed decision
Kotak Mahindra Bank Home Loan Review

Kotak Mahindra Bank Home Loan
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Kotak Bank is worst
By: Harjeet, Chandigarh | 24 October 2009
I have a floating home loan with Kotak Mahindra bank, they offer you lower interest rates when you are taking home loan and then whenever RBI sneezes they will increase interest rates by 0.5 %. I have...
read complete review | Comments (1) | Read 1131 times | Recommended (5)
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Good luck with this bank
By: kiran, Pune | 31 March 2010
Unfortunately, i had taken a loan from Kotak Mahindra Bank this year in March. The main problem is the staff at Kotak (House Finance division) is inefficient, very laid back, lethargic, indecissive an...
read complete review | Comments (1) | Read 472 times | Recommended (2)
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Please do consider your decision of staying with Kotak.
By: anshumittal246, Ahmedabad | 04 May 2010
On November 01, 2008, I received a letter dated 15-October 2008, whereby the bank informs me of an increase in the home loan interest rates. I am surprised to receive their letter of an increase in ho...
read complete review | Comments (1) | Read 496 times | Recommended (0)
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I repent taking a home loan with KOTAK bank
By: narci2000, Mumbai | 02 May 2010
I repent taking a home loan with KOTAK bank. My CRN is 1471128. Please find the details of my agony below Aug 08:- The Call center does not have access to home loan details, but the saddest part is th...
read complete review | Comments (1) | Read 449 times | Recommended (2)
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Kindly provide me justice in closing the home loan at Kotak Mahindra Bank
By: shylaja srinivas, Bangalore | 01 May 2010
Housing Loan Account No. 406178 AGAINST KOTAK MAHINDRA BANK Customer ID No.18126723 Loan Amount sanctioned : 21, 88, 977/- Amount Disbursed : 11, 46, 440/- 1. I had availed Home Loan from M/s. Kotak M...
read complete review | Comments (1) | Read 334 times | Recommended (2)
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Looking the jet raise in the Rate of interest, i have decided to shift the home loan
By: pushpanathan.k, Ahmedabad | 29 April 2010
Dear Sir I have availed Home loan from Kotak Mahindra Bank. Initially they charged 11.75% as interest rate and then within two months it was raised to 12.75% from October 2008 on wards it was raised t...
read complete review | Comments (1) | Read 391 times | Recommended (1)
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Is it true that tenure can\'t be increase beyond 20 yrs?
By: nilesh, Kolkata | 27 April 2010
Hi I have taken a home loan from Kotak Mahindra Bank 1 yr ago. It was 11.25% floating which they have increased to 13.5% ... Can u Imagine !!! They have increased this 2 time without inecreasing the t...
read complete review | Comments (1) | Read 195 times | Recommended (1)
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I feel to be trapped in Kotak
By: pankaj banthia, Ahmedabad | 25 April 2010
Dear Team, I have a INR 21 Lac Home Loan with Kotak Mahindra Bank which is 2 years old. Despite the Home Loans rate dropped by most of the banks to 8% to 9%, bank has kept my Rate of Interest ROI @ 11...
read complete review | Comments (1) | Read 317 times | Recommended (1)
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they are saying only the tenure would be revised and not the loan EMI
By: lomesh maniar, Ahmedabad | 23 April 2010
I had taken a loan from Kotak Mahindra Bank the Rate of interest kept on increasing because of infationary pressures, but after the inflationary pressures have reversed and the economy is going throug...
read complete review | Comments (1) | Read 343 times | Recommended (0)
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now kotak is ready to give sanction letter, or half the amount which i did not accept
By: santana, Mumbai | 21 April 2010
After I thought of buying my dream home i was trying different banks , then i got a call from Kotak Mahindra Bank. I submitted all my documents and gave them the processing fee cheques to the executiv...
read complete review | Comments (1) | Read 765 times | Recommended (1)
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Pathetic service
By: Saravanan, India | 29 September 2011
Absolutely pathetic service. I have a home loan with this bank. My list of issues with this bank is endless. I wanted to pre-close and get out of this worthless bank. But the prepayment charges don'...
read complete review | Comments (1) | Read 147 times | Recommended (0)
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Pathetic Services
By: Alok, India | 27 July 2011
I have never received any interest rate revision intimation though interest revised. I have never received a loan statement. No Access to any information. ECS submitted 5 months back recorded after ...
read complete review | Comments (1) | Read 160 times | Recommended (0)
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Unethical approach for home loan switching
By: Prasad Chawak, India | 13 February 2012
God help those who have take loan from this bank. Especially Pune Sorab Hall. The moment you start the conversation for switching home loan the bank starts ill treating. KOTAK, be a sport customer...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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