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Product user reviews and ratings in India

Customers of product from all across India have submitted reviews and ratings of their home loan to help you make a more informed decision
SBI Home Loan Review

SBI Home Loan
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SBI home loans reliable n hassle free
By: by sachin_s80, Mumbai | 01 April 2010
I decided to apply to SBI for my home loan because I have read pretty negative reviews about the private banks, especially ICICI from mouthshut as well as my other friends.Advantages of SBI:Once sanct...
read complete review | Comments (1) | Read 4437 times | Recommended (18)
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SBI Home loan, convenient and right product
By: Tanmay, Simla | 23 October 2009
I AM AN EXISTING CUSTOMER OF SBI HOME LOAN. I HAD APPLIED FOR A HOUSE LOAN OF RS.15 LACS APPROX. MY LOAN GET SANCTIONED WITHIN TWO HOURS AFTER THE SUBMISSION OF THE DOCUMENTS AND WAS DISBURSED THE VER...
read complete review | Comments (1) | Read 2392 times | Recommended (2)
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if you are in urgency don\'t go for SBI home loan.Otherwise its good.
By: ravindra, Ahmedabad | 14 April 2010
I have taken a loan of Rs1100000, it took a months time to disburse the loan though papers were submitted in all.Actually it depends on the staff that how fast you get your loan. so if you are in urge...
read complete review | Comments (1) | Read 1725 times | Recommended (-1)
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I just felt like at home in SBI
By: gnsgrewal, Ludhiana | 12 April 2010
Few days back I applied for hoam loan. I got excellent services from SBI ludhiana Civil lines ludhiana and my loan(9.5% with benefits of teacher plus, margin money and salary account) was disbursed in...
read complete review | Comments (1) | Read 930 times | Recommended (0)
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i was so frustrated that it had no boundaries
By: shishirbn, Bangalore | 10 April 2010
I have seen reviews of people on this bank who have suffered a lot mentally,physically and in all other ways from this SBI bank so i thought i will also share my pain. I had applied for a home loan in...
read complete review | Comments (1) | Read 2074 times | Recommended (5)
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The PSU smell was all to pervasive to be felt at every step.
By: manik_sarkar, Kolkata | 08 April 2010
I applied for a Home extension Loan and finally withdrew even though the loan was sanctioned(vide reference RASECC/HIL... dtd 22/09/07).I went to HDFC instead. 1. My loan was sanctioned and I went to ...
read complete review | Comments (1) | Read 1089 times | Recommended (0)
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THIS TIME THE INTEREST WAS NOT REDUCED AND IT CONTINUED AT 10%
By: a k jalewa, Jaipur | 14 December 2009
I AVAILED A TAKE OVER HOME LOAN FROM SBI, VIDYADHAR NAGAR, JAIPUR IN OCTOBER 2008. IWAS OFFERED LOAN AT 3% (10.75%) LESS THAN SBAR (13.75%). THE DOCUMENTS SHOWED A DISCOUNT OF 2% ONLY AS THE AGM TOLD ...
read complete review | Comments (1) | Read 732 times | Recommended (1)
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they completely demoralized me for the whole duration.
By: ranabesh chowdhury, Kolkata | 07 April 2010
I wish to have House renovation and remodelling loan from SBI worth of Rs 2lakh.For this i approached to Srinagar road,Kolkata-700094 branch for further proceeding.But fact is no one responded well in...
read complete review | Comments (1) | Read 759 times | Recommended (0)
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SBI have niether online facility nor good response for the customer request.
By: srinivasan, Chennai | 16 December 2009
Dear Sir,I have taken home loan from SBI and paying the EMI without any due for the past 5 years. Everyyear i have to face a nightmare in getting the IT statement / interest certificate. I visit chenn...
read complete review | Comments (1) | Read 1056 times | Recommended (2)
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I do not know why i have pay higher rate of interest
By: somnath gorai, Kolkata | 05 April 2010
SBI Housing Loan- A/C No. 30563886323 I have taken a Housing Loan of Rs. 11,39000 as on 12th dec-08 on flexible interest rate for the period of 15 years. That time interest rate was Higher, but presen...
read complete review | Comments (1) | Read 1060 times | Recommended (-1)
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My loan amount of 1400000 Rs but he said i can get only 1000000 Rs.
By: ratnaprakash, Hyderabad | 04 April 2010
I have applied for homeloan in sbi on 07-Nov-2009 .Before taking loan i confirmed with the sbi bank manager (Musarambagh,Hyderabad) regarding my loan amount , as per my eligibility bank manager said i...
read complete review | Comments (1) | Read 1516 times | Recommended (-1)
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Now I really want to know, whether or not I can close my loan with out any charges
By: uthuman hameed, Madurai | 24 November 2009
Hi,I had taken a SBI home loan (8%) to buy a old house [Purchase Outright] at Madurai, Tamilnadu.Due to the lack of procedures/transparency & improper guidance from SBI loan dept officers, I ve decide...
read complete review | Comments (1) | Read 1116 times | Recommended (0)
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In spite of this promise, till date the cheque for the loan amount has not been released
By: k .swaminathan, Mumbai | 19 October 2009
My wife has applied for housing loan in the Month of September 2009 and the document verification and other formalities have been completed by 7th November 2009. We were promised that the cheque for t...
read complete review | Comments (1) | Read 1483 times | Recommended (2)
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PART PAYMENT INTEREST ON HOME LOAN
By: sanjoy Kr. Mukherjee, India | 09 August 2010
Dear Sir, Ref. our homeloan A/c No. 00000031196741240 of Rs. 4.95 Lakhs sanctioned in May'10. Ist withdrawl of Rs. 2.00 Lakhs was made on 05.6.2010. Apart from two monthly EMIs of Rs.10037/- Auto Deb...
read complete review | Comments (1) | Read 428 times | Recommended (0)
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Dont go for SBI home loan if u need before 3 months
By: Chandra Mouli, India | 20 January 2011
Please do not go for SBI home loan if you target for registration in less than 4 months. I bet you wont get loan within minimum 4 months. I myself applied in November and now in Janaury its still on S...
read complete review | Comments (1) | Read 298 times | Recommended (3)
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Pathetic service
By: Shiva, India | 17 March 2011
I had taken a home loan (33 lakhs) from SBI Secunderabad branch. When taking the loan was promised all beautiful things. Never ever got a single statement from them either through post or through emai...
read complete review | Comments (1) | Read 286 times | Recommended (0)
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homeloan
By: manoj chaurasia, India | 13 July 2011
homeloan...
read complete review | Comments (1) | Read 232 times | Recommended (0)
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SBI
By: Richa Sharma, India | 04 August 2011
I would like to say that, SBI is a bank which must open more branches, as it has 100s of customers are standing in queue all the time....
read complete review | Comments (1) | Read 450 times | Recommended (2)
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pre-closure charges
By: m.raviraj, India | 11 November 2011
what is pre-closure charges of SBI home loan if the pre-closure of loan with in 2 years from the stipulated period...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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home loan
By: praveen singh, India | 14 November 2011
i want to take home loan about 10 lakh can u tell me what is the intrest n procss...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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home loan
By: c gowri shanker, India | 23 November 2011
easy to get loan...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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SBI Reality loan
By: sekar, India | 30 December 2011
I had taken loan from SBI to purchase a Land @ Rs.5,43,000. I paid EMI every month Rs.5660 for 65 Months (Rs.3,68,000). as per statement it shows i have to pay remaining rs.4,63,844 now it has crosse...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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home loan
By: shivanagoud, India | 21 January 2012
i need persona loan procedure. and details and how to get easy way....
read complete review | Comments (1) | Read 1 times | Recommended (0)
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NEVER EVER GO FOR SBI HOME LOAN
By: Rajesh, India | 01 February 2012
SBI charging the highest interest rate on my loan account and it is 13% as on 1/Feb/2012. This bank sucks and one of the worst banks in India....
read complete review | Comments (1) | Read 1 times | Recommended (0)
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Home Loan feedback
By: Mathew John, India | 07 February 2012
If you are a professional who does not have the time to follow up the status of your home loan application, then please do not go for SBI. I would strongly recommend Axis Bank for a hassle-free loan p...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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mr
By: chirag, India | 04 May 2012
people are good but do they have time value of money?...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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Don't take housing loan from SBH
By: gokul sirigiri, India | 18 May 2012
Don't take any HOME Loan from STATE BANK OF HYDERBAD,I have taken loan from SBH by trusting it but it was very bad experience for me and even to my friends as well, Its an perfect GOVT BANK.I never s...
read complete review | Comments (1) | Read 1 times | Recommended (0)
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