//############################################# Functions Updated By Umesh ########################################################//
// function for round number two num after decimal
function roundNumber(num) {
var rnum = num;
var rlength = 2; // The number of decimal places to round to
if (rnum > 8191 && rnum < 10485) {
rnum = rnum-5000;
var newnumber = Math.round(rnum*Math.pow(10,rlength))/Math.pow(10,rlength);
newnumber = newnumber+5000;
} else {
var newnumber = Math.round(rnum*Math.pow(10,rlength))/Math.pow(10,rlength);
}
return newnumber;
}
// function for round number one num after decimal
function roundNumber_one(num) {
var rnum = num;
var rlength = 1; // The number of decimal places to round to
if (rnum > 8191 && rnum < 10485) {
rnum = rnum-5000;
var newnumber = Math.round(rnum*Math.pow(10,rlength))/Math.pow(10,rlength);
newnumber = newnumber+5000;
} else {
var newnumber = Math.round(rnum*Math.pow(10,rlength))/Math.pow(10,rlength);
}
return newnumber;
}
// function to check integer number
function isInteger(s)
{ var i;
for (i = 0; i < s.length; i++)
{
// Check that current character is number.
var c = s.charAt(i);
if (((c < "0") || (c > "9"))) return false;
}
// All characters are numbers.
return true;
}
// function to check float number
function IsFloat(strString)
{
var strValidChars = "0123456789.";
var strChar;
var blnResult = true;
if (strString.length == 0) return false;
// test strString consists of valid characters listed above
for (i = 0; i < strString.length && blnResult == true; i++)
{
strChar = strString.charAt(i);
if (strValidChars.indexOf(strChar) == -1)
{
blnResult = false;
}
}
return blnResult;
}
//////////////////// Function for Calculation ///////////////////////////////////
function email_result_confirmation(){
setTimeout('confirn_email_result();',10000);
}
function hide_data(){
document.getElementById("table_data").style.display = 'none';
}
function hide_data1(){
document.getElementById("table_data").style.display = 'none';
document.getElementById('tblResult').style.display = "none";
}
function hide_data2(){
document.getElementById("table_data").style.display = 'none';
document.getElementById("table_data2").style.display = 'none';
document.getElementById("table_data3").style.display = 'none';
document.getElementById('tblResult').style.display = "none";
}
function hide_data3(){
document.getElementById("table_data").style.display = 'none';
document.getElementById("table_data2").style.display = 'none';
}
function reset_affordability_colors(){
document.getElementById("amount").style.border = '1px solid #7F9DB9';
document.getElementById("rate").style.border = '1px solid #7F9DB9';
document.getElementById("years").style.border = '1px solid #7F9DB9';
}
//Calculate loan affordabilty
function calculate_loan_affrodability(form)
{
reset_affordability_colors()
var amt = removeCommas(document.getElementById("amount").value);
var rate = trim(document.getElementById("rate").value);
var years = trim(document.getElementById("years").value);
var error_list = new Array();
if(amt == ''){
error_list[0] = "amount";
}
if(IsFloat(amt) == false){
error_list[1] = "amount";
document.getElementById("amount").value = "";
}
if(amt < amount_min || amt > amount_max){
error_list[2] = "amount";
}
if(rate == ''){
error_list[3] = "rate";
}
if(IsFloat(rate) == false){
error_list[4] = "rate";
document.getElementById("rate").value = "";
}
if(rate < rate_min || rate > rate_max){
error_list[5] = "rate";
}
if(years == ''){
error_list[6] = "years";
}
if(IsFloat(years) == false){
error_list[7] = "years";
document.getElementById("years").value = "";
}
if(years < years_min || years > years_max){
error_list[8] = "years";
}
if(error_list.length >0){
if(error_list[0] == 'amount' || error_list[1] == 'amount' || error_list[2] == 'amount'){
document.getElementById("amount").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
if(error_list[3] == 'rate' || error_list[4] == 'rate' || error_list[5] == 'rate'){
document.getElementById("rate").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
if(error_list[6] == 'years' || error_list[7] == 'years' || error_list[8] == 'years'){
document.getElementById("years").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
exit;
//alert(error_list);
}else{
reset_affordability_colors();
document.getElementById("emi-calc-error").style.display = 'none';
}
var e=eval(amt);
var r=roundNumber(eval(rate));
var y=roundNumber(eval(years));
var mr = r/(100*12);
//alert(r);
var m = 12*y;
//alert(m);
var d=(1-Math.pow(1+mr,-m))*e/mr;
//document.getElementById("ResultSpan").innerHTML = Math.round(d);
document.getElementById("table_data").style.display = '';
var interest1 = r - 1.0;
var interest2 = r - 0.5;
var interest3 = r ;
var interest4 = r + 0.5;
var interest5 = r + 1.0;
var monthly1 = roundNumber(interest1/12);
var monthly2 = roundNumber(interest2/12);
var monthly3 = roundNumber(interest3/12);
var monthly4 = roundNumber(interest4/12);
var monthly5 = roundNumber(interest5/12);
document.getElementById("interest1").innerHTML = interest1;
document.getElementById("interest2").innerHTML = interest2;
document.getElementById("interest3").innerHTML = interest3;
document.getElementById("interest4").innerHTML = interest4;
document.getElementById("interest5").innerHTML = interest5;
//document.getElementById("monthly1").innerHTML = monthly1;
//document.getElementById("monthly2").innerHTML = monthly2;
//document.getElementById("monthly3").innerHTML = monthly3;
//document.getElementById("monthly4").innerHTML = monthly4;
//document.getElementById("monthly5").innerHTML = monthly5;
for(var k =1 ;k < 21; k++){
var c1 = "c"+k;
var d1 = "d"+k;
var e1 = "e"+k;
var f1 = "f"+k;
var g1 = "g"+k;
var mr1 = interest1/(100*12);
var mr2 = interest2/(100*12);
var mr3 = interest3/(100*12);
var mr4 = interest4/(100*12);
var mr5 = interest5/(100*12);
var data1=(1-Math.pow(1+mr1,-(12*k)))*e/mr1;
var data2=(1-Math.pow(1+mr2,-(12*k)))*e/mr2;
var data3=(1-Math.pow(1+mr3,-(12*k)))*e/mr3;
var data4=(1-Math.pow(1+mr4,-(12*k)))*e/mr4;
var data5=(1-Math.pow(1+mr5,-(12*k)))*e/mr5;
document.getElementById(c1).innerHTML = Comma(Math.round(data1));
document.getElementById(d1).innerHTML = Comma(Math.round(data2));
document.getElementById(e1).innerHTML = Comma(Math.round(data3));
document.getElementById(f1).innerHTML = Comma(Math.round(data4));
document.getElementById(g1).innerHTML = Comma(Math.round(data5));
bgcolor = "e"+years;
bgcolor2 = "e"+k;
//alert(bgcolor)
document.getElementById(bgcolor2).style.backgroundColor = '#FFFFFF';
document.getElementById(bgcolor2).style.fontWeight = 'normal';
document.getElementById(bgcolor).style.backgroundColor = '#6278E3';
document.getElementById(bgcolor).style.fontWeight = 'bold';
}
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "The loan amount you can afford is - Rs. "+Comma(document.getElementById(bgcolor).innerHTML)+'';
// confirm email result
//email_result_confirmation();
}
// term-calculator.php
function calculate_loan_duration(form)
{
var emi=document.getElementById('emi');
var rate=document.getElementById('rate');
var loan=document.getElementById('loan');
if(emi.value == ''){
alert("Please enter EMI affordable.");
emi.focus();
}else if(IsFloat(emi.value)==false){
alert("Please enter numeric value!!!");
emi.value = "";
emi.focus();
}else if(rate.value == ''){
alert("Please enter interest rate (approx.).");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter numeric value!!!");
rate.value = "";
rate.focus();
}else if(rate.value < 3){
alert("Rate of intrest less than 3 is not allowed !!!");
rate.value = "";
rate.focus();
}else if(loan.value == ''){
alert("Please check your loan amount.");
loan.focus();
}else if(IsFloat(emi.value)==false){
alert("Please enter numeric value !!!");
loan.value = "";
loan.focus();
}else{
var e=eval(form.emi.value);
var r=eval(form.rate.value);
var a= eval(form.loan.value);
var mr = r/(100*12);
var d = parseFloat((Math.log(e/(e-mr*a))/Math.log(1+mr))/12);
//alert("e="+e+" r="+r+" a="+a+" mr="+mr+" d="+d)
//document.getElementById("ResultSpan").innerHTML = Math.round(100*d)/100;
var intrest1 = r - 2;
var intrest2 = r - 1;
var intrest3 = r ;
var intrest4 = r + 1;
var intrest5 = r + 2;
var monthly1 = roundNumber(intrest1/12);
var monthly2 = roundNumber(intrest2/12);
var monthly3 = roundNumber(intrest3/12);
var monthly4 = roundNumber(intrest4/12);
var monthly5 = roundNumber(intrest5/12);
var mr1 = (intrest1/(100*12));
var mr2 = (intrest2/(100*12));
var mr3 = (intrest3/(100*12));
var mr4 = (intrest4/(100*12));
var mr5 = (intrest5/(100*12));
var mi1 = roundNumber(e/(e-(monthly1*a)/100));
var mi2 = roundNumber(e/(e-(monthly2*a)/100));
var mi3 = roundNumber(e/(e-(monthly3*a)/100));
var mi4 = roundNumber(e/(e-(monthly4*a)/100));
var mi5 = roundNumber(e/(e-(monthly5*a)/100));
document.getElementById("table_data").style.display = '';
window.location.hash = '#Term-calculator';
document.getElementById("a1").innerHTML = intrest1;
document.getElementById("a2").innerHTML = intrest2;
document.getElementById("a3").innerHTML = intrest3;
document.getElementById("a4").innerHTML = intrest4;
document.getElementById("a5").innerHTML = intrest5;
document.getElementById("b1").innerHTML = monthly1;
document.getElementById("b2").innerHTML = monthly2;
document.getElementById("b3").innerHTML = monthly3;
document.getElementById("b4").innerHTML = monthly4;
document.getElementById("b5").innerHTML = monthly5;
/*document.getElementById("c1").innerHTML = mi1;
document.getElementById("c2").innerHTML = mi2;
document.getElementById("c3").innerHTML = mi3;
document.getElementById("c4").innerHTML = mi4;
document.getElementById("c5").innerHTML = mi5;*/
var d1 = Math.round(Math.log(mi1)/Math.log(1+(monthly1/100)));
var d2 = Math.round(Math.log(mi2)/Math.log(1+(monthly2/100)));
var d3 = Math.round(Math.log(mi3)/Math.log(1+(monthly3/100)));
var d4 = Math.round(Math.log(mi4)/Math.log(1+(monthly4/100)));
var d5 = Math.round(Math.log(mi5)/Math.log(1+(monthly5/100)));
/*document.getElementById("d1").innerHTML = d1;
document.getElementById("d2").innerHTML = d2;
document.getElementById("d3").innerHTML = d3;
document.getElementById("d4").innerHTML = d4;
document.getElementById("d5").innerHTML = d5;*/
var y1 = parseInt(d1/12);
var y2 = parseInt(d2/12);
var y3 = parseInt(d3/12);
var y4 = parseInt(d4/12);
var y5 = parseInt(d5/12);
var m1 = parseInt(d1%12);
var m2 = parseInt(d2%12);
var m3 = parseInt(d3%12);
var m4 = parseInt(d4%12);
var m5 = parseInt(d5%12);
if(isNaN(y1)){
document.getElementById("e1").innerHTML = 'Invalid inputs';
} else {
document.getElementById("e1").innerHTML = y1+' years '+m1+' months';
}
if(isNaN(y2)){
document.getElementById("e2").innerHTML = 'Invalid inputs';
} else {
document.getElementById("e2").innerHTML = y2+' years '+m2+' months';
}
if(isNaN(y3)){
document.getElementById("e3").innerHTML = 'Invalid inputs';
} else {
document.getElementById("e3").innerHTML = y3+' years '+m3+' months';
}
if(isNaN(y4)){
document.getElementById("e4").innerHTML = 'Invalid inputs';
} else {
document.getElementById("e4").innerHTML = y4+' years '+m4+' months';
}
if(isNaN(y5)){
document.getElementById("e5").innerHTML = 'Invalid inputs';
} else {
document.getElementById("e5").innerHTML = y5+' years '+m5+' months';
}
document.getElementById("e3").style.backgroundColor = '#0560a6';
document.getElementById("e3").style.fontWeight = 'bold';
document.getElementById('tblResult').style.display = "block";
if(isNaN(y3)){
document.getElementById("result_id").innerHTML = 'Your inputs are not valid, try using some other combinations.';
} else {
if(y3==1 || y3==0)
var yr = "year";
else
var yr = "years";
if(m3==1 || m3==0)
var mn = "month";
else
var mn = "months";
document.getElementById('result_id').innerHTML = "The tenure of your loan will be "+y3+" "+yr+" "+m3+" "+mn+'';
// confirm email result
email_result_confirmation();
}
}
}
function reset_emi_colors(){
document.getElementById("amount").style.border = '1px solid #7F9DB9';
document.getElementById("rate").style.border = '1px solid #7F9DB9';
document.getElementById("years").style.border = '1px solid #7F9DB9';
}
// emi-calculator.php
function calculate_emi(form)
{
reset_emi_colors();
var amt = removeCommas(document.getElementById("amount").value);
var rate = trim(document.getElementById("rate").value);
var years = trim(document.getElementById("years").value);
var error_list = new Array();
if(amt == ''){
error_list[0] = "amount";
}
if(IsFloat(amt) == false){
error_list[1] = "amount";
document.getElementById("amount").value = "";
}
if(amt < amount_min || amt > amount_max){
error_list[2] = "amount";
}
if(rate == ''){
error_list[3] = "rate";
}
if(IsFloat(rate) == false){
error_list[4] = "rate";
document.getElementById("rate").value = "";
}
if(rate < rate_min || rate > rate_max){
error_list[5] = "rate";
}
if(years == ''){
error_list[6] = "years";
}
if(IsFloat(years) == false){
error_list[7] = "years";
document.getElementById("years").value = "";
}
if(years < years_min || years > years_max){
error_list[8] = "years";
}
if(error_list.length >0){
if(error_list[0] == 'amount' || error_list[1] == 'amount' || error_list[2] == 'amount'){
document.getElementById("amount").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
if(error_list[3] == 'rate' || error_list[4] == 'rate' || error_list[5] == 'rate'){
document.getElementById("rate").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
if(error_list[6] == 'years' || error_list[7] == 'years' || error_list[8] == 'years'){
document.getElementById("years").style.border = '2px solid #BE1C1C';
document.getElementById("emi-calc-error").style.display = 'block';
}
exit;
//alert(error_list);
}else{
reset_emi_colors();
document.getElementById("emi-calc-error").style.display = 'none';
}
var a=eval(amt);
var r=roundNumber(eval(rate));
var y=roundNumber(eval(years));
var mr = r/(100*12);
var m = y*12;
var d= a*mr/(1-Math.pow(1+mr,-m));
//alert(a);
//document.getElementById("ResultSpan").innerHTML = roundNumber(d);
document.getElementById("table_data").style.display = '';
var intrest1 = roundNumber(r - 1.0);
var intrest2 = roundNumber(r - 0.5);
var intrest3 = roundNumber(r) ;
var intrest4 = roundNumber(r + 0.5);
var intrest5 = roundNumber(r + 1.0);
var monthly1 = roundNumber(intrest1/12);
var monthly2 = roundNumber(intrest2/12);
var monthly3 = roundNumber(intrest3/12);
var monthly4 = roundNumber(intrest4/12);
var monthly5 = roundNumber(intrest5/12);
document.getElementById("intrest1").innerHTML = intrest1;
document.getElementById("intrest2").innerHTML = intrest2;
document.getElementById("intrest3").innerHTML = intrest3;
document.getElementById("intrest4").innerHTML = intrest4;
document.getElementById("intrest5").innerHTML = intrest5;
//document.getElementById("monthly1").innerHTML = monthly1;
//document.getElementById("monthly2").innerHTML = monthly2;
//document.getElementById("monthly3").innerHTML = monthly3;
//document.getElementById("monthly4").innerHTML = monthly4;
//document.getElementById("monthly5").innerHTML = monthly5;
// alert(years)
var y1 = roundNumber(years - 4);
var y2 = roundNumber(years - 3);
var y3 = roundNumber(years - 2);
var y4 = roundNumber(years - 1);
var y5 = roundNumber(years);
var y6 = roundNumber(parseInt(years)+1);
var y7 = roundNumber(parseInt(years)+2);
var y8 = roundNumber(parseInt(years)+3);
var y9 = roundNumber(parseInt(years)+4);
var y10 = roundNumber(parseInt(years)+5);
if(y1 <= 0){
document.getElementById("tr-1").style.display = 'none';
}else{
document.getElementById("tr-1").style.display = '';
}
if(y2 <= 0){
document.getElementById("tr-2").style.display = 'none';
}else{
document.getElementById("tr-2").style.display = '';
}
if(y3 <= 0){
document.getElementById("tr-3").style.display = 'none';
}else{
document.getElementById("tr-3").style.display = '';
}
if(y4 <= 0){
document.getElementById("tr-4").style.display = 'none';
}else{
document.getElementById("tr-4").style.display = '';
}
document.getElementById("a1").innerHTML = y1;
document.getElementById("a2").innerHTML = y2;
document.getElementById("a3").innerHTML = y3;
document.getElementById("a4").innerHTML = y4;
document.getElementById("a5").innerHTML = y5;
document.getElementById("a6").innerHTML = y6;
document.getElementById("a7").innerHTML = y7;
document.getElementById("a8").innerHTML = y8;
document.getElementById("a9").innerHTML = y9;
document.getElementById("a10").innerHTML = y10;
document.getElementById("b1").innerHTML = roundNumber(y1 * 12);
document.getElementById("b2").innerHTML = roundNumber(y2 * 12);
document.getElementById("b3").innerHTML = roundNumber(y3 * 12);
document.getElementById("b4").innerHTML = roundNumber(y4 * 12);
document.getElementById("b5").innerHTML = roundNumber(y5 * 12);
document.getElementById("b6").innerHTML = roundNumber(y6 * 12);
document.getElementById("b7").innerHTML = roundNumber(y7 * 12);
document.getElementById("b8").innerHTML = roundNumber(y8 * 12);
document.getElementById("b9").innerHTML = roundNumber(y9 * 12);
document.getElementById("b10").innerHTML = roundNumber(y10 * 12);
for(var k =1 ;k < 11; k++){
var c1 = "c"+k;
var d1 = "d"+k;
var e1 = "e"+k;
var f1 = "f"+k;
var g1 = "g"+k;
var mr1 = intrest1/(100*12);
var mr2 = intrest2/(100*12);
var mr3 = intrest3/(100*12);
var mr4 = intrest4/(100*12);
var mr5 = intrest5/(100*12);
var data1 = a*mr3/(1-Math.pow(1+mr3,-(y5*12)));
document.getElementById("c1").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y1*12))));
document.getElementById("c2").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y2*12))));
document.getElementById("c3").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y3*12))));
document.getElementById("c4").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y4*12))));
document.getElementById("c5").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y5*12))));
document.getElementById("c6").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y6*12))));
document.getElementById("c7").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y7*12))));
document.getElementById("c8").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y8*12))));
document.getElementById("c9").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y9*12))));
document.getElementById("c10").innerHTML = Math.round(a*mr1/(1-Math.pow(1+mr1,-(y10*12))));
document.getElementById("d1").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y1*12))));
document.getElementById("d2").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y2*12))));
document.getElementById("d3").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y3*12))));
document.getElementById("d4").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y4*12))));
document.getElementById("d5").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y5*12))));
document.getElementById("d6").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y6*12))));
document.getElementById("d7").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y7*12))));
document.getElementById("d8").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y8*12))));
document.getElementById("d9").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y9*12))));
document.getElementById("d10").innerHTML = Math.round(a*mr2/(1-Math.pow(1+mr2,-(y10*12))));
document.getElementById("e1").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y1*12))));
document.getElementById("e2").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y2*12))));
document.getElementById("e3").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y3*12))));
document.getElementById("e4").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y4*12))));
document.getElementById("e5").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y5*12))));
document.getElementById("e6").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y6*12))));
document.getElementById("e7").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y7*12))));
document.getElementById("e8").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y8*12))));
document.getElementById("e9").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y9*12))));
document.getElementById("e10").innerHTML = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y10*12))));
document.getElementById("f1").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y1*12))));
document.getElementById("f2").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y2*12))));
document.getElementById("f3").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y3*12))));
document.getElementById("f4").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y4*12))));
document.getElementById("f5").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y5*12))));
document.getElementById("f6").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y6*12))));
document.getElementById("f7").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y7*12))));
document.getElementById("f8").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y8*12))));
document.getElementById("f9").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y9*12))));
document.getElementById("f10").innerHTML = Math.round(a*mr4/(1-Math.pow(1+mr4,-(y10*12))));
document.getElementById("g1").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y1*12))));
document.getElementById("g2").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y2*12))));
document.getElementById("g3").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y3*12))));
document.getElementById("g4").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y4*12))));
document.getElementById("g5").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y5*12))));
document.getElementById("g6").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y6*12))));
document.getElementById("g7").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y7*12))));
document.getElementById("g8").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y8*12))));
document.getElementById("g9").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y9*12))));
document.getElementById("g10").innerHTML = Math.round(a*mr5/(1-Math.pow(1+mr5,-(y10*12))));
document.getElementById("e5").style.backgroundColor = '#0560a6';
document.getElementById("e5").style.fontWeight = 'bold';
}
var emi_monthly = Math.round(a*mr3/(1-Math.pow(1+mr3,-(y5*12))));
document.getElementById('tblResult').style.display = "block";
document.getElementById('emi_td').innerHTML = Comma(roundNumber(emi_monthly));
var amt_paid = emi_monthly * m;
var intrest_paid = amt_paid - a;
document.getElementById('amt_paid').innerHTML = Comma(roundNumber(amt_paid));
document.getElementById('intrest_paid').innerHTML = Comma(roundNumber(amt_paid - a));
document.getElementById('prin_paid').innerHTML = Comma(roundNumber(a));
// confirm email result
//email_result_confirmation();
}
//home-loan-calculator.php
function calculate_home_loan(form)
{
var house_value = document.getElementById("house_value").value;
var loan_amount = trim(document.getElementById("loan_amount").value);
var gross_salary = trim(document.getElementById("gross_salary").value);
var take_home_salary = trim(document.getElementById("take_home_salary").value);
var term = trim(document.getElementById("term").value);
var age = trim(document.getElementById("age").value);
var occupation = trim(document.getElementById("occupation").value);
var rent = trim(document.getElementById("rent").value);
if(house_value == ''){
alert("Please check your house value.");
document.getElementById("house_value").focus();
}else if(IsFloat(house_value) == false){
alert("Please enter numeric value for your house value.");
document.getElementById("house_value").value = "";
document.getElementById("house_value").focus();
}else if(loan_amount == ''){
alert("Please enter the loan amount.");
document.getElementById("loan_amount").focus();
}else if(IsFloat(loan_amount) == false){
alert("Please enter numeric value for loan amount.");
document.getElementById("loan_amount").value = "";
document.getElementById("loan_amount").focus();
}else if(gross_salary == ''){
alert("Please enter the your gross salary.");
document.getElementById("gross_salary").focus();
}else if(IsFloat(gross_salary) == false){
alert("Please enter numeric value for gross salary.");
document.getElementById("gross_salary").value = "";
document.getElementById("gross_salary").focus();
}else if(take_home_salary == ''){
alert("Please enter the your take home salary.");
document.getElementById("take_home_salary").focus();
}else if(IsFloat(take_home_salary) == false){
alert("Please enter numeric value for the take home salary.");
document.getElementById("take_home_salary").value = "";
document.getElementById("take_home_salary").focus();
}else if(term == ''){
alert("Please enter the your Preferred Term of Loan.");
document.getElementById("term").focus();
}else if(IsFloat(term) == false){
alert("Please enter numeric value for the Preferred Term of Loan.");
document.getElementById("term").value = "";
document.getElementById("term").focus();
}else if(rent == ''){
alert("Please enter the your current rent.");
document.getElementById("rent").focus();
}else if(IsFloat(rent) == false){
alert("Please enter numeric value for the current rent.");
document.getElementById("rent").value = "";
document.getElementById("rent").focus();
}else{
//--------------part1----------------
var loan_amount=eval(document.getElementById('loan_amount').value);
var house_value=eval(document.getElementById('house_value').value);
//alert(house_value);
var mm = eval((1-(loan_amount/house_value))*100); // Margin Money %
var lvr = eval((loan_amount/house_value)*100);
//alert(mm);
document.getElementById("result_id").innerHTML = "Margin Money "+roundNumber_one(mm)+" %
Loan to Value ratio " +roundNumber_one(lvr)+" %";
//--------------part2----------------
var la = (eval(document.getElementById('take_home_salary').value)); //b6
var rlp1 = eval(la*70/100); // Margin Money %
var rlp2 = eval(la*60/100); // Margin Money %
var rlp3 = eval(la*65/100); // Margin Money %
document.getElementById("bank1_emi").innerHTML = roundNumber(rlp1);
document.getElementById("bank2_emi").innerHTML = roundNumber(rlp2);
document.getElementById("bank3_emi").innerHTML = roundNumber(rlp3);
//--------------part3----------------
//(1-(1+ir_pc1)^(-mle1))*$C$14/ir_pc1/100000
var tol1 = 10;
var tol2 = 15;
var tol3 = 20;
var tol4 = 25;
var tol1_max_eligibility = 10*12;
var tol2_max_eligibility = 15*12;
var tol3_max_eligibility = 20*12;
var tol4_max_eligibility = 25*12;
var ir1 = 8;
var ir2 = 8.25;
var ir3 = 9;
var ir_pc1 = roundNumber(ir1/12);
var ir_pc2 = roundNumber(ir2/12);
var ir_pc3 = roundNumber(ir3/12);
var mle1 = tol1*12;
var mle2 = tol2*12;
var mle3 = tol3*12;
var mle4 = tol4*12;
document.getElementById("max_loan1").innerHTML = roundNumber(tol1_max_eligibility);
document.getElementById("max_loan2").innerHTML = roundNumber(tol2_max_eligibility);
document.getElementById("max_loan3").innerHTML = roundNumber(tol3_max_eligibility);
document.getElementById("max_loan4").innerHTML = roundNumber(tol4_max_eligibility);
}//else
}
//pre-payment-calculator.php
function calculate_pre_payment(form)
{
var amt=document.getElementById('amt');
var years=document.getElementById('years');
var rate=document.getElementById('rate');
var paynalty=document.getElementById('paynalty');
var fd=document.getElementById('fd');
var sdinput=document.getElementById('sdate');
var sdate = sdinput.value;
var x=sdate.split("/");
var sdd=parseInt(x[0]);
var sdm=parseInt(x[1]);
var sdy=parseInt(x[2]);today
var today=document.getElementById('today').value;
var t=today.split("/");
var tdd=parseInt(t[0]);
var tdm=parseInt(t[1]);
var tdy=parseInt(t[2]);
if(amt.value == ''){
alert("Please check your loan amount.");
amt.focus();
}else if(sdinput.value==''){
alert("Please enter starting date of loan !!!");
sdinput.value = "";
sdinput.focus();
}else if(IsFloat(amt.value)==false){
alert("Please enter numeric value!!!");
amt.focus();
}else if(years.value == ''){
alert("Please check the loan duration.");
years.focus();
}else if(IsFloat(years.value)==false){
alert("Please enter numeric value.");
years.focus();
}else if(rate.value == ''){
alert("Please enter rate of interest.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter numeric value.");
rate.focus();
}else if(rate.value > 100 || rate.value < 1){
alert("Please rate of interest between 1 to 100 only.");
rate.focus();
}else if(paynalty.value == ''){
alert("Please enter pre-payment penalty.");
paynalty.focus();
}else if(IsFloat(paynalty.value)==false){
alert("Please enter numeric value.");
paynalty.focus();
}else if(paynalty.value > 100 || paynalty.value < 1){
alert("Please pre payment paynalty between 1 to 100 only.");
paynalty.focus();
}else if(fd.value == ''){
alert("Please check the value for Interest Earned if Money Put in FD.");
fd.focus();
}else if(IsFloat(fd.value)==false){
alert("Please enter numeric value.");
fd.focus();
}else if(fd.value > 100 || paynalty.value < 1){
alert("Please intrest earn on FD between 1 to 100 only!!!");
fd.focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash = '#pre-payment-calculator';
var op1 = (fd.value * 0.7);
var loan_dur = Math.round(years.value * 12);
var rate_intr = Math.round(rate.value / 12);
var start_date =new Date(sdy,sdm-1,sdd);
var present_date =new Date(tdy,tdm-1,tdd);
var one_day=1000*60*60*24;
var diff =Math.ceil((present_date.getTime()-start_date.getTime())/(one_day));
var duration_far = diff;
var m_instalment = duration_far / 365 * 12;
var mult_index = (Math.pow((1+rate.value/1200),loan_dur));
// 1st output
var emi_pm = (amt.value * (rate.value/1200) * mult_index/(mult_index-1));
document.getElementById("op2").innerHTML = Math.round(emi_pm);
//alert(emi_pm)
//2nd output
//formula = (1-((1+C18)^C21-1)/((1+C18)^C17-1))*C3
var temp1 = (Math.pow((1 + rate.value/1200),(m_instalment))-1);
var temp2 = (Math.pow((1 + rate.value/1200),(loan_dur))-1);
var outs_principal = Math.round((1-(temp1/temp2)) * amt.value);
document.getElementById("op3").innerHTML = Math.round(outs_principal);
//3rd output
var rem_duration_y = (years.value - duration_far/365);
var mmm = parseInt((rem_duration_y*12)%12);
if(parseInt(rem_duration_y) > 1 && mmm > 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' years '+mmm+' months';
}else if(parseInt(rem_duration_y) <= 1 && mmm > 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' year '+mmm+' months';
}else if(parseInt(rem_duration_y) <= 1 && mmm < 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' year '+mmm+' month';
}else if(parseInt(rem_duration_y) > 1 && mmm < 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' years '+mmm+' month';
}
//4th output
var rem_duration_m = (rem_duration_y) * 12;
//document.getElementById("op5").value = Math.round(rem_duration_m);
// 5th output
var pre_payment_amt = Math.round((paynalty.value/100) * outs_principal);
document.getElementById("op6").innerHTML = Math.round(pre_payment_amt);
// 6th output
var inre_rem_pay = Math.round(rem_duration_m * emi_pm - outs_principal);
document.getElementById("op7").innerHTML = (inre_rem_pay);
// 7th output
var a1 =((outs_principal + pre_payment_amt) * Math.pow((1 + op1/1200),(rem_duration_y * 12)))-outs_principal;
var a2 =((outs_principal + pre_payment_amt) * Math.pow((1 + op1/400),(rem_duration_y * 4)))-outs_principal;
var a3 =((outs_principal + pre_payment_amt) * Math.pow((1 + op1/200),(rem_duration_y * 2)))-outs_principal;
var a4 =((outs_principal + pre_payment_amt) * Math.pow((1 + op1/100),rem_duration_y))-outs_principal;
document.getElementById("a1").innerHTML = roundNumber(a1);
document.getElementById("a2").innerHTML = roundNumber(a2);
document.getElementById("a3").innerHTML = roundNumber(a3);
document.getElementById("a4").innerHTML = roundNumber(a4);
// 8th output
var b1 = inre_rem_pay - pre_payment_amt - a1 ;
var b2 = inre_rem_pay - pre_payment_amt - a2 ;
var b3 = inre_rem_pay - pre_payment_amt - a3 ;
var b4 = inre_rem_pay - pre_payment_amt - a4 ;
document.getElementById("b1").innerHTML = roundNumber(b1);
document.getElementById("b2").innerHTML = roundNumber(b2);
document.getElementById("b3").innerHTML = roundNumber(b3);
document.getElementById("b4").innerHTML = roundNumber(b4);
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "Your prepayment amount will be Rs. "+Math.round(pre_payment_amt)+'';
// confirm email result
email_result_confirmation();
}
}
//refinance-calculator.php
function calculate_refinance(form)
{
var amt=document.getElementById('amt');
var years=document.getElementById('years');
var rate=document.getElementById('rate');
var new_rate=document.getElementById('new_rate');
var pre_pay=document.getElementById('pre_pay');
var sdinput=document.getElementById('sdate');
var sdate = sdinput.value;
var x=sdate.split("/");
var sdd=parseInt(x[0]);
var sdm=parseInt(x[1]);
var sdy=parseInt(x[2]);today
var today=document.getElementById('today').value;
var t=today.split("/");
var tdd=parseInt(t[0]);
var tdm=parseInt(t[1]);
var tdy=parseInt(t[2]);
if(amt.value == ''){
alert("Please check your original loan amount.");
amt.focus();
}else if(IsFloat(amt.value)==false){
alert("Please enter numeric value.");
amt.focus();
}else if(trim(sdinput.value)==''){
alert("Please enter start date of the loan.");
sdinput.focus();
}else if(years.value == ''){
alert("Please check the loan duration.");
years.focus();
}else if(IsFloat(years.value)==false){
alert("Please enter numeric value.");
years.value = "";
years.focus();
}else if(rate.value == ''){
alert("Please enter rate of interest.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter numeric value.");
rate.value = "";
rate.focus();
}else if(rate.value > 100 || rate.value < 1){
alert("Please rate of interest between 1 to 100 only.");
rate.value = "";
rate.focus();
}else if(pre_pay.value == ''){
alert("Please enter pre-payment penalty.");
pre_pay.focus();
}else if(IsFloat(pre_pay.value)==false){
alert("Please enter numeric value.");
pre_pay.value = "";
new_rate.focus();
}else if(pre_pay.value > 100 || pre_pay.value < 1){
alert("Please rate of interest between 1 to 100 only.");
pre_pay.value = "";
pre_pay.focus();
}else if(new_rate.value == ''){
alert("Please check new interest rate.");
new_rate.focus();
}else if(IsFloat(new_rate.value)==false){
alert("Please enter numeric value.");
new_rate.value = "";
new_rate.focus();
}else if(new_rate.value > 100 || new_rate.value < 1){
alert("Please rate of interest between 1 to 100 only!!!");
new_rate.value = "";
new_rate.focus();
}else{
document.getElementById("table_data").style.display = '';
if(form.rad[0].checked == true){
document.getElementById("table_data2").style.display = '';
document.getElementById("table_data3").style.display = 'none';
}
if(form.rad[1].checked == true){
document.getElementById("table_data3").style.display = '';
document.getElementById("table_data2").style.display = 'none';
}
window.location.hash = '#refinance-calculator';
var loan_dur = Math.round(years.value * 12);
var rate_intr = Math.round(rate.value / 12);
var start_date =new Date(sdy,sdm-1,sdd);
var present_date =new Date(tdy,tdm-1,tdd);
var one_day=1000*60*60*24;
var diff =Math.ceil((present_date.getTime()-start_date.getTime())/(one_day));
var duration_far = diff;
var m_instalment = duration_far / 365 * 12;
var mult_index = (Math.pow((1+rate.value/1200),loan_dur));
// 1st output
var emi_pm = (amt.value * (rate.value/1200) * mult_index/(mult_index-1));
document.getElementById("op2").innerHTML = Math.round(emi_pm);
//alert(emi_pm)
//2nd output
//formula = (1-((1+C18)^C21-1)/((1+C18)^C17-1))*C3
var temp1 = (Math.pow((1 + rate.value/1200),(m_instalment))-1);
var temp2 = (Math.pow((1 + rate.value/1200),(loan_dur))-1);
var outs_principal = Math.round((1-(temp1/temp2)) * amt.value);
document.getElementById("op3").innerHTML = Math.round(outs_principal);
//3rd output
var rem_duration_y = (years.value - duration_far/365);
var mmm = parseInt((rem_duration_y*12)%12);
if(parseInt(rem_duration_y) > 1 && mmm > 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' years '+mmm+' months';
}else if(parseInt(rem_duration_y) <= 1 && mmm > 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' year '+mmm+' months';
}else if(parseInt(rem_duration_y) <= 1 && mmm < 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' year '+mmm+' month';
}else if(parseInt(rem_duration_y) > 1 && mmm < 1){
document.getElementById("op4").innerHTML = parseInt(rem_duration_y)+' years '+mmm+' month';
}
//4th output
var rem_duration_m = (rem_duration_y) * 12;
//document.getElementById("op5").value = Math.round(rem_duration_m);
// op 5 Different Duration,Same EMI
var pre_pay_amt = Math.round((pre_pay.value /100) * outs_principal) ;
var new_amt = pre_pay_amt + outs_principal;
document.getElementById("new_amt").innerHTML = Math.round(new_amt);
// op 6
var mir = new_rate.value/1200;
var mi = Math.pow((1 + mir ),rem_duration_y * 12);
var new_emi = (new_amt * mir * mi)/ (mi - 1);
document.getElementById("op6").innerHTML = Math.round(new_emi);
//op 7
var diff_pm = emi_pm - new_emi;
document.getElementById("op7").innerHTML = Math.round(diff_pm);
//op 8
var saving_yearly = diff_pm * 12;
document.getElementById("op8").innerHTML = Math.round(saving_yearly);
//op 9
var saving_for_remn = diff_pm * rem_duration_m;
document.getElementById("op9").innerHTML = Math.round(saving_for_remn);
// op10 Same Duration, Different EMI
document.getElementById("new_amt2").innerHTML = Math.round(new_amt);
//op 11
document.getElementById("op10").innerHTML = Math.round(emi_pm);
//op 12
var mi2 = emi_pm /(emi_pm - new_amt * mir);
var rem_dur_same_emi = (Math.log(mi2)/Math.log(1+mir));
document.getElementById("op11").innerHTML = Math.round(rem_dur_same_emi);
//op 13
var month_reduced = rem_duration_m - rem_dur_same_emi;
document.getElementById("op12").innerHTML = Math.round(month_reduced);
// table visiability
document.getElementById('tblResult').style.display = "block";
if(form.rad[0].checked == true){
document.getElementById('result_id').innerHTML = "EMI of your new loan will be Rs. "+Math.round(new_emi)+'';
}
if(form.rad[1].checked == true){
document.getElementById('result_id').innerHTML = "Duration of your new loan will be "+parseInt(rem_duration_y)+' years '+mmm+' months'+'';
}
// confirm email result
email_result_confirmation();
}
}
// Related functions in Income-tax-calculator.php
function show_80c_input(num){
if(num == 1){
document.getElementById('80c_tr').style.display='';
}else{
document.getElementById('80c_tr').style.display='none';
}
}
function show_80d_input(num){
if(num == 1){
document.getElementById('80d_tr').style.display='';
}else{
document.getElementById('80d_tr').style.display='none';
}
}
function resert_it_table(){
document.getElementById('80c_tr').style.display='none';
document.getElementById('80d_tr').style.display='none';
}
function medi_show(){
var medi_rad = document.getElementsByName("medi_rad");
if(medi_rad[0].checked == true){
document.getElementById('medical_re').disabled=false;
document.getElementById('medical_re').focus();
document.getElementById('mcc').value=0;
document.getElementById('mcc').disabled=true;
}
if(medi_rad[1].checked == true){
document.getElementById('mcc').disabled=false;
document.getElementById('mcc').focus();
document.getElementById('medical_re').value=0;
document.getElementById('medical_re').disabled=true;
}
}
////----------- Income-tax-calculator.php-----------------------
function calculate_income_tax(form)
{
var basic ,hra ,sup_all ,conveyance ,lunch_coupons,medical_re;
var lta ,cpf ,tr ,cr ,other ,mcc ,gratuity, intrest_on_loan,prin_houcing,intrest_on_loan2;
basic =document.getElementById('basic');
hra =document.getElementById('hra');
sup_all =document.getElementById('sup_all');
conveyance =document.getElementById('conveyance');
lunch_coupons =document.getElementById('lunch_coupons');
medical_re =document.getElementById('medical_re');
lta =document.getElementById('lta');
cpf =document.getElementById('cpf');
tr =document.getElementById('tr');
cr =document.getElementById('cr');
other =document.getElementById('other');
mcc =document.getElementById('mcc');
gratuity =document.getElementById('gratuity');
intrest_on_loan =document.getElementById('intrest_on_loan');
intrest_on_loan2 =document.getElementById('intrest_on_loan2');
prin_houcing =document.getElementById('prin_houcing');
var city =document.getElementById('city').value;
var age = document.getElementById('age').value;
var rent_paid = document.getElementById('rent_paid');
var lta_claimed = document.getElementById('lta_claimed');
var sub_tot1 = 0;
var tot1 = new Array(basic,hra,sup_all,conveyance,lunch_coupons,medical_re,lta,cpf,tr,cr,other);
var cnn = 0;
for(var i = 0; i < tot1.length; i++ ){
if(tot1[i].value=='') tot1[i].value= 0;
if(IsFloat(tot1[i].value)==false){
alert("please enter numeric value!!!");
tot1[i].focus();
cnn =1;
break;
}else{
cnn = 0;
}
// sub total 1
sub_tot1 = sub_tot1 + parseFloat(tot1[i].value);
}
// --------------make defualt value as 0 start ------------------------//
if(mcc.value ==''){
mcc.value = 0;
}
if(gratuity.value ==''){
gratuity.value = 0;
}
if(intrest_on_loan.value ==''){
intrest_on_loan.value = 0;
}
if(intrest_on_loan2.value ==''){
intrest_on_loan2.value = 0;
}
if(prin_houcing.value ==''){
prin_houcing.value = 0;
}
if(rent_paid.value==''){
rent_paid.value = 0;
}
if(lta_claimed.value==''){
lta_claimed.value = 0;
}
if(cnn == 1){
//break;
}else
if(age ==''){
alert("Enter your age !!!");
document.getElementById("age").focus();
}else if(IsFloat(age) ==false){
alert("Enter Numeric value !!!");
document.getElementById("age").focus();
}else
if(tot1[0].value=='' || tot1[0].value == 0){
alert("Enter Basic salary !!!");
tot1[0].focus();
}else {
document.getElementById("table_data").style.display = "";
document.getElementById("table_data2").style.display = "";
// --------------make defualt value as 0 End ------------------------//
var tot_of_80c = 0;
var tot_of_80d = 0;
if(form.rad_80c[0].checked == true){
var c801 = (document.getElementById("c801"));
var c802 = (document.getElementById("c802"));
var c803 = (document.getElementById("c803"));
var c804 = (document.getElementById("c804"));
var c805 = (document.getElementById("c805"));
var c806 = (document.getElementById("c806"));
var c807 = (document.getElementById("c807"));
var c808 = (document.getElementById("c808"));
var c809 = (document.getElementById("c809"));
var c8010 = (document.getElementById("c8010"));
var c8011 = (document.getElementById("c8011"));
var c8012 = (document.getElementById("c8012"));
var c8013 = (document.getElementById("c8013"));
var c8014 = (document.getElementById("c8014"));
var c8015 = (document.getElementById("c8015"));
var c8016 = (document.getElementById("c8016"));
var c8017 = (document.getElementById("c8017"));
if(c801.value=="")c801.value=0;
if(c802.value=="")c802.value=0;
if(c803.value=="")c803.value=0;
if(c804.value=="")c804.value=0;
if(c805.value=="")c805.value=0;
if(c806.value=="")c806.value=0;
if(c807.value=="")c807.value=0;
if(c808.value=="")c808.value=0;
if(c809.value=="")c809.value=0;
if(c8010.value=="")c8010.value=0;
if(c8011.value=="")c8011.value=0;
if(c8012.value=="")c8012.value=0;
if(c8013.value=="")c8013.value=0;
if(c8014.value=="")c8014.value=0;
if(c8015.value=="")c8015.value=0;
if(c8016.value=="")c8016.value=0;
if(c8017.value=="")c8017.value=0;
tot_of_80c = parseFloat(c801.value) + parseFloat(c802.value) + parseFloat(c803.value) + parseFloat(c804.value) + parseFloat(c805.value) + parseFloat(c806.value) + parseFloat(c806.value) + parseFloat(c807.value) + parseFloat(c808.value) + parseFloat(c809.value) + parseFloat(c8010.value) + parseFloat(c8011.value) + parseFloat(c8012.value) + parseFloat(c8013.value) + parseFloat(c8014.value) + parseFloat(c8015.value) + parseFloat(c8016.value) + parseFloat(c8017.value);
tot_of_80c = Math.min(tot_of_80c,100000);
document.getElementById('80c_tr').style.display='';
document.getElementById("tot_of_80c").innerHTML = 'Rs.'+tot_of_80c;
}else{
tot_of_80c = 0;
}
if(form.rad_80d[0].checked == true){
var d801 = (document.getElementById("d801"));
var d802 = (document.getElementById("d802"));
var d803 = (document.getElementById("d803"));
var d804 = (document.getElementById("d804"));
var d805 = (document.getElementById("d805"));
var d806 = (document.getElementById("d806"));
if(d801.value=="")d801.value=0;
if(d802.value=="")d802.value=0;
if(d803.value=="")d803.value=0;
if(d804.value=="")d804.value=0;
if(d805.value=="")d805.value=0;
if(d806.value=="")d806.value=0;
tot_of_80d = parseFloat(d801.value) + parseFloat(d802.value) + parseFloat(d803.value) + parseFloat(d804.value) + parseFloat(d805.value) + parseFloat(d806.value);
document.getElementById('80d_tr').style.display='';
document.getElementById("tot_of_80d").innerHTML = 'Rs.'+tot_of_80d;
}else{
tot_of_80d = 0;
}
// sub total 2
var sub_tot2 = parseFloat(mcc.value) + parseFloat(gratuity.value);
// total gross salary
var gross_sal = sub_tot1 + sub_tot2 ;
// rent paid
//var rent_paid = 240000;
// exempt
var t1 = parseFloat(hra.value);
var t2 = parseFloat(basic.value) * (city/100);
var temp = parseFloat(rent_paid.value) - (0.1 * parseFloat(basic.value));
//var exempt = Math.max(Math.min(t1,t2,temp),0);
var exempt = Math.min(t1,t2,temp);
var exempt_conveyance = Math.min(parseFloat(conveyance.value),9600);
var exempt_lunch_coupons = Math.min(15600,parseFloat(lunch_coupons.value));
var exempt_medical_re = Math.min(15000,parseFloat(medical_re.value));
var exempt_lta = Math.min(parseFloat(lta_claimed.value),parseFloat(lta.value));
var exempt_gratuity = Math.min(((15/26)*parseFloat(basic.value)),parseFloat(gratuity.value));
//taxable values
var taxable_basic = parseFloat(basic.value);
var taxable_hra = Math.max((parseFloat(hra.value) - exempt),0);
var taxable_sup_all = parseFloat(sup_all.value);
var taxable_conveyance = Math.max((parseFloat(conveyance.value) - exempt_conveyance),0);
var taxable_lunch_coupons = Math.max((parseFloat(lunch_coupons.value) - exempt_lunch_coupons),0);
var taxable_medical_re = Math.max((parseFloat(medical_re.value) - exempt_medical_re),0);
var taxable_lta = Math.max((parseFloat(lta.value) - exempt_lta),0);
var taxable_cpf = parseFloat(cpf.value);
var taxable_other = parseFloat(other.value);
var taxable_mcc = parseFloat(mcc.value);
var taxable_gratuity = Math.max((parseFloat(gratuity.value) - exempt_gratuity),0);
//alert(taxable_basic+'\n'+taxable_hra+'\n'+taxable_sup_all+'\n'+taxable_conveyance+'\n'+taxable_lunch_coupons+'\n'+taxable_medical_re+'\n'+taxable_lta+'\n'+taxable_cpf+'\n'+taxable_other+'\n'+taxable_mcc+'\n'+taxable_gratuity);
//tatal taxable
var tot_txable = taxable_basic + taxable_hra + taxable_sup_all + taxable_conveyance + taxable_lunch_coupons + taxable_medical_re +
taxable_lta + taxable_cpf + taxable_other + taxable_mcc + taxable_gratuity;
//alert(tot_txable)
// total under 80 C
var t3 = parseFloat(cpf.value) + parseFloat(prin_houcing.value);
var tot_uder_80c = Math.min(t3,100000);
//Total Under 80 D,DD,E,G
//var Total = parseFloat(c80.value) + parseFloat(d80.value) + parseFloat(dd80.value) + parseFloat(e80.value) + parseFloat(g80.value);
var Total = tot_of_80c + tot_of_80d;
//Net taxable income
var t4 = Math.min(parseFloat(intrest_on_loan.value), 150000);
var t5 = Math.min(parseFloat(intrest_on_loan2.value), 200000);
var net_taxable_income = tot_txable - tot_uder_80c - Total - 2400 - (t4 + t5);
//if incom less than 1.5 lac
if(net_taxable_income < 150000){
var tax_for_male = 0;
var tax_for_female = 0;
var tax_for_sc = 0;
}else
// if incom between 1.5 to 3 lac
if(net_taxable_income > 150000 && net_taxable_income < 300000){
var tax_for_male = Math.round( ((net_taxable_income - 160000) * 0.1) * 1.03);
var tax_for_female = Math.round( ((net_taxable_income - 190000) * 0.1) * 1.03);
var tax_for_sc = Math.round( (7500 + (net_taxable_income - 240000) * 0.1) * 1.03);
}else
// if incom between 3 to 5 lac
if(net_taxable_income > 300000 && net_taxable_income < 500000){
var tax_for_male = Math.round( (14000 + (net_taxable_income - 300000) * 0.2) * 1.03);
var tax_for_female = Math.round( (11000 + (net_taxable_income - 300000) * 0.2) * 1.03);
var tax_for_sc = Math.round( (6000 + (net_taxable_income - 300000) * 0.2) * 1.03);
}else
// if incom between 5 to 10 lac
if(net_taxable_income > 500000 && net_taxable_income < 1000000){
var tax_for_male = Math.round( (54000 + (net_taxable_income - 500000) * 0.3) * 1.03);
var tax_for_female = Math.round( (51000 + (net_taxable_income - 500000) * 0.2) * 1.03);
var tax_for_sc = Math.round( (46000 + (net_taxable_income - 500000) * 0.3) * 1.03);
}else
// if incom above 10 lac
if(net_taxable_income >= 1000000){
var tax_for_male = Math.round( (54000 + (net_taxable_income - 500000) * 0.3) * 1.03);
var tax_for_female = Math.round( (51000 + (net_taxable_income - 500000) * 0.3) * 1.03);
var tax_for_sc = Math.round( (46000 + (net_taxable_income - 500000) * 0.3) * 1.03);
}
var main_tax = 0;
if(form.gender[0].checked == true && age < 65 ){
main_tax = tax_for_male;
}else if(form.gender[1].checked == true && age < 65){
main_tax = tax_for_female;
}else if(age >= 65){
main_tax = tax_for_sc;
}
window.location.hash = '#income-tax-calculator';
// annual payable tax
document.getElementById("op1").innerHTML = main_tax;
//------------IN HAND SALARY-----------------//
var t5 = parseFloat(basic.value)/12 + parseFloat(hra.value)/12 + parseFloat(sup_all.value)/12;
var t6 = parseFloat(conveyance.value)/12 + parseFloat(lunch_coupons.value)/12 + parseFloat(tr.value)/12;
var monthly_component = Math.round(t5 + t6 + parseFloat(cr.value)/12);
var less_self_pf_contry = - Math.round(parseFloat(cpf.value)/12);
var less_profesional_tax = - 200;
var less_income_tax = - Math.round(main_tax/12);
var total_monthly_ihs = monthly_component + less_self_pf_contry + less_profesional_tax + less_income_tax ;
var total_yearly_ihs = total_monthly_ihs * 12;
document.getElementById("op4").innerHTML = monthly_component;
document.getElementById("op5").innerHTML = monthly_component * 12;
document.getElementById("op6").innerHTML = less_self_pf_contry;
document.getElementById("op7").innerHTML = less_self_pf_contry * 12;
document.getElementById("op8").innerHTML = less_profesional_tax;
document.getElementById("op9").innerHTML = less_profesional_tax * 12;
document.getElementById("op10").innerHTML = less_income_tax;
document.getElementById("op11").innerHTML = less_income_tax * 12;
document.getElementById("total1").innerHTML = total_monthly_ihs;
document.getElementById("total2").innerHTML = total_yearly_ihs;
document.getElementById("in_hand_monthly").innerHTML = total_monthly_ihs;
//------------IN HAND SALARY END-----------------//
//-------------OTHER QUARTERLY AND ANNUAL IN HAND--------------------//
var MR = parseFloat(medical_re.value)/12;
var LTA = parseFloat(lta.value)/12;
var total_other_monthly_inh = MR + LTA;
var total_other_yearly_inh = total_other_monthly_inh * 12;
document.getElementById("op12").innerHTML = MR;
document.getElementById("op13").innerHTML = MR * 12;
document.getElementById("op14").innerHTML = LTA;
document.getElementById("op15").innerHTML = LTA * 12;
document.getElementById("op16").innerHTML = total_other_monthly_inh;
document.getElementById("op17").innerHTML = total_other_yearly_inh;
//-------------OTHER QUARTERLY AND ANNUAL IN HAND END--------------------//
//-------------Not Obtained in Hand --------------------//
var pf_company_self = (parseFloat(cpf.value) * 2)/12;
var medi_contry = parseFloat(mcc.value)/12;
var grat = parseFloat(gratuity.value)/12;
var monthly_not_obtn_ihs = pf_company_self + medi_contry + grat ;
var yearly_not_obtn_ihs = monthly_not_obtn_ihs *12;
document.getElementById("op18").innerHTML = pf_company_self;
document.getElementById("op19").innerHTML = pf_company_self * 12;
document.getElementById("op20").innerHTML = medi_contry;
document.getElementById("op21").innerHTML = medi_contry * 12;
document.getElementById("op22").innerHTML = grat;
document.getElementById("op23").innerHTML = grat * 12;
document.getElementById("op24").innerHTML = monthly_not_obtn_ihs;
document.getElementById("op25").innerHTML = yearly_not_obtn_ihs;
//-------------Not Obtained in Hand END--------------------//
var tot_of_all_post_tax = total_yearly_ihs + total_other_yearly_inh + yearly_not_obtn_ihs;
document.getElementById("all_post_tax").innerHTML = tot_of_all_post_tax;
// confirm email result
email_result_confirmation();
}
}
function confirn_email_result(){
window.location.hash = '#';
email_CalResult_confirm('dlg1');
}
//-------------------------- CTC-optimizer Calculator ----------------------------------------------
function calulate_ctc(form)
{
var gender = document.getElementById("gender"); //list box
var city = document.getElementById("city"); //list box
var ctc = document.getElementById("ctc"); //text box
if(ctc.value=='' || ctc.value==0 || IsNumeric(ctc.value)==false){
alert("Please enter your CTC.");
ctc.focus();
}else{
//-----------deduction vars-----------------//
var rent_paid = document.getElementById("rent_paid"); //text box
var intrest_repaid = document.getElementById("intrest_repaid");//text box
var other_80c = document.getElementById("other_80c"); //text box
var d80 = document.getElementById("d80"); //text box
var dd80 = document.getElementById("dd80"); //text box
var e80 = document.getElementById("e80"); //text box
var g80 = document.getElementById("g80"); //text box
//---------proffesional tax--------//
var pt = 2400; //value asign
if(trim(ctc.value)=='') ctc.value = 0;
if(trim(rent_paid.value)=='') rent_paid.value = 0;
if(trim(intrest_repaid.value)=='') intrest_repaid.value = 0;
if(trim(other_80c.value)=='') other_80c.value = 0;
if(trim(d80.value)=='') d80.value = 0;
if(trim(dd80.value)=='') dd80.value = 0;
if(trim(e80.value)=='') e80.value = 0;
if(trim(g80.value)=='') g80.value = 0;
//-----------------assign direct values to objects-------------//
gender = (trim(gender.value));
city = (trim(city.value));
ctc = parseFloat(trim(ctc.value));
rent_paid = parseFloat(trim(rent_paid.value));
intrest_repaid = parseFloat(trim(intrest_repaid.value));
other_80c = parseFloat(trim(other_80c.value));
d80 = parseFloat(trim(d80.value));
dd80 = parseFloat(trim(dd80.value));
e80 = parseFloat(trim(e80.value));
g80 = parseFloat(trim(g80.value));
//------------------- var declaration--------------------//
var basic = 0;
var hra = 0;
var supplyment_all = ctc * 0.05; //Supplementary allowances
var conveyance = 9600; //Conveyance
var lunch_coupons = 15600; // Lunch Coupons
var medical_re = 15000; //Medical Reimbursement
var lta_re = ctc * 0.05; //LTA Reimbursement
var company_pf_con = 0; //Company’s PF Contribution
var car_re =0; //Car & Telephone Reimbursement
//------------------- Calculations --------------------//
if(ctc < 500001) car_re = 0;
else if(ctc >1000001) car_re = 96000;
else car_re = 36000;
// Intermidiate variable G5 and H6 for Vlookup
// G5 = (C14-C13-C11-C10-C9-C8-C7)/1.62 //min val
var G5 = parseFloat(ctc - car_re - lta_re - medical_re - lunch_coupons - conveyance -supplyment_all)/1.62;
//H5=(C14-C13-C11-C10-C9-C8-C7)/1.17 //max val
var H5 = parseFloat(ctc - car_re - lta_re - medical_re - lunch_coupons - conveyance -supplyment_all)/1.17;
// declaring array
var basic_arr = new Array();
var hra_arr = new Array();
var company_pf_con_arr = new Array();
var taxable_basic_arr = new Array();
var taxable_hra_arr = new Array();
var exempt_hra_arr = new Array();
var taxable_supliment_all_arr = new Array();
var exempt_conveyance_arr = new Array();
var taxable_conveyance_arr = new Array();
var exempt_lunch_coupons_arr = new Array();
var taxable_lunch_coupons_arr = new Array();
var exempt_medical_re_arr = new Array();
var taxable_medical_re_arr = new Array();
var exempt_lta_re_arr = new Array();
var taxable_lta_re_arr = new Array();
var exempt_car_re_arr = new Array();
var taxable_car_re_arr = new Array();
var total_taxable_arr = new Array();
var exempt_intrest_repaid_arr = new Array();
var tatal_ded_80c_arr = new Array();
var exempt_ded_80c_arr = new Array();
var exempt_80d_arr = new Array();
var exempt_80dd_arr = new Array();
var exempt_80g_arr = new Array();
var exempt_80e_arr = new Array();
var total_exempt80du_arr = new Array();
var net_taxble_income_arr = new Array();
var tax_for_male_arr = new Array();
var tax_for_female_arr = new Array();
var tax_for_sc_arr = new Array();
var monthly_component_arr = new Array();
var less_self_pf_contry_arr = new Array();
var less_income_tax_arr = new Array();
var less_professional_tax_arr = new Array();
var main_tax_arr = new Array();
var total_tax1_arr = new Array();
var total_tax2_arr = new Array();
var total_tax3_arr = new Array();
var total_all_post_tax_components_arr = new Array();
var j=0;
for(var i= G5+1000; i <= H5; i+=1000){
basic_arr[j] = parseInt(i);// Basic
company_pf_con_arr[j] = Math.round(i * 0.12); //Company’s PF Contribution
hra_arr[j] = Math.round(ctc - parseFloat(car_re + company_pf_con_arr[j] + lta_re + medical_re + lunch_coupons + conveyance + supplyment_all) - basic_arr[j]); // HRA
taxable_basic_arr[j] = Math.round(i); //taxable basic
exempt_hra_arr[j] = Math.max(Math.min(hra_arr[j],(basic_arr[j]*0.5),(rent_paid-0.1*basic_arr[j])),0); // hra exempt
taxable_hra_arr[j] = Math.round(Math.max(hra_arr[j]-exempt_hra_arr[j],0));
taxable_supliment_all_arr[j] = supplyment_all;
exempt_conveyance_arr[j] = Math.min(conveyance,9600);
taxable_conveyance_arr[j] = Math.max(conveyance-exempt_conveyance_arr[j],0);
exempt_lunch_coupons_arr[j] = Math.min(lunch_coupons,15600);
taxable_lunch_coupons_arr[j] = Math.max(lunch_coupons-exempt_lunch_coupons_arr[j],0);
exempt_medical_re_arr[j] = Math.min(medical_re,15000);
taxable_medical_re_arr[j] = Math.max(medical_re-exempt_medical_re_arr[j],0);
exempt_lta_re_arr[j] = 50000;;
taxable_lta_re_arr[j] = Math.max(lta_re-exempt_lta_re_arr[j],0);
exempt_car_re_arr[j] = 14400;
taxable_car_re_arr[j] = Math.max(car_re-exempt_car_re_arr[j],0);
total_taxable_arr[j] = taxable_basic_arr[j] + taxable_hra_arr[j] + taxable_supliment_all_arr[j] + taxable_conveyance_arr[j] + taxable_lunch_coupons_arr[j] + taxable_medical_re_arr[j] + taxable_lta_re_arr[j] + taxable_car_re_arr[j];
exempt_intrest_repaid_arr[j] = Math.min(intrest_repaid,150000);
tatal_ded_80c_arr[j] = company_pf_con_arr[j] + other_80c; // company pf contry = self pf contry
exempt_ded_80c_arr[j] = Math.min(tatal_ded_80c_arr[j],100000);
if(gender == 3)var t1 = 20000;
else t1 = 15000;
exempt_80d_arr[j] = Math.min(t1,d80);
exempt_80dd_arr[j] = Math.min(dd80,50000)
exempt_80g_arr[j] = e80;
exempt_80e_arr[j] = g80;
total_exempt80du_arr[j] = exempt_80d_arr[j] + exempt_80dd_arr[j] + exempt_80g_arr[j] + exempt_80e_arr[j];
net_taxble_income_arr[j] = total_taxable_arr[j] - exempt_ded_80c_arr[j] - total_exempt80du_arr[j] - pt - exempt_intrest_repaid_arr[j];
//if incom less than 1.5 lac
if(net_taxble_income_arr[j] < 150000){
tax_for_male_arr[j] = 0;
tax_for_female_arr[j] = 0;
tax_for_sc_arr[j] = 0;
}
else
// if incom between 1.5 to 3 lac
if(net_taxble_income_arr[j] > 150000 && net_taxble_income_arr[j] < 300000){
tax_for_male_arr[j] = Math.round( ((net_taxble_income_arr[j] - 160000) * 0.1) * 1.03);
tax_for_female_arr[j] = Math.round( ( (net_taxble_income_arr[j] - 190000) * 0.1) * 1.03);
tax_for_sc_arr[j] = Math.round( ((net_taxble_income_arr[j] - 240000) * 0.2) * 1.03);
}
else
// if incom between 3 to 5 lac
if(net_taxble_income_arr[j] > 300000 && net_taxble_income_arr[j] < 500000){
tax_for_male_arr[j] = Math.round( (14000 + (net_taxble_income_arr[j] - 300000) * 0.2) * 1.03);
tax_for_female_arr[j] = Math.round( (11000 + (net_taxble_income_arr[j] - 300000) * 0.2) * 1.03);
tax_for_sc_arr[j] = Math.round( (6000 + (net_taxble_income_arr[j] - 300000) * 0.2) * 1.03);
}else
// if incom between 5 to 10 lac
if(net_taxble_income_arr[j] > 500000 && net_taxble_income_arr[j] < 1000000){
tax_for_male_arr[j] = Math.round( (54000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
tax_for_female_arr[j] = Math.round( (51000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
tax_for_sc_arr[j] = Math.round( (46000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
}else
// if incom above 10 lac
if(net_taxble_income_arr[j] >= 1000000){
tax_for_male_arr[j] = Math.round( (54000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
tax_for_female_arr[j] = Math.round( (51000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
tax_for_sc_arr[j] = Math.round( (46000 + (net_taxble_income_arr[j] - 500000) * 0.3) * 1.03);
}
if(gender==1){
main_tax_arr[j] = tax_for_male_arr[j];
}else
if(gender==2){
main_tax_arr[j] = tax_for_female_arr[j];
}else{
main_tax_arr[j] = tax_for_sc_arr[j];
}
monthly_component_arr[j] = basic_arr[j] + hra_arr[j] + supplyment_all + conveyance + car_re;
less_self_pf_contry_arr[j] = company_pf_con_arr[j];
less_income_tax_arr[j] = pt;
less_professional_tax_arr[j] = main_tax_arr[j];
//total tax
total_tax1_arr[j] = monthly_component_arr[j] + (-less_self_pf_contry_arr[j]) + (-less_income_tax_arr[j]) + (-less_professional_tax_arr[j]);
//------------- Other quarterly and annual in hand-------------------------//
total_tax2_arr[j] = lunch_coupons + medical_re + lta_re;
//------------- Not Obtained in Hand ---------------------------//
//total_tax3_arr[j] = (2 * company_pf_con_arr[j]) + ctc + rent_paid;
total_tax3_arr[j] = (2 * company_pf_con_arr[j]);
//------- Total of All post tax components ---------------------//
total_all_post_tax_components_arr[j] = Math.round(total_tax3_arr[j] + total_tax2_arr[j] + total_tax1_arr[j]);
j++;
}//for
// Find Lowest tax value in array
var l = 0, lowest_tax;
for(var k=0; k < less_professional_tax_arr.length; k++){
if(parseInt(less_professional_tax_arr[k]) < parseInt(less_professional_tax_arr[l])){
lowest_tax = less_professional_tax_arr[k];
l = k;
}
}//for
document.getElementById('table_data').style.display = '';
document.getElementById('table_data2').style.display = '';
window.location.hash = '#calculator_result';
//------------------------- Displaying OutPut ---------------------------------------//
document.getElementById('m_salary_td').innerHTML = ''+getNumberFormat(total_tax1_arr[l]/12)+' (Rs.)';
document.getElementById('annual_tax_td').innerHTML = ''+getNumberFormat(lowest_tax)+' (Rs.)';
document.getElementById('all_post_td').innerHTML = ''+getNumberFormat(total_all_post_tax_components_arr[l])+' (Rs.)';
//Supplementary Allowance
document.getElementById('sl_1').innerHTML = getNumberFormat(Math.round(supplyment_all/12));
document.getElementById('sl_2').innerHTML = getNumberFormat(supplyment_all);
//document.getElementById('sl_3').innerHTML = getNumberFormat(taxable_supliment_all_arr[l]);
// Basic
document.getElementById('b_1').innerHTML = getNumberFormat(Math.round(basic_arr[l]/12));
document.getElementById('b_2').innerHTML = getNumberFormat(basic_arr[l]);
//document.getElementById('b_3').innerHTML = getNumberFormat(taxable_basic_arr[l]);
//HRA
document.getElementById('h_1').innerHTML = getNumberFormat(Math.round(company_pf_con_arr[l]/12));
document.getElementById('h_2').innerHTML = getNumberFormat(company_pf_con_arr[l]);
//document.getElementById('h_3').innerHTML = getNumberFormat(taxable_hra_arr[l]);
//Company’s PF Contribution
document.getElementById('cpfc_1').innerHTML = getNumberFormat(Math.round(hra_arr[l]/12));
document.getElementById('cpfc_2').innerHTML = getNumberFormat(hra_arr[l]);
//document.getElementById('cpfc_3').innerHTML = 0.00;
// Conveyance
document.getElementById('con_1').innerHTML = getNumberFormat(Math.round(conveyance/12));
document.getElementById('con_2').innerHTML = getNumberFormat(conveyance);
//document.getElementById('con_3').innerHTML = getNumberFormat(taxable_conveyance_arr[l]);
// Lunch Coupons
document.getElementById('lc_1').innerHTML = getNumberFormat(Math.round(lunch_coupons/12));
document.getElementById('lc_2').innerHTML = getNumberFormat(lunch_coupons);
//document.getElementById('lc_3').innerHTML = getNumberFormat(taxable_lunch_coupons_arr[l]);
// Medical Reimbursement
document.getElementById('mr_1').innerHTML = getNumberFormat(Math.round(medical_re/12));
document.getElementById('mr_2').innerHTML = getNumberFormat(medical_re);
//document.getElementById('mr_3').innerHTML = getNumberFormat(taxable_medical_re_arr[l]);
// Leave Travel Allowance
document.getElementById('lta_1').innerHTML = getNumberFormat(Math.round(lta_re/12));
document.getElementById('lta_2').innerHTML = getNumberFormat(lta_re);
//document.getElementById('lta_3').innerHTML = getNumberFormat(taxable_lta_re_arr[l]);
// Car & Telephone Reimbursement
document.getElementById('car_1').innerHTML = getNumberFormat(Math.round(car_re/12));
document.getElementById('car_2').innerHTML = getNumberFormat(car_re);
//document.getElementById('car_3').innerHTML = getNumberFormat(taxable_car_re_arr[l]);
//Total
document.getElementById('gs_1').innerHTML = getNumberFormat(Math.round(ctc/12));
document.getElementById('gs_2').innerHTML = getNumberFormat(ctc);
//document.getElementById('gs_3').innerHTML = getNumberFormat(main_tax_arr[l]);
// further saving
document.getElementById('op3_1').innerHTML = Math.round(100000 - exempt_ded_80c_arr[l]);
document.getElementById('op3_2').innerHTML = Math.round(150000-exempt_intrest_repaid_arr[l]);
document.getElementById('op3_3').innerHTML = Math.round(15000-medical_re);
// confirm email result
email_result_confirmation();
}//else
}
//present-value.php/present-value-of-money.php
function calculate_present_value(form)
{
var fdinput=document.getElementById('fdate');
var fd = fdinput.value;
var x1=fd.split(" ");
var x=x1[0].split("/");
var fdd=(x[0]);
var fdm=(x[1]);
var fdy=(x[2]);
/*
alert(fdd);
alert(fdm);
alert(fdy);
*/
var pdinput=document.getElementById('pdate');
var future=document.getElementById('future');
var rate=document.getElementById('rate');
var pd = pdinput.value;
var y1=pd.split(" ");
var y=y1[0].split("/");
var pdd=(y[0]);
var pdm=(y[1]);
var pdy=(y[2]);
/*
alert(pdd);
alert(pdm);
alert(pdy);
*/
var future_date =new Date(fdy,fdm-1,fdd);
var present_date =new Date(pdy,pdm-1,pdd);
var one_day=1000*60*60*24;
var diff =Math.ceil((future_date.getTime()-present_date.getTime())/(one_day));
if (diff<0)
{
alert("Future date can not be less than present date.");
}else if(future.value == ''){
alert("Please enter the amount.");
future.focus();
}else if(IsFloat(future.value)==false){
alert("Please enter numeric value for amount.");
future.value = "";
future.focus();
}else if(rate.value == ''){
alert("Please enter interest rate.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter the interest rate value between 1 to 100.");
rate.value = "";
rate.focus();
}else if(fdinput.value == ''){
alert("Please enter future date.");
fdinput.focus();
}else if(pdinput.value == ''){
alert("Please enter present date.");
pdinput.focus();
}else
{
document.getElementById("table_data").style.display = '';
//alert (diff +" days!");
window.location.hash = '#present-value';
var fv =eval(form.future.value);
var r=eval(form.rate.value);
var daily = fv/Math.pow((1+r/(365*100)),(diff/365*365));
document.getElementById("da").innerHTML = roundNumber(daily);
var biweekly = fv/Math.pow((1+r/(104*100)),(diff/365*104));
document.getElementById("bi").innerHTML = roundNumber(biweekly);
var monthly = fv/Math.pow((1+r/(12*100)),(diff/365*12));
document.getElementById("mo").innerHTML = roundNumber(monthly);
var quaeterly = fv/Math.pow((1+r/(4*100)),(diff/365*4));
document.getElementById("qu").innerHTML = roundNumber(quaeterly);
var semiannual = fv/Math.pow((1+r/(2*100)),(diff/365*2));
document.getElementById("se").innerHTML = roundNumber(semiannual);
var annual = fv/Math.pow((1+r/100),(diff/365));
document.getElementById("an").innerHTML = roundNumber(annual);
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "The present value of your investment is Rs. "+roundNumber(annual)+'';
// confirm email result
email_result_confirmation();
}
}
//--------------------- Future-value.php/return-on-investment.php -------------------------------------
function calulate_future_value(form)
{
var future=document.getElementById('future');
var rate=document.getElementById('rate');
var fdinput=document.getElementById('fdate');
var fd = fdinput.value;
var x1=fd.split(" ");
var x=x1[0].split("/");
var fdd=(x[0]);
var fdm=(x[1]);
var fdy=(x[2]);
/*
alert(fdd);
alert(fdm);
alert(fdy);
*/
var pdinput=document.getElementById('pdate');
var pd = pdinput.value;
var y1=pd.split(" ");
var y=y1[0].split("/");
var pdd=(y[0]);
var pdm=(y[1]);
var pdy=(y[2]);
/*
alert(pdd);
alert(pdm);
alert(pdy);
*/
var future_date =new Date(fdy,fdm-1,fdd);
var present_date =new Date(pdy,pdm-1,pdd);
var one_day=1000*60*60*24;
var diff =Math.ceil((future_date.getTime()-present_date.getTime())/(one_day));
if (diff<0)
{
alert("Future date can not be less than present date.");
}else if(future.value == ''){
alert("Please enter numeric value for amount.");
future.focus();
}else if(IsFloat(future.value)==false){
alert("Please enter numeric value for amount.");
future.value = "";
future.focus();
}else if(rate.value == ''){
alert("Please enter interest rate.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter the interest rate value between 1 to 100.");
rate.value = "";
rate.focus();
}else if(fdinput.value == ''){
alert("Please enter future date.");
fdinput.focus();
}else if(pdinput.value == ''){
alert("Please enter present date.");
pdinput.focus();
}else
{
//alert (diff +" days!");
document.getElementById("table_data").style.display = '';
//var fv =eval(form.future.value);
//var r=eval(form.rate.value);
window.location.hash ='#calulate_future_value';
var pv =eval(form.future.value);
var r=eval(form.rate.value);
var daily = pv*Math.pow((1+r/(365*100)),(diff/365*365));
document.getElementById("da").innerHTML = roundNumber(daily);
var biweekly = pv*Math.pow((1+r/(104*100)),(diff/365*104));
document.getElementById("bi").innerHTML = roundNumber(biweekly);
var monthly = pv*Math.pow((1+r/(12*100)),(diff/365*12));
document.getElementById("mo").innerHTML = roundNumber(monthly);
var quaeterly = pv*Math.pow((1+r/(4*100)),(diff/365*4));
document.getElementById("qu").innerHTML= roundNumber(quaeterly);
var semiannual = pv*Math.pow((1+r/(2*100)),(diff/365*2));
document.getElementById("se").innerHTML = roundNumber(semiannual);
var annual = pv*Math.pow((1+r/100),(diff/365));
document.getElementById("an").innerHTML = roundNumber(annual);
/*var daily = fv/Math.pow((1+r/(365*100)),(diff/365*365));
document.getElementById("da").innerHTML = roundNumber(daily);
var biweekly = fv/Math.pow((1+r/(104*100)),(diff/365*104));
document.getElementById("bi").innerHTML = roundNumber(biweekly);
var monthly = fv/Math.pow((1+r/(12*100)),(diff/365*12));
document.getElementById("mo").innerHTML = roundNumber(monthly);
var quaeterly = fv/Math.pow((1+r/(4*100)),(diff/365*4));
document.getElementById("qu").innerHTML= roundNumber(quaeterly);
var semiannual = fv/Math.pow((1+r/(2*100)),(diff/365*2));
document.getElementById("se").innerHTML = roundNumber(semiannual);
var annual = fv/Math.pow((1+r/100),(diff/365));
document.getElementById("an").innerHTML = roundNumber(annual);*/
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "The future value of your investment will be Rs. "+roundNumber(annual)+'';
// confirm email result
email_result_confirmation();
}
}
//// rate_of-returns.php/rate-of-interest.php
function calculate_rate_of_returns(form)
{
var future=document.getElementById('future');
var present=document.getElementById('present');
var fdinput=document.getElementById('fdate');
var fd = fdinput.value;
var x1=fd.split(" ");
var x=x1[0].split("/");
var fdd=(x[0]);
var fdm=(x[1]);
var fdy=(x[2]);
var pdinput=document.getElementById('pdate');
var pd = pdinput.value;
var y1=pd.split(" ");
var y=y1[0].split("/");
var pdd=(y[0]);
var pdm=(y[1]);
var pdy=(y[2]);
var future_date =new Date(fdy,fdm-1,fdd);
var present_date =new Date(pdy,pdm-1,pdd);
var one_day=1000*60*60*24;
var diff =Math.ceil((future_date.getTime()-present_date.getTime())/(one_day));
if (diff<0){
alert("Future date can not be less than present date.");
}else if(future.value == ''){
alert("Please check the future value.");
future.focus();
}else if(IsFloat(future.value)==false){
alert("Please enter numeric value for future date.");
future.value = "";
future.focus();
}else if(present.value == ''){
alert("Please check the present value.");
present.focus();
}else if(IsFloat(present.value)==false){
alert("Please enter numeric value for intrest rate.");
present.value = "";
present.focus();
}else if(fdinput.value == ''){
alert("Please check the future date.");
fdinput.focus();
}else if(pdinput.value == ''){
alert("Please check the present date.");
pdinput.focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash ='#rate-of-intrest';
var fv =eval(form.future.value);
var pv=eval(form.present.value);
var daily = (365*100)*(Math.pow((fv/pv),(365/(diff*365)))-1);
document.getElementById("da").innerHTML = roundNumber(daily);
var biweekly = (365/7*2*100)*(Math.pow((fv/pv),(365/(diff*365/7*2)))-1);
document.getElementById("bi").innerHTML = roundNumber(biweekly);
var monthly =(12*100)*(Math.pow((fv/pv),(365/(diff*12)))-1);
document.getElementById("mo").innerHTML = roundNumber(monthly);
var quaeterly = (4*100)*(Math.pow((fv/pv),(365/(diff*4)))-1);
document.getElementById("qu").innerHTML= roundNumber(quaeterly);
var semiannual =(2*100)*(Math.pow((fv/pv),(365/(diff*2)))-1);
document.getElementById("se").innerHTML= roundNumber(semiannual);
var annual = roundNumber((100)*(Math.pow((fv/pv),(365/(diff)))-1));
document.getElementById("an").innerHTML = annual;
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = " The required rate of interest is "+annual+'%';
// confirm email result
email_result_confirmation();
}
}
//// /interest-rate-calculator.php
function calculate_rate_of_return_special(form)
{
var balance=document.getElementById('balance');
var rate=document.getElementById('goal');
var saving=document.getElementById('saving');
var months=document.getElementById('months');
if(balance.value == ''){
alert("Please enter starting balance.");
balance.focus();
}else if(IsFloat(balance.value)==false){
alert("Please enter numeric value.");
balance.value = "";
balance.focus();
}else if(rate.value == ''){
alert("Please enter savings goal.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter numeric value.");
rate.value = "";
rate.focus();
}else if(saving.value == ''){
alert("Please enter required monthly savings");
saving.focus();
}else if(IsFloat(saving.value)==false){
alert("Please enter numeric value.");
saving.value = "";
saving.focus();
}else if(months.value == ''){
alert("Please enter the number of months.");
months.focus();
}else if(IsFloat(months.value)==false){
alert("Please enter numeric value.");
months.value = "";
months.focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash = '#intrest-rate';
var s =eval(form.balance.value);
var a =eval(form.goal.value);
var m =eval(form.saving.value);
var n =eval(form.months.value);
//var q=Math.log(1+1/n)/Math.log(2);
//var r=100*(Math.pow((Math.pow((1+m/a),(1/q))-1),q)-1);
var q=Math.log(1+1/n)/Math.log(2);
var r = 1200 * (Math.pow((Math.pow((1+m/a),(1/q))-1),q)-1);
//alert(r);
if (r < 0)
{
var rr = - roundNumber(r);
}
else
{
var rr = roundNumber(r);
}
document.getElementById('output').innerHTML = rr+' %';
// confirm email result
email_result_confirmation();
}
}
///// monthly-savings-calculator.php
function calulate_monthly_saving(form)
{
var balances = document.getElementById("balance");
var rate = document.getElementById("rate");
var goal = document.getElementById("goal");
var months = document.getElementById("months");
if(balances.value == ''){
alert("Please enter starting balance.");
balances.focus();
}else if(IsFloat(balances.value)==false){
alert("Enter Numeric value!!!");
balances.value = "";
balances.focus();
}else if(rate.value==''){
alert("Please enter the rate of return value between 1 to 100.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Enter Numeric value!!!");
rate.value = "";
rate.focus();
}else if(goal.value == ''){
alert("Please check your savings goal.");
goal.focus();
}else if(IsFloat(goal.value)==false){
alert("Please check your savings goal.");
goal.value = "";
goal.focus();
}else if(months.value == ''){
alert("Please check the number of months.");
months.focus();
}else if(IsFloat(months.value)==false){
alert("Please check the number of months.");
months.value = "";
months.focus();
}else{
//document.getElementById("table_data").style.display = '';
var s =eval(form.balance.value);
var r =eval(form.rate.value);
var a =eval(form.goal.value);
var n =eval(form.months.value);
var m=(r/(12*100)*(a-(s*Math.pow((1+r/(12*100)),n))))/(Math.pow((1+r/(12*100)),n)-1);
//form.output.value = roundNumber(m);
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "The amount required to be saved each month is Rs. "+roundNumber(m)+'';
// confirm email result
email_result_confirmation();
}
}
//// Retirment-planning.php
function cal_rt_plane(form)
{
var web_path = trim(document.getElementById('web_path').value);
var tage = document.getElementById('tage');
var rage = document.getElementById('rage');
var m_saving = document.getElementById('m_saving');
var inc_saving = document.getElementById('inc_saving');
var life_exp = document.getElementById('life_exp');
var exp_intrest = document.getElementById('exp_intrest');
var proportion1 = document.getElementById('proportion1');
var proportion2 = document.getElementById('proportion2');
var return_exp1 = document.getElementById('return_exp1');
var return_exp2 = document.getElementById('return_exp2');
if(tage.value == ''){
alert("Please enter present age.");
tage.focus();
}else if(IsFloat(tage.value)==false){
alert("Please enter numeric value.");
tage.value = "";
tage.focus();
}else if(rage.value == ''){
alert("Please enter retirement age.");
rage.focus();
}else if(IsFloat(rage.value)==false){
alert("Please enter numeric value.");
rage.value = "";
rage.focus();
}else if(m_saving.value == ''){
alert("Please enter monthly savings amount.");
m_saving.focus();
}else if(IsFloat(m_saving.value)==false){
alert("Please enter numeric value.");
m_saving.value = "";
m_saving.focus();
}else if(inc_saving.value == ''){
alert("Please enter % increase in savings every year.");
inc_saving.focus();
}else if(IsFloat(inc_saving.value)==false){
alert("Please enter numeric value.");
inc_saving.value = "";
inc_saving.focus();
}else if(life_exp.value == ''){
alert("Please enter life expected after retirement.");
life_exp.focus();
}else if(IsFloat(life_exp.value)==false){
alert("Please enter the life expected after retirement age between 1 to 100.");
life_exp.value = "";
life_exp.focus();
}else if(exp_intrest.value == ''){
alert("Please enter expected interest from retirement pool invested.");
exp_intrest.focus();
}else if(IsFloat(exp_intrest.value)==false){
alert("Please enter the interest rate value between 1 to 100.");
exp_intrest.value = "";
exp_intrest.focus();
}else if(proportion1.value == ''){
alert("Please enter proportion invested.");
proportion1.focus();
}else if(IsFloat(proportion1.value)==false){
alert("Please enter numeric value for proportion invested.");
proportion1.focus();
}else if(return_exp1.value == ''){
alert("Please enter returns expected.");
return_exp1.focus();
}else if(IsFloat(return_exp1.value)==false){
alert("Please enter numeric value for returns expected.");
return_exp1.focus();
}else if(proportion2.value == ''){
alert("Please enter proportion invested.");
proportion2.focus();
}else if(IsFloat(proportion2.value)==false){
alert("Please enter numeric value for proportion invested.");
proportion2.focus();
}else if(return_exp2.value == ''){
alert("Please enter returns expected.");
return_exp2.focus();
}else if(IsFloat(return_exp2.value)==false){
alert("Please enter numeric value for returns expected.");
return_exp2.focus();
}else{
window.location.hash = '#calculator-result';
document.getElementById('print_article').innerHTML = ' | Result Loading... |
';
var act = 'retirement-calc';
var bodyVars = {
action : act,
tage :tage.value,
rage : rage.value,
m_saving:m_saving.value,
inc_saving:inc_saving.value,
life_exp :life_exp.value,
exp_intrest:exp_intrest.value,
proportion1 :proportion1.value,
proportion2 :proportion2 .value,
return_exp1 :return_exp1.value,
return_exp2 :return_exp2.value
}
var URLVars = '';
ajaxCaller.postVars(web_path+"ajax_calculator.php", bodyVars,URLVars, RetirememtCalNewsResponse, false, null);
}
return false;
}
function RetirememtCalNewsResponse(text, headers, callingContext) {
text = trim(text);
document.getElementById('print_article').innerHTML = text;
// confirm email result
email_result_confirmation();
}
/// Advanced-retirement-planning-calculator.php
function calculate_rt_plane_advanced(form)
{
var tage = document.getElementById('tage');
var rage = document.getElementById('rage');
var m_exp = document.getElementById('m_exp');
var k_edu = document.getElementById('k_edu');
var k_mar = document.getElementById('k_mar');
var home_pr = document.getElementById('home_pr');
var other_exp = document.getElementById('other_exp');
var life_span = document.getElementById('life_span');
var proportion1 = document.getElementById('proportion1');
var proportion2 = document.getElementById('proportion2');
var return_exp1 = document.getElementById('return_exp1');
var return_exp2 = document.getElementById('return_exp2');
if(tage.value == ''){
alert("Please enter present age.");
tage.focus();
}else if(IsFloat(tage.value)==false){
alert("Please enter numeric value.");
tage.focus();
}else if(rage.value == ''){
alert("Please enter retirement age.");
rage.focus();
}else if(IsFloat(rage.value)==false){
alert("Please enter numeric value.");
rage.focus();
}else if(m_exp.value == ''){
alert("Please enter expected monthly expenses.");
m_exp.focus();
}else if(IsFloat(m_exp.value)==false){
alert("Please enter numeric value.");
m_exp.focus();
}else if(k_edu.value == ''){
alert("Please enter proposed amount for children's education.");
k_edu.focus();
}else if(IsFloat(k_edu.value)==false){
alert("Please enter numeric value.");
k_edu.focus();
}else if(k_mar.value == ''){
alert("Please enter proposed amount for children's marriage.");
k_mar.focus();
}else if(IsFloat(k_mar.value)==false){
alert("Please enter numeric value.");
k_mar.focus();
}else if(home_pr.value == ''){
alert("Please enter amount for home purchase.");
home_pr.focus();
}else if(IsFloat(home_pr.value)==false){
alert("Please enter numeric value.");
home_pr.focus();
}else if(other_exp.value == ''){
alert("Please enter other expenses.");
other_exp.focus();
}else if(IsFloat(other_exp.value)==false){
alert("Please enter numeric value.");
other_exp.value = "";
other_exp.focus();
}else if(life_span.value == ''){
alert("Please enter other expenses.");
life_span.focus();
}else if(IsFloat(life_span.value)==false){
alert("Please enter numeric value.");
life_span.focus();
}else if(proportion1.value == ''){
alert("Please enter proportion invested.");
proportion1.focus();
}else if(IsFloat(proportion1.value)==false){
alert("Please enter numeric value.");
proportion1.focus();
}else if(proportion2.value == ''){
alert("Please enter returns expected.");
proportion2.focus();
}else if(IsFloat(proportion2.value)==false){
alert("Please enter numeric value.");
proportion2.focus();
}else if(return_exp1.value == ''){
alert("Please enter proportion invested.");
return_exp1.focus();
}else if(IsFloat(return_exp1.value)==false){
alert("Please enter numeric value!!!");
return_exp1.focus();
}else if(return_exp2.value == ''){
alert("Please enter returns expected.");
return_exp2.focus();
}else if(IsFloat(return_exp2.value)==false){
alert("Please enter numeric value.");
return_exp2.focus();
}
else{
document.getElementById("table_data").style.display = '';
window.location.hash = '#retirement-planning';
var inf_rate = trim(document.getElementById('op3').value);
// op2
var time_avl = rage.value - tage.value;
document.getElementById("op2").innerHTML = time_avl;
// op4
var sum = (parseFloat(k_edu.value) + parseFloat(k_mar.value) + parseFloat(home_pr.value) + parseFloat(other_exp.value));
var op4 = Math.round(sum * Math.pow((1+inf_rate/100),time_avl));
document.getElementById("op4").innerHTML = op4;
//op 5
var return_avl_anl = 7;
var month_avl = time_avl * 12;
var inf_adj = (parseFloat(m_exp.value) * Math.pow((1+ inf_rate/100),time_avl));
if(inf_rate == return_avl_anl){
var anual_princepal = (inf_rate/100) * ((return_avl_anl/100)/(1+(return_avl_anl/1200)));
}else{
var temp1 = ((return_avl_anl/1200) - (inf_rate/1200) );
var temp2 = ( 1 - Math.pow( (1+(inf_rate/1200))/( 1+ (return_avl_anl/1200)),month_avl));
var anual_princepal = Math.round((inf_adj/temp1) * temp2);
}
document.getElementById("op5").innerHTML = Math.round(anual_princepal);
//op 6
var op6 = Math.round(anual_princepal + op4);
document.getElementById("op6").innerHTML = op6;
// op 7
var monthly_return1 = return_exp1.value / 1200;
var monthly_return2 = return_exp2.value / 1200;
var factor1 = Math.round( (Math.pow((1 + monthly_return1),month_avl)-1)/monthly_return1) * proportion1.value/100;
var factor2 = Math.round( (Math.pow((1 + monthly_return2),month_avl)-1)/monthly_return2) * proportion2.value/100;
//alert(factor1+' -- '+factor2);
var saving_req = op6/(factor1 + factor2) ;
document.getElementById("op7").innerHTML = Math.round(saving_req);
document.getElementById('tblResult').style.display = "block";
document.getElementById('result_id').innerHTML = "The total amount of money you need to save for your retirement will be Rs. "+Math.round(op6)+'';
//confirm email result
email_result_confirmation();
}
}
///savings-calculator.php
function calculate_saving(form)
{
var balance=document.getElementById('balance');
var rate=document.getElementById('rate');
var saving=document.getElementById('saving');
var months=document.getElementById('months');
if(balance.value == ''){
alert("Please enter starting balance.");
balance.focus();
}else if(IsFloat(balance.value)==false){
alert("Please enter numeric value.");
balance.value = "";
balance.focus();
}else if(rate.value == ''){
alert("Please enter rate of return.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter the interest rate value between 1 to 100.");
rate.value = "";
rate.focus();
}else if(saving.value == ''){
alert("Please enter monthly savings.");
saving.focus();
}else if(IsFloat(saving.value)==false){
alert("please enter numeric value!");
saving.value = "";
saving.focus();
}else if(months.value == ''){
alert("Please enter number of months.");
months.focus();
}else if(IsFloat(months.value)==false){
alert("Please enter numeric value.");
months.value = "";
months.focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash = '#saving-calculator';
var s =eval(form.balance.value);
var r =eval(form.rate.value);
var m =eval(form.saving.value);
var n =eval(form.months.value);
var a=(s*Math.pow((1+r/(12*100)),n))+(m/(r/(12*100))*(Math.pow((1+r/(12*100)),n)-1));
document.getElementById('output').innerHTML = ''+roundNumber(a)+'';
// confirm email result
email_result_confirmation();
}
}
////
function calculate_crorepati(form)
{
var rate = document.getElementById("rate");
var goal = document.getElementById("goal");
var saving = document.getElementById("saving");
if(rate.value == ''){
alert("Please enter rate of return.");
rate.focus();
}else if(IsFloat(rate.value)==false){
alert("Please enter the interest rate value between 1 to 100");
rate.value ="";
rate.focus();
}else if(goal.value == ''){
alert("Please enter saving goal.");
goal.focus();
}else if(IsFloat(goal.value)==false){
alert("Please enter numeric value.");
goal.value ="";
goal.focus();
}else if(saving.value == ''){
alert("Please check monthly savings.");
saving.focus();
}else if(IsFloat(saving.value)==false){
alert("Please enter numeric value.");
saving.value ="";
saving.focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash ='#crorepati-calculator';
var r =eval(form.rate.value);
var a =eval(form.goal.value);
var s =eval(form.saving.value);
var n=Math.round(Math.log(1+(r/(12*100))*(a/s))/Math.log(1+r/(12*100)));
var y = parseInt(n/12);
var m = parseInt(n%12);
//form.output.value = y+' years '+m+' months';
document.getElementById('output').innerHTML = ''+y+' years '+m+' months'+'';
// confirm email result
email_result_confirmation();
}
}
///quick-insurance-detail-calculator.php
function calculate_quick_insurance(form)
{
var age = document.getElementById("age").value;
var income = document.getElementById("income").value;
var expence = document.getElementById("expence").value;
if(age==''){
alert("Enter your age.");
document.getElementById('age').focus();
}else if(IsFloat(age)== false){
alert("Enter Numeric value.");
document.getElementById('age').focus();
}else if(income==''){
alert("Enter annual income.");
document.getElementById('income').focus();
}else if(IsFloat(income)== false){
alert("Enter Numeric value.");
document.getElementById('income').focus();
}else if(expence==''){
alert("Enter your expence.");
document.getElementById('expence').focus();
}else if(IsFloat(expence)== false){
alert("Enter Numeric value.");
document.getElementById('expence').focus();
}else{
document.getElementById("table_data").style.display = '';
window.location.hash = '#quick-insurance';
var op1 = parseFloat(income) - parseFloat(expence);
var op2 = op1 * 12;
var multiplexer = 15;
if(age >=20 && age <=30){
multiplexer = 15;
}else if(age >=31 && age <=40){
multiplexer = 14;
}else if(age >=41 && age <=45){
multiplexer = 12;
}else if(age >=46 && age <=50){
multiplexer = 10;
}else if(age >=51 && age <=55){
multiplexer = 8;
}else if(age >=56){
multiplexer = 6;
}
var op3 = op2 * multiplexer ;
document.getElementById('output1').innerHTML = Math.round(op1);
document.getElementById('output2').innerHTML = Math.round(op2);
document.getElementById('output3').innerHTML = Math.round(op3);
// confirm email result
email_result_confirmation();
}
}
//---------------- Retirement PF amount calculator -------------------//
function retirement_pf_amount(calc){
var tage = document.getElementById("tage");
var rage = document.getElementById("rage");
var m_salary = document.getElementById("m_salary");
var y_increment = document.getElementById("y_increment");
var balance_pf = document.getElementById("balance_pf");
var m_exppense = document.getElementById("m_exppense");
var lumpsum_expense = document.getElementById("lumpsum_expense");
var expected_age = document.getElementById("expected_age");
var inflation_rate = document.getElementById("inflation_rate");
var rate_of_return = document.getElementById("rate_of_return");
if(trim(tage.value)=='' || trim(tage.value)==0){
alert("Please enter present age.");
tage.focus();
}else
if(IsNumeric(trim(tage.value))==false){
alert("Please enter numeric value for present age.");
tage.focus();
}else
if(trim(rage.value)=='' || trim(rage.value)==0){
alert("Please enter retirement age.");
rage.focus();
}else
if(IsNumeric(trim(rage.value))==false){
alert("Please enter numeric value for retirement age.");
rage.focus();
}else
if(trim(m_salary.value)=='' || trim(m_salary.value)==0){
alert("Please enter monthly basic salary.");
m_salary.focus();
}else
if(IsNumeric(trim(m_salary.value))==false){
alert("Please enter numeric value for monthly basic salary.");
m_salary.focus();
}else
if(trim(y_increment.value)=='' || trim(y_increment.value)==0){
alert("Please enter expected yearly increment in basic salary.");
y_increment.focus();
}else
if(IsNumeric(trim(y_increment.value))==false){
alert("Please enter numeric value for increment in basic salary.");
y_increment.focus();
}else
if(trim(y_increment.value)>100){
alert("Please enter % expected yearly increment in basic salary between 0 and 100 .");
y_increment.focus();
}else if(trim(balance_pf.value)=='' || trim(balance_pf.value)==0){
alert("Please enter existing balance in p.f. account.");
balance_pf.focus();
}else if(trim(m_exppense.value)=='' || trim(m_exppense.value)==0){
alert("Please enter existing balance in p.f. account.");
m_exppense.focus();
}else if(trim(lumpsum_expense.value)=='' || trim(lumpsum_expense.value)==0){
alert("Please enter expected lumpsum expenses on retirement.");
lumpsum_expense.focus();
}else if(trim(expected_age.value)=='' || trim(expected_age.value)==0){
alert("Please enter the age to which you expect to live.");
expected_age.focus();
}else
if(trim(inflation_rate.value)>100){
alert("Please enter % Long term Inflation rate between 0 and 100");
inflation_rate.focus();
}else
if(trim(rate_of_return.value)>100){
alert("Please enter % rate of return after retirement between 0 and 100 .");
rate_of_return.focus();
}else{
if( trim(tage.value)=='' || IsFloat(trim(tage.value))==false){
tage.value = 0;
}
if( trim(rage.value)=='' || IsFloat(trim(rage.value))==false){
rage.value = 0;
}
if(trim(m_salary.value)=='' || IsFloat(trim(m_salary.value))==false){
m_salary.value = 0;
}
if(trim(y_increment.value)=='' || IsFloat(trim(y_increment.value))==false){
y_increment.value = 0;
}
if(trim(balance_pf.value)=='' || IsFloat(trim(balance_pf.value))==false){
balance_pf.value = 0;
}
if(trim(m_exppense.value)=='' || IsFloat(trim(m_exppense.value))==false){
m_exppense.value = 0;
}
if(trim(lumpsum_expense.value)=='' || IsFloat(trim(lumpsum_expense.value))==false){
lumpsum_expense.value = 0;
}
if(trim(expected_age.value)=='' || IsFloat(trim(expected_age.value))==false){
expected_age.value = 0;
}
if(trim(inflation_rate.value)=='' || IsFloat(trim(inflation_rate.value))==false){
inflation_rate.value = 0;
}
if(trim(rate_of_return.value)=='' || IsFloat(trim(rate_of_return.value))==false){
rate_of_return.value = 0;
}
//value Asignment
tage = tage.value;
rage = rage.value;
m_salary = m_salary.value;
y_increment = y_increment.value;
balance_pf = balance_pf.value;
m_exppense = m_exppense.value;
lumpsum_expense = lumpsum_expense.value;
expected_age = expected_age.value;
inflation_rate = inflation_rate.value;
rate_of_return =rate_of_return.value;
var return_on_pf = 7;//B22
if(m_salary < 6501) var t1 = (0.1567 * m_salary) *12;
else var t1 = (0.24 * m_salary - 541) * 12;
var year_remaining = parseInt(rage - tage); //B23
var annual_pf_contry = t1;//B24
var year_left = expected_age - rage; // B25
var exp_yr_expence = 12 * m_exppense * Math.pow((1 + inflation_rate/100),year_remaining); // B26
if(inflation_rate==rate_of_return){
var op1 = (exp_yr_expence * year_left)/(1+rate_of_return/100);
}else{
var op1 = exp_yr_expence/(rate_of_return/100-inflation_rate/100)*(1- Math.pow(((1+inflation_rate/100)/(1+rate_of_return/100)),year_left));
}
var op2 = lumpsum_expense * Math.pow((1 + inflation_rate/100),year_remaining);
var op3 = op1 + op2;
if(y_increment == return_on_pf){
var op4 = annual_pf_contry * year_remaining * Math.pow((1+ return_on_pf/100),(year_remaining-1));
}else{
var op4 = annual_pf_contry/(return_on_pf/100 - y_increment/100) * ( Math.pow((1 + return_on_pf/100),year_remaining) - Math.pow((1 + y_increment/100),year_remaining)) + balance_pf * Math.pow((1 + return_on_pf/100),year_remaining) ;
}
var op5 = Math.round(op3 - op4);
var op6 = (op4/op3) * 100 ;
//------------------ Display output ------------------------------//
document.getElementById('tblResult').style.display = '';
window.location.hash = '#calculator-result';
document.getElementById('op1').innerHTML = getNumberFormat(Math.round(op1));
document.getElementById('op2').innerHTML = getNumberFormat(Math.round(op2));
document.getElementById('op3').innerHTML = getNumberFormat(Math.round(op3));
document.getElementById('op4').innerHTML = getNumberFormat(Math.round(op4));
document.getElementById('op5').innerHTML = getNumberFormat(Math.round(op5));
document.getElementById('op6').innerHTML = roundNumber(op6)+' %';
// confirm email result
email_result_confirmation();
}
}
function calculate_retirement_2(path){
//alert("here")
//var yrs=document.form.retirement_age.value-document.form.present_age.value;
//document.getElementById('retirement-calc-result').innerHTML = '';
//input variables
var act = 'calculate_retirement';
var bodyVars= {
action : act,
present_age: document.form.present_age.value,
retirement_age: document.form.retirement_age.value,
interest_return:document.form.interest_return.value,
monthly_salary:document.form.monthly_salary.value,
anticipated_increase:document.form.anticipated_increase.value,
monthly_expense:document.form.monthly_expense.value,
inflation_rate:document.form.inflation_rate.value,
current_savings:document.form.current_savings.value,
avg_return:document.form.avg_return.value,
investment_option1:document.form.investment_option1.value,
investment_option2:document.form.investment_option2.value,
investment_option3:document.form.investment_option3.value,
return_investment_option1:document.form.return_investment_option1.value,
return_investment_option2:document.form.return_investment_option2.value,
return_investment_option3:document.form.return_investment_option3.value
}
URLVars='';
ajaxCaller.postVars(path+"ajax_calculator.php",bodyVars,URLVars,retirementDisplay, false, null);
}
function retirementDisplay(response, headers, callingContext) {
//alert(response);
//return;
//document.write(response);
var variables=response.split("~");
response='';
var avlblCorpus=new Array();
var totalCorpus=new Array();
//alert(size);
/*for (x in variables)
{
document.write(variables[x] + "
");
}
*/
var point=variables[variables.length-10];
var yrslast=variables[variables.length-2];
var yrs=variables[variables.length-1];
var incomeR=variables[variables.length-9]
var returnSavings1=variables[variables.length-6]
var returnSavings2=variables[variables.length-5]
var returnSavings3=variables[variables.length-4]
var totalFinalCorpus=variables[variables.length-3]
var currSavings=variables[variables.length-7]
var expenseR=variables[variables.length-8]
//document.write(returnSavings1+" "+returnSavings2+" "+returnSavings3+" ");
for(var i=0;i");
}*/
if(yrslast!=0)document.getElementById("yrs_last").innerHTML="Yrs retirement savings will last: "+yrslast+"";
else document.getElementById("yrs_last").innerHTML="Your retirement savings will last atleast 40 years";
document.getElementById("yrs_remaining").innerHTML=" Earning years remaining:
"+yrs+"";
document.getElementById("annual_income").innerHTML="Annual income at retirement:
Rs. "+addComma(Math.round(incomeR))+"" ;
document.getElementById("value1").innerHTML="Value of Investment option 1:
Rs. "+addComma(Math.round(returnSavings1))+"";
document.getElementById("value2").innerHTML="Value of Investment option 2:
Rs. "+addComma(Math.round(returnSavings2))+"";
document.getElementById("value3").innerHTML="Value of Investment option 3:
Rs. "+addComma(Math.round(returnSavings3))+"";
document.getElementById("total_corpus").innerHTML="Total corpus at retirement:
Rs."+addComma(Math.round(totalFinalCorpus))+"";
document.getElementById("savings_retirement").innerHTML="Value of current savings at Retirement:
Rs. "+addComma(Math.round(currSavings))+"";
document.getElementById("annualexpense").innerHTML=" Annual Expense at Retirement:
Rs. "+addComma(Math.round(expenseR))+"";
chart(avlblCorpus);
//linegraph(totalCorpus,avlblCorpus);
}
function chart(x){
var mul = [];
for(var j=0;j')
.attr('src', api.make({
data : mul,
axis_labels :[1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,27,38,39,40], //axis_labels : ['2008','2007','2006'],
legend : ['Available Corpus after retirement'] ,
size:'680x400',
bg : 'FFFFFF',//default false
bg_offset : '000000',
bar_spacing : 20, //default 1
bar_width : 10, //default 20
size : '570x280'
}))
.appendTo("#chart");
//setTimeout('display_result_image()',1000);
}
function linegraph(x,z){
var mul = [];
for(var j=0;j<(x.length+z.length-1);j++){
mul[j] = new Array(2);
mul[0][0]=0;
mul[0][1]=0;
mul[j][0]= parseInt(x[j]);
mul[j][1]=0;
if(j==x.length){
mul[j][0]=parseInt(z[0]);
mul[j][1]=parseInt(z[0]);
}
else if(j>x.length){
mul[j][0]=0;
mul[j][1]=z[j-x.length];
}
}
//document.write(mul);
//for(var j=0;j')
.attr('src', api.make({
data : mul, //MANDATORY //data : [[105.7,97.9] //...[etc]
axis_labels : [1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,27,38,39,40,41,42,43,44,45,46,47,48,49,50], // ... [etc]
axis_step : 10,
size : '1000x300',
type : 'lc'
}))
.appendTo("#graph");
}
function addComma(nStr)
{
nStr += '';
x = nStr.split('.');
x1 = x[0];
x2 = x.length > 1 ? '.' + x[1] : '';
var rgx = /(\d+)(\d{3})/;
var z = 0;
var len = String(x1).length;
var num = parseInt((len/2)-1);
while (rgx.test(x1))
{
if(z > 0)
{
x1 = x1.replace(rgx, '$1' + ',' + '$2');
}
else
{
x1 = x1.replace(rgx, '$1' + ',' + '$2');
rgx = /(\d+)(\d{2})/;
}
z++;
num--;
if(num == 0)
{
break;
}
}
return x1 + x2;
}
