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FAQs
1. When can one apply for a personal loan?
2. Where can I get a personal loan from?
3. Do I need to provide any collateral for a personal loan?
4. What is the minimum and maximum amount that can be issued as a personal loan?
5. What is the maximum loan repayment period possible?
6. Can I get a personal loan?
7. Do I have to pay service charges? If yes, what could be the amount?
8. Is collateral or security needed for a personal loan?
9. How can I repay a personal loan?
10. What is the rate of interest that will be charged on my personal loan? How can I reduce it?
11. How soon will I get my loan money?
12. How will the personal loan amount be given to me?
13. Can I apply jointly with my spouse for a personal loan?
14. What are relationship discounts?
15. Can I prepay my personal loan?
16. Why would I require a personal loan?
17. Does it make sense to have a longer repayment period?
18. What will happen if my bank account holds insufficient balance for repayment?
19. What is a pre-approved loan?
20. How do I decide about prepaying a personal loan?
 
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