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5 Point Guide
1. Selecting a personal loan 2. Personal loan basics
3. Processing fee 4. Prepayment penalty
5. Higher interest rate 6. Use of personal loan
7. Substitution of funds 8. Unsecured loan
9. Procedural time 10. Documentation in personal loan
11. Late payment penalty 12. Duplicate statement charges
13. Verification charges 14. Minimum annual income
15. Upfront instalments 16. Interest calculation
17. Flat rate of interest 18. Reducing balance rate
19. Type of rests 20. Total interest
21. Analysing the interest rate 22. Deduction against salary
23. Post-dated cheques 24. Loan payment protection
25. Pre-approved loan


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