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FAQs
1. What is a credit card? How does it differ from a debit card?
2. How many types of credit cards are available in India?
3. What is a credit limit? 
4. What is the difference between premium and standard credit cards? 
5. What are the advantages of using a credit card? 
6. How to get a credit card?  
7. What is the minimum salary required to own a credit card?
8. What are reward points meant for?
9. How much does it cost to own a credit card?
10. What should I do in the event of loss of my credit card?
11. Should I pay through a credit card even if I have cash handy? 
12. How can I protect my credit card from misuse? 
13. What are the eligibility criteria to get a credit card? 
14. What does the purchase protection feature of a credit card mean? 
15. What is a credit shield? 
16. What is a supplementary or an add-on card? 
17. What is the joining fee for a credit card? 
18. When is the time to pay the annual fee? 
19. What happens if I don’t pay my credit card bills on time? 
20. What risks am I exposed to on losing my credit card?
21. What are the fees I would be paying after delaying my repayments?
22. Can a credit card be used throughout the world?
23. What happens if I lose or forget my PIN?
24. Should I go for credit card insurance?
25. How are my interest-free days calculated?
26. How does the situation differ when one decides using a credit card as against a debit card?
27. What is a billing period in a credit card?
28. What is a complete billing cycle?
29. How can a person take advantage of the credit period?
 
 
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