THIS TIME THE INTEREST WAS NOT REDUCED AND IT CONTINUED AT 10%
14 December 2009 | Read 732 times | Comments (0) | recomended (1)
14 December 2009 | Read 732 times | Comments (0) | recomended (1)
A k jalewa from Jaipur said :
I AVAILED A TAKE OVER HOME LOAN FROM SBI, VIDYADHAR NAGAR, JAIPUR IN OCTOBER 2008. IWAS OFFERED LOAN AT 3% (10.75%) LESS THAN SBAR (13.75%). THE DOCUMENTS SHOWED A DISCOUNT OF 2% ONLY AS THE AGM TOLD ME THAT THE COMPUTER HAS BEEN SET AT A 2% DISCOUNT AND AN ADDITIONAL 1% WILL BE GIVEN ALTHOUGH IT IS NOT MENTIONED IN THE LOAN DOCUMENT. IN NOVEMBER 2008 THE SBAR WAS REDUCED BY 0.75%(13%) AND MY INTEREST ALSO CAME DOWN TO 10%. AGAIN IN JAN 2009 THE SBAR WAS REDUCED BY 0.75%(12.25%) BUT THIS TIME THE INTEREST WAS NOT REDUCED AND IT CONTINUED AT 10%. NO WRITTEN EXPLANATION WAS GIVEN FOR THE SAME AND TELEPHONICALLY IT WAS TOLD THAT WHAT IS WRITTEN IN DOCUMENT IS CORRECT AND THEY REFUSED FOR ANY SUCH COMMITMENT IN PAST. I HAD TRANSFERRED MY LOAN FROM ICICI AFTER PAYING HEAVY PENALTY BUT ALAS BAD EXPERIENCE WITH SBI TOO.
I AVAILED A TAKE OVER HOME LOAN FROM SBI, VIDYADHAR NAGAR, JAIPUR IN OCTOBER 2008. IWAS OFFERED LOAN AT 3% (10.75%) LESS THAN SBAR (13.75%). THE DOCUMENTS SHOWED A DISCOUNT OF 2% ONLY AS THE AGM TOLD ME THAT THE COMPUTER HAS BEEN SET AT A 2% DISCOUNT AND AN ADDITIONAL 1% WILL BE GIVEN ALTHOUGH IT IS NOT MENTIONED IN THE LOAN DOCUMENT. IN NOVEMBER 2008 THE SBAR WAS REDUCED BY 0.75%(13%) AND MY INTEREST ALSO CAME DOWN TO 10%. AGAIN IN JAN 2009 THE SBAR WAS REDUCED BY 0.75%(12.25%) BUT THIS TIME THE INTEREST WAS NOT REDUCED AND IT CONTINUED AT 10%. NO WRITTEN EXPLANATION WAS GIVEN FOR THE SAME AND TELEPHONICALLY IT WAS TOLD THAT WHAT IS WRITTEN IN DOCUMENT IS CORRECT AND THEY REFUSED FOR ANY SUCH COMMITMENT IN PAST. I HAD TRANSFERRED MY LOAN FROM ICICI AFTER PAYING HEAVY PENALTY BUT ALAS BAD EXPERIENCE WITH SBI TOO.
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